Federal credit union · Saint Louis, Missouri · NCUA charter #24975
African Diaspora
Health score 34/100, grade F (Weak) - from the NCUA 5300 Call Report, 2025Q4.
- 34
- Health / 100
- $117K
- Total assets
- 378
- Members
- 3.9%
- Net-worth ratio
African Diaspora scores 34/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $117K; members 378; net-worth ratio 3.86%; health rank #4,361 of 4,374; healthier than 0th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#4,361 of 4,374 health · 2025Q4African Diaspora · health 34/100 · $117K · 2025Q4
Call Report peers
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African Diaspora vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); African Diaspora sits in 30-34 with 8 others.
34 0th percentile in the bottom 1% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for African Diaspora
- Widest shortfall vs peers is Loan-to-Share Ratio: -52.70 pp (0.00% vs 52.70%).
African Diaspora in Missouri
- Missouri health ordinal: #89 of 89.
- Assets rank #89 of 89 inside Missouri ($117K reported).
- Missouri membership ordinal: #85 of 89.
- No scored Missouri credit union ranks lower; the next one up, WEDEVELOPMENT (#88) scores 36/100, 2 points higher.
African Diaspora Call Report trajectory
- Assets moved +177.7% from $117K (2025Q4) to $326K (2026Q1).
- Net-worth ratio shifted -7.20 pp (11.06% → 3.86%).
At 3.86%, this institution is below the 7.0% NCUA well-capitalized threshold.
How the 34/100 score is built
African Diaspora gives up 66 points in total. Net Worth Ratio costs the most, 33.9 of its 50; Loan-to-Share Ratio loses the least, 15.
- Net Worth Ratio 16.1 pts
- Return on Assets 7.5 pts
- Loan-to-Share Ratio 10.4 pts
African Diaspora vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 3.86% | -19.07 pp |
| Delinquency Rate | - | - |
| Return on Assets | 0.00% | -0.22 pp |
| Member Growth | N/A | - |
| Loan-to-Share Ratio | 0.00% | -52.70 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
African Diaspora filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $326K | - |
| 2025Q4 | $117K | 378 |
Credit Union Details
- Charter Number
- 24975
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- Under $2M
- State
- Missouri
- City
- Saint Louis
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for African Diaspora.
| Office | City |
|---|---|
| Main Office (Main Office) | Saint Ann, MO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Missouri
A look at other Missouri credit unions, ranked by how closely their peer group and asset size match this one.
African Diaspora nationwide neighbourhoods
Similar health score
Using this data
- African Diaspora ranks #4,361 of 4,374 nationally on financial health and #89 of 89 in MO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- West Side Baptist Church is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with West Side Baptist Church
Frequently Asked Questions
Is African Diaspora financially healthy?
African Diaspora has a financial health score of 34/100 (Weak) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,361 of 4,374 nationally on health and #89 of 89 in Missouri. Its net worth ratio is 3.86% and its delinquency rate -.
How does African Diaspora compare to other credit unions?
African Diaspora scores 34/100, higher than 0% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (0.00% vs 52.70%).
How can I join African Diaspora?
African Diaspora serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact African Diaspora directly for the current list of qualifying groups.
Is my money safe at African Diaspora?
African Diaspora is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. African Diaspora's net worth ratio of 3.86% is relative to the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.