Federal credit union · SAVANNAH, Georgia · NCUA charter #9408
Savannah Schools
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $44.0M
- Total assets
- 4,076
- Members
- 11.3%
- Net-worth ratio
Savannah Schools scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $44.0M; members 4,076; net-worth ratio 11.31%; health rank #2,753 of 4,374; healthier than 36th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,753 of 4,374 health · 2025Q4Savannah Schools · health 80/100 · $44.0M · 2025Q4
Call Report peers
Savannah Schools in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Savannah Schools vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Savannah Schools sits in 80-84 with 767 others.
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Savannah Schools diverges from peer averages
- Largest favorable gap: Delinquency Rate at 1.05% vs peer 1.15% (-0.09 pp).
- Loan-to-Share Ratio trails the peer set - 34.71% here, 59.80% peer average (-25.09 pp).
Savannah Schools in Georgia
- Georgia health ordinal: #46 of 74.
- Assets rank #36 of 74 inside Georgia ($44.0M reported).
- Member book place in Georgia: #36 of 74.
- One place up in Georgia, NORTHSIDE (#45) ties at 80/100; one place down, MARSHLAND (#47) ties at 80/100.
Quarter path for Savannah Schools
Savannah Schools: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.2% from $44.0M (2025Q4) to $44.9M (2026Q1).
- Net-worth ratio shifted -0.19 pp (11.50% → 11.31%).
At 11.31%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 80/100 score is built
Savannah Schools gives up 20 points in total. Loan-to-Share Ratio costs the most, 5.9 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.6 pts
- Return on Assets 9.6 pts
- Member Growth 11.6 pts
- Loan-to-Share Ratio 9.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.31% | -3.55 pp |
| Delinquency Rate | 1.05% | -0.09 pp |
| Return on Assets | 0.14% | -0.57 pp |
| Member Growth | 2.13% | - |
| Loan-to-Share Ratio | 34.71% | -25.09 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Savannah Schools
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $44.9M | - |
| 2025Q4 | $44.0M | 4,076 |
| 2024Q4 | $42.8M | 3,991 |
| 2023Q4 | $43.2M | 4,018 |
Credit Union Details
- Charter Number
- 9408
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $10M–$50M
- State
- Georgia
- City
- SAVANNAH
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Savannah Schools.
| Office | City |
|---|---|
| MAIN OFFICE (Main Office) | SAVANNAH, GA |
| MALL BLVD | SAVANNAH, GA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Georgia
More federally-insured credit unions based in Georgia, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- Savannah Schools ranks #2,753 of 4,374 nationally on financial health and #46 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- B.O.N.D. Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with B.O.N.D. Community
Frequently Asked Questions
Is Savannah Schools financially healthy?
Savannah Schools has a financial health score of 80/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,753 of 4,374 nationally on health and #46 of 74 in Georgia. Its net worth ratio is 11.31% and its delinquency rate 1.05%.
How does Savannah Schools compare to other credit unions?
Savannah Schools scores 80/100, higher than 36% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (1.05% vs 1.15%). Its widest shortfall is loan-to-share ratio (34.71% vs 59.80%).
How can I join Savannah Schools?
Savannah Schools operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Savannah Schools directly for the exact boundaries and application steps.
Is my money safe at Savannah Schools?
Savannah Schools is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Savannah Schools's net worth ratio of 11.31% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.