Federal credit union · DARLINGTON, South Carolina · NCUA charter #5569
DIXIES
Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 90
- Health / 100
- $46.6M
- Total assets
- 4,972
- Members
- 22.8%
- Net-worth ratio
DIXIES scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $46.6M; members 4,972; net-worth ratio 22.75%; health rank #1,029 of 4,374; healthier than 73rd of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,029 of 4,374 health · 2025Q4DIXIES · health 90/100 · $46.6M · 2025Q4
- PHOTO 90/100
- BOOK 22.8%
- CHARTER 1.12%
- NCUSIF 0.61%
- CAMELS $46.6M
- HEALTH 4,972
- NW #1,029/4,374
- DELQ WAIALUA
- ROA 5569
Call Report peers
DIXIES in the assets neighbourhood
DIXIES's $46.6M assets sit next to WAIALUA ($46.7M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
DIXIES vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
90 Top 27% higher than 73% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
DIXIES - Share Insurance Coverage
Charter #5569's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Peer-gap read for DIXIES
- Largest favorable gap: Loan-to-Share Ratio at 88.23% vs peer 59.80% (+28.43 pp).
- Largest lag: Return on Assets at 0.61% vs peer 0.70% (-0.10 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
DIXIES: in-state Call Report ranks
- South Carolina health ordinal: #17 of 46.
- Assets rank #32 of 46 inside South Carolina ($46.6M reported).
- South Carolina membership ordinal: #32 of 46.
In-state ordinals use the live credit_unions table for SC only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How DIXIES's 5300 filing moved
DIXIES: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.5% from $46.6M (2025Q4) to $47.3M (2026Q1).
- Net-worth ratio shifted -0.22 pp (22.97% → 22.75%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
22.75% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 90/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 90.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.1 pts
- Return on Assets 15.0 pts
- Member Growth 11.2 pts
- Loan-to-Share Ratio 14.7 pts
DIXIES vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 22.75% | +7.89 pp |
| Delinquency Rate | 1.12% | -0.02 pp |
| Return on Assets | 0.61% | -0.10 pp |
| Member Growth | 1.82% | - |
| Loan-to-Share Ratio | 88.23% | +28.43 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
DIXIES filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $47.3M | - |
| 2025Q4 | $46.6M | 4,972 |
| 2024Q4 | $46.2M | 4,883 |
| 2023Q4 | $49.6M | 4,876 |
Credit Union Details
- Charter Number
- 5569
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- South Carolina
- City
- DARLINGTON
- Data Quarter
- 2025Q4
Branch Locations (3)
DIXIES operates 3 offices across 3 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Dixies Federal Credit Union (Main Office) | Darlington, SC |
| Dixies Federal Credit Union | Florence, SC |
| Jack Henry & Associates | San Diego, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in South Carolina
A look at other South Carolina credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for DIXIES
Cross-state asset and health neighbours for DIXIES - kept outside South Carolina; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($46.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (90/100 here).
Using this data
- DIXIES ranks #1,029 of 4,374 nationally on financial health and #17 of 46 in SC -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Pee Dee is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Pee Dee
- Rates and health both vary by institution, not just by state -- see how South Carolina credit unions compare overall before assuming this one is typical. South Carolina state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is DIXIES financially healthy?
DIXIES scores 90/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,029 of 4,374; by total assets it ranks #2,453 of 4,374 nationally (same basis as /rankings/largest); and #32 of 46 within South Carolina. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 22.75% net worth ratio and a 1.12% delinquency rate.
How does DIXIES compare to other credit unions?
On PlainCU's health composite, DIXIES lands at 90/100, compared to a peer group average for $10M–$50M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join DIXIES?
DIXIES operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact DIXIES directly for the exact boundaries and application steps.
Is my money safe at DIXIES?
Federal credit unions like DIXIES are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. DIXIES's net worth ratio of 22.75% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does DIXIES offer compared to banks?
Credit unions like DIXIES are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact DIXIES directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.