Federal credit union · Lander, Wyoming · NCUA charter #16009
Grand Altitude
Health score 95/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 95
- Health / 100
- $215.4M
- Total assets
- 12,835
- Members
- 13.8%
- Net-worth ratio
Grand Altitude scores 95/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $215.4M; members 12,835; net-worth ratio 13.77%; health rank #352 of 4,374; healthier than 90th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#352 of 4,374 health · 2025Q4Grand Altitude · health 95/100 · $215.4M · 2025Q4
Call Report peers
Grand Altitude in the assets neighbourhood
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Grand Altitude vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Grand Altitude sits in 95-99 with 391 others.
95 Top 10% higher than 90% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Grand Altitude
- Largest favorable gap: Loan-to-Share Ratio at 85.08% vs peer 72.20% (+12.88 pp).
Grand Altitude in Wyoming
- Wyoming health ordinal: #5 of 18.
- By total assets, Grand Altitude is #9 of 18 in Wyoming.
- Wyoming membership ordinal: #8 of 18.
- One place up in Wyoming, Trona Valley Community (#4) ties at 95/100; one place down, A.C.P.E. (#6) scores 94/100, 1 point lower.
Grand Altitude: 2025Q4 → 2026Q1
Grand Altitude: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.9% from $215.4M (2025Q4) to $217.3M (2026Q1).
- Net-worth ratio shifted +0.13 pp (13.64% → 13.77%).
This credit union's 13.77% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 95/100 score is built
Grand Altitude gives up 5 points in total. Delinquency Rate costs the most, 3 of its 25; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.0 pts
- Return on Assets 15.0 pts
- Member Growth 12.7 pts
- Loan-to-Share Ratio 15.3 pts
Grand Altitude health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.77% | +1.66 pp |
| Delinquency Rate | 0.80% | -0.09 pp |
| Return on Assets | 1.31% | +0.68 pp |
| Member Growth | 3.08% | - |
| Loan-to-Share Ratio | 85.08% | +12.88 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - Grand Altitude
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $217.3M | - |
| 2025Q4 | $215.4M | 12,835 |
| 2024Q4 | $204.4M | 12,451 |
| 2023Q4 | $188.0M | 11,850 |
Credit Union Details
- Charter Number
- 16009
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Wyoming
- City
- Lander
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for Grand Altitude, spread across 3 cities.
| Office | City |
|---|---|
| Grand Altitude FCU-Lander (Main Office) | Lander, WY |
| Grand Altitude FCU - Riverton | Riverton, WY |
| Grand Altitude FCU -Shoshoni | Shoshoni, WY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wyoming
A look at other Wyoming credit unions, ranked by how closely their peer group and asset size match this one.
Grand Altitude nationwide neighbourhoods
Using this data
- Grand Altitude ranks #352 of 4,374 nationally on financial health and #5 of 18 in WY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- SUNLIGHT is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with SUNLIGHT
Frequently Asked Questions
Is Grand Altitude financially healthy?
On its 2025Q4 NCUA 5300 filing, Grand Altitude scores 95/100 (Excellent), with a 13.77% net worth ratio and 0.80% of loans delinquent. It ranks #352 of 4,374 nationally on health and #5 of 18 in Wyoming.
How does Grand Altitude compare to other credit unions?
Grand Altitude scores 95/100, higher than 90% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (85.08% vs 72.20%).
How can I join Grand Altitude?
Grand Altitude operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Grand Altitude directly for the exact boundaries and application steps.
Is my money safe at Grand Altitude?
Grand Altitude is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Grand Altitude's net worth ratio of 13.77% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.