Federal credit union · VIENNA, Virginia · NCUA charter #24535

First Baptist Church of Vienna (Va)

Health score 67/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.

67
Health / 100
$1.1M
Total assets
194
Members
14.2%
Net-worth ratio

First Baptist Church of Vienna (Va) scores 67/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.1M; members 194; net-worth ratio 14.24%; health rank #3,759 of 4,374; healthier than 13th of scored peers.

Federal Call Report extract

NCUA 5300 Call Report Masthead

#3,759 of 4,374 health · 2025Q4

First Baptist Church · health 67/100 · $1.1M · 2025Q4

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First Baptist Church of Vienna (Va) vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); First Baptist Church of Vienna (Va) sits in 65-69 with 275 others.

67 13th percentile higher than 13% of 4,374 credit unions

every scored credit union, bucketed by value

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Source NCUA 5300 Call Report aggregates · 2025Q4

First Baptist Church of Vienna (Va): Call Report deltas vs peers

  • Strongest edge vs 243 Under $2M peers is Delinquency Rate: -4.48 pp (0.00% vs 4.48%).
  • Widest shortfall vs peers is Loan-to-Share Ratio: -43.82 pp (8.88% vs 52.70%).

First Baptist Church of Vienna (Va) in Virginia

  • Virginia health ordinal: #79 of 95.
  • By total assets, First Baptist Church of Vienna (Va) is #92 of 95 in Virginia.
  • Virginia membership ordinal: #93 of 95.
  • One place up in Virginia, Port of Hampton Roads Ila (#78) scores 68/100, 1 point higher; one place down, CONNECTS (#80) ties at 67/100.

First Baptist Church of Vienna (Va) Call Report trajectory

First Baptist Church of Vienna (Va): total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

1,000,0001,050,0001,100,0001,150,0001,200,000 2023Q42024Q42025Q42026Q1 1,170,886 1,048,957 ▼ -10.4%
  • Assets moved -1.0% from $1.1M (2025Q4) to $1.0M (2026Q1).
  • Net-worth ratio shifted +0.16 pp (14.08% → 14.24%).
Net worth ratio vs. NCUA well-capitalized threshold 94.9%

At 14.24%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.

How the 67/100 score is built

First Baptist Church of Vienna (Va) gives up 33 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 25.0 pts
  • Return on Assets 5.3 pts
  • Member Growth 0.0 pts
  • Loan-to-Share Ratio 6.7 pts

Financial Health Metrics

Metric Value vs peer
Net Worth Ratio 14.24% -8.69 pp
Delinquency Rate 0.00% -4.48 pp
Return on Assets 0.02% -0.20 pp
Member Growth -43.44% -
Loan-to-Share Ratio 8.88% -43.82 pp

Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.

Call Report history - First Baptist Church of Vienna (Va)

Quarter Assets Members
2026Q1 $1.0M -
2025Q4 $1.1M 194
2024Q4 $1.1M 343
2023Q4 $1.2M 354

Credit Union Details

Charter Number
24535
Type
Federal
Field of Membership
Community
Peer Group
Under $2M
State
Virginia
City
VIENNA
Data Quarter
2025Q4

Branch Locations (2)

First Baptist Church of Vienna (Va) operates 2 offices across 2 cities, per its most recent NCUA branch filing.

Office City
First Baptist Church Vienna FCU (Main Office) Vienna, VA
FIRST BAPTIST CHURCH OF VIENNA VIENNA, VA

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Virginia

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Compare First Baptist Church of Vienna (Va) vs INLAND MOTOR EMPLOYEES

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Using this data

  • First Baptist Church of Vienna (Va) ranks #3,759 of 4,374 nationally on financial health and #79 of 95 in VA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Inland Motor Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Inland Motor Employees

Frequently Asked Questions

Is First Baptist Church of Vienna (Va) financially healthy?

On its 2025Q4 NCUA 5300 filing, First Baptist Church of Vienna (Va) scores 67/100 (Good), with a 14.24% net worth ratio and 0.00% of loans delinquent. It ranks #3,759 of 4,374 nationally on health and #79 of 95 in Virginia.

How does First Baptist Church of Vienna (Va) compare to other credit unions?

First Baptist Church of Vienna (Va) scores 67/100, higher than 13% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is delinquency rate (0.00% vs 4.48%). Its widest shortfall is loan-to-share ratio (8.88% vs 52.70%).

How can I join First Baptist Church of Vienna (Va)?

First Baptist Church of Vienna (Va) operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact First Baptist Church of Vienna (Va) directly for the exact boundaries and application steps.

Is my money safe at First Baptist Church of Vienna (Va)?

First Baptist Church of Vienna (Va) is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. First Baptist Church of Vienna (Va)'s net worth ratio of 14.24% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for First Baptist Church of Vienna (Va). Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.