Federal credit union · DARLINGTON, South Carolina · NCUA charter #5569
DIXIES
Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 90
- Health / 100
- $46.6M
- Total assets
- 4,972
- Members
- 22.8%
- Net-worth ratio
DIXIES scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $46.6M; members 4,972; net-worth ratio 22.75%; health rank #1,029 of 4,374; healthier than 73rd of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,029 of 4,374 health · 2025Q4DIXIES · health 90/100 · $46.6M · 2025Q4
Call Report peers
DIXIES in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
DIXIES vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); DIXIES sits in 90-94 with 747 others.
90 Top 27% higher than 73% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for DIXIES
- Largest favorable gap: Loan-to-Share Ratio at 88.23% vs peer 59.80% (+28.43 pp).
- Largest lag: Return on Assets at 0.61% vs peer 0.70% (-0.10 pp).
DIXIES: in-state Call Report ranks
- South Carolina health ordinal: #17 of 46.
- Assets rank #32 of 46 inside South Carolina ($46.6M reported).
- South Carolina membership ordinal: #32 of 46.
- One place up in South Carolina, Palmetto Citizens (#16) scores 91/100, 1 point higher; one place down, SPC (#18) ties at 90/100.
How DIXIES's 5300 filing moved
DIXIES: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.5% from $46.6M (2025Q4) to $47.3M (2026Q1).
- Net-worth ratio shifted -0.22 pp (22.97% → 22.75%).
22.75% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 90/100 score is built
DIXIES gives up 10 points in total. Delinquency Rate costs the most, 5.9 of its 25; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.1 pts
- Return on Assets 15.0 pts
- Member Growth 11.2 pts
- Loan-to-Share Ratio 14.7 pts
DIXIES vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 22.75% | +7.89 pp |
| Delinquency Rate | 1.12% | -0.02 pp |
| Return on Assets | 0.61% | -0.10 pp |
| Member Growth | 1.82% | - |
| Loan-to-Share Ratio | 88.23% | +28.43 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
DIXIES filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $47.3M | - |
| 2025Q4 | $46.6M | 4,972 |
| 2024Q4 | $46.2M | 4,883 |
| 2023Q4 | $49.6M | 4,876 |
Credit Union Details
- Charter Number
- 5569
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- South Carolina
- City
- DARLINGTON
- Data Quarter
- 2025Q4
Branch Locations (3)
DIXIES operates 3 offices across 3 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Dixies Federal Credit Union (Main Office) | Darlington, SC |
| Dixies Federal Credit Union | Florence, SC |
| Jack Henry & Associates | San Diego, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in South Carolina
A look at other South Carolina credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for DIXIES
Similar total assets
Using this data
- DIXIES ranks #1,029 of 4,374 nationally on financial health and #17 of 46 in SC -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Pee Dee is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Pee Dee
Frequently Asked Questions
Is DIXIES financially healthy?
On its 2025Q4 NCUA 5300 filing, DIXIES scores 90/100 (Excellent), with a 22.75% net worth ratio and 1.12% of loans delinquent. It ranks #1,029 of 4,374 nationally on health and #17 of 46 in South Carolina.
How does DIXIES compare to other credit unions?
DIXIES scores 90/100, higher than 73% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (88.23% vs 59.80%). Its widest shortfall is return on assets (0.61% vs 0.70%).
How can I join DIXIES?
DIXIES operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact DIXIES directly for the exact boundaries and application steps.
Is my money safe at DIXIES?
DIXIES is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. DIXIES's net worth ratio of 22.75% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.