Federal credit union · VIENNA, Virginia · NCUA charter #24535
First Baptist Church of Vienna (Va)
Health score 67/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 67
- Health / 100
- $1.1M
- Total assets
- 194
- Members
- 14.2%
- Net-worth ratio
First Baptist Church of Vienna (Va) scores 67/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.1M; members 194; net-worth ratio 14.24%; health rank #3,759 of 4,374; healthier than 13th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,759 of 4,374 health · 2025Q4First Baptist Church · health 67/100 · $1.1M · 2025Q4
- CAMELS 67/100
- HEALTH 14.2%
- NW 0.00%
- DELQ 0.02%
- ROA $1.1M
- ASSETS 194
- MEM #3,759/4,374
- RANK n/a
- PHOTO 24535
Call Report peers
First Baptist Church of Vienna (Va) carries $1.1M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
First Baptist Church of Vienna (Va) vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
67 13th percentile higher than 13% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
First Baptist Church of Vienna (Va) - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #24535: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
First Baptist Church of Vienna (Va): Call Report deltas vs peers
- Strongest edge vs 243 Under $2M peers is Delinquency Rate: -4.48 pp (0.00% vs 4.48%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -43.82 pp (8.88% vs 52.70%).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
First Baptist Church of Vienna (Va) in Virginia
- Virginia health ordinal: #79 of 95.
- By total assets, First Baptist Church of Vienna (Va) is #92 of 95 in Virginia.
- Virginia membership ordinal: #93 of 95.
In-state ordinals use the live credit_unions table for VA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
First Baptist Church of Vienna (Va) Call Report trajectory
First Baptist Church of Vienna (Va): total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -1.0% from $1.1M (2025Q4) to $1.0M (2026Q1).
- Net-worth ratio shifted +0.16 pp (14.08% → 14.24%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 14.24%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 67/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 67.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 5.3 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 6.7 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.24% | -8.69 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 0.02% | -0.20 pp |
| Member Growth | -43.44% | - |
| Loan-to-Share Ratio | 8.88% | -43.82 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Call Report history - First Baptist Church of Vienna (Va)
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.0M | - |
| 2025Q4 | $1.1M | 194 |
| 2024Q4 | $1.1M | 343 |
| 2023Q4 | $1.2M | 354 |
Credit Union Details
- Charter Number
- 24535
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Under $2M
- State
- Virginia
- City
- VIENNA
- Data Quarter
- 2025Q4
Branch Locations (2)
First Baptist Church of Vienna (Va) operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| First Baptist Church Vienna FCU (Main Office) | Vienna, VA |
| FIRST BAPTIST CHURCH OF VIENNA | VIENNA, VA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Virginia
A look at other Virginia credit unions, ranked by how closely their peer group and asset size match this one.
- INLAND MOTOR EMPLOYEESRadford, VA · Under $2M71Health
- BRUNSWICK COUNTY TEACHERSLawrenceville, VA · Under $2M76Health
- IBEW LOCAL UNION 80Norfolk, VA · Under $2M93Health
- MOUNT PLEASANT BAPTIST CHURCHALEXANDRIA, VA · Under $2M81Health
- BRISTOL VA SCHOOL SYSTEMBristol, VA · Under $2M52Health
Compare First Baptist Church of Vienna (Va) vs INLAND MOTOR EMPLOYEES
Nationwide credit unions with similar profiles
First Baptist Church of Vienna (Va)'s nationwide photo peers by assets and by health score, excluding Virginia charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (67/100 here).
Using this data
- First Baptist Church of Vienna (Va) ranks #3,759 of 4,374 nationally on financial health and #79 of 95 in VA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Inland Motor Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Inland Motor Employees
- Rates and health both vary by institution, not just by state -- see how Virginia credit unions compare overall before assuming this one is typical. Virginia state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is First Baptist Church of Vienna (Va) financially healthy?
First Baptist Church of Vienna (Va) has a financial health score of 67/100 (Good) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,759 of 4,374; by total assets it ranks #4,226 of 4,374 nationally (same basis as /rankings/largest); and #92 of 95 within Virginia. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 14.24% and delinquency rate of 0.00%.
How does First Baptist Church of Vienna (Va) compare to other credit unions?
67/100 is First Baptist Church of Vienna (Va)'s score on PlainCU's health composite, compared to a peer group average for Under $2M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join First Baptist Church of Vienna (Va)?
First Baptist Church of Vienna (Va) operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact First Baptist Church of Vienna (Va) directly for the exact boundaries and application steps.
Is my money safe at First Baptist Church of Vienna (Va)?
Federal credit unions like First Baptist Church of Vienna (Va) are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. First Baptist Church of Vienna (Va)'s net worth ratio of 14.24% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does First Baptist Church of Vienna (Va) offer compared to banks?
Credit unions like First Baptist Church of Vienna (Va) are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact First Baptist Church of Vienna (Va) directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.