Federal credit union · Beeville, Texas · NCUA charter #13062
B. P. S.
Health score 94/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 94
- Health / 100
- $2.9M
- Total assets
- 341
- Members
- 61.7%
- Net-worth ratio
B. P. S. scores 94/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.9M; members 341; net-worth ratio 61.72%; health rank #428 of 4,374; healthier than 87th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#428 of 4,374 health · 2025Q4B. P. S. · health 94/100 · $2.9M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
B. P. S. vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); B. P. S. sits in 90-94 with 747 others.
94 Top 13% higher than 87% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for B. P. S.
- Strongest edge vs 566 $2M–$10M peers is Net Worth Ratio: +42.66 pp (61.72% vs 19.06%).
Texas standing for B. P. S.
- Health composite ranks #36 of 386 among scored Texas credit unions.
- Assets rank #366 of 386 inside Texas ($2.9M reported).
- Member book place in Texas: #375 of 386.
- One place up in Texas, 4U (#35) scores 95/100, 1 point higher; one place down, BROWNFIELD (#37) ties at 94/100.
How B. P. S.'s 5300 filing moved
B. P. S.: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.4% from $2.9M (2025Q4) to $2.9M (2026Q1).
- Net-worth ratio shifted +0.42 pp (61.30% → 61.72%).
This credit union's 61.72% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 94/100 score is built
B. P. S. gives up 6 points in total. Loan-to-Share Ratio costs the most, 5.8 of its 15; Net Worth Ratio and Return on Assets and Member Growth score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.7 pts
- Return on Assets 15.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 9.3 pts
B. P. S. health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 61.72% | +42.66 pp |
| Delinquency Rate | 0.53% | -1.28 pp |
| Return on Assets | 1.38% | +0.92 pp |
| Member Growth | 5.57% | - |
| Loan-to-Share Ratio | 103.39% | +39.79 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
B. P. S. filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.9M | - |
| 2025Q4 | $2.9M | 341 |
| 2024Q4 | $3.1M | 323 |
| 2023Q4 | $3.2M | 331 |
Credit Union Details
- Charter Number
- 13062
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Texas
- City
- Beeville
- Data Quarter
- 2025Q4
Branch Locations (2)
B. P. S. operates 2 offices in Beeville, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| BPS Federal Credit Union (Main Office) | Beeville, TX |
| BPS Federal Credit Union | Beeville, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
B. P. S. nationwide neighbourhoods
Similar health score
Using this data
- B. P. S. ranks #428 of 4,374 nationally on financial health and #36 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Our Mother of Mercy Parish Houston is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Our Mother of Mercy Parish Houston
Frequently Asked Questions
Is B. P. S. financially healthy?
B. P. S. has a financial health score of 94/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #428 of 4,374 nationally on health and #36 of 386 in Texas. Its net worth ratio is 61.72% and its delinquency rate 0.53%.
How does B. P. S. compare to other credit unions?
B. P. S. scores 94/100, higher than 87% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is net worth ratio (61.72% vs 19.06%).
How can I join B. P. S.?
B. P. S. operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact B. P. S. directly for the exact boundaries and application steps.
Is my money safe at B. P. S.?
B. P. S. is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. B. P. S.'s net worth ratio of 61.72% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.