Federal credit union · Fort Mill, South Carolina · NCUA charter #22458
SHARONVIEW
Health score 59/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 59
- Health / 100
- $1.37B
- Total assets
- 83,551
- Members
- 7.6%
- Net-worth ratio
SHARONVIEW scores 59/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.37B; members 83,551; net-worth ratio 7.56%; health rank #4,101 of 4,374; healthier than 6th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#4,101 of 4,374 health · 2025Q4SHARONVIEW · health 59/100 · $1.37B · 2025Q4
Call Report peers
SHARONVIEW in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
SHARONVIEW vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); SHARONVIEW sits in 55-59 with 115 others.
59 6th percentile higher than 6% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
SHARONVIEW vs Over $500M peers
- Largest favorable gap: Loan-to-Share Ratio at 88.07% vs peer 83.90% (+4.17 pp).
- Net Worth Ratio trails the peer set - 7.56% here, 11.18% peer average (-3.62 pp).
South Carolina standing for SHARONVIEW
- South Carolina health ordinal: #45 of 46.
- Assets rank #8 of 46 inside South Carolina ($1.37B reported).
- South Carolina membership ordinal: #8 of 46.
- One place up in South Carolina, Spero Financial (#44) scores 63/100, 4 points higher; one place down, Berkeley Community (#46) scores 58/100, 1 point lower.
How SHARONVIEW's 5300 filing moved
SHARONVIEW: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.7% from $1.37B (2025Q4) to $1.35B (2026Q1).
- Net-worth ratio shifted +0.07 pp (7.49% → 7.56%).
This credit union's 7.56% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 59/100 score is built
SHARONVIEW gives up 41 points in total. Return on Assets costs the most, 15 of its 15; Loan-to-Share Ratio scores full marks.
- Net Worth Ratio 23.9 pts
- Delinquency Rate 17.1 pts
- Return on Assets 0.0 pts
- Member Growth 3.0 pts
- Loan-to-Share Ratio 15.0 pts
Call Report ratios for SHARONVIEW
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 7.56% | -3.62 pp |
| Delinquency Rate | 1.39% | +0.52 pp |
| Return on Assets | -0.81% | -1.31 pp |
| Member Growth | -3.33% | - |
| Loan-to-Share Ratio | 88.07% | +4.17 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.35B | - |
| 2025Q4 | $1.37B | 83,551 |
| 2024Q4 | $1.41B | 86,428 |
| 2023Q4 | $1.62B | 94,270 |
Credit Union Details
- Charter Number
- 22458
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- South Carolina
- City
- Fort Mill
- Data Quarter
- 2025Q4
Branch Locations (16)
Per its most recent NCUA branch filing, SHARONVIEW runs 16 offices in 13 different cities across 2 states.
| Office | City |
|---|---|
| Corporate (Main Office) | Indian Land, SC |
| Carmel | Charlotte, NC |
| Park Road | Charlotte, NC |
| Steele Creek | Charlotte, NC |
| University | Charlotte, NC |
| Fayetteville | Fayetteville, NC |
| Florence | Florence, SC |
| Gaston County | Gastonia, NC |
| Greenville West End | Greenville, SC |
| Wade Hampton | Greer, SC |
| Salisbury | Salisbury, NC |
| Shelby | Shelby, NC |
| Simpsonville | Simpsonville, SC |
| Spartanburg | Spartanburg, SC |
| Bladen County | Tar Heel, NC |
| Wilmington | Wilmington, NC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in South Carolina
A look at other South Carolina credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near SHARONVIEW
Using this data
- SHARONVIEW ranks #4,101 of 4,374 nationally on financial health and #45 of 46 in SC -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- S. C. State is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with S. C. State
Frequently Asked Questions
Is SHARONVIEW financially healthy?
On its 2025Q4 NCUA 5300 filing, SHARONVIEW scores 59/100 (Fair), with a 7.56% net worth ratio and 1.39% of loans delinquent. It ranks #4,101 of 4,374 nationally on health and #45 of 46 in South Carolina.
How does SHARONVIEW compare to other credit unions?
SHARONVIEW scores 59/100, higher than 6% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (88.07% vs 83.90%). Its widest shortfall is net worth ratio (7.56% vs 11.18%).
How can I join SHARONVIEW?
SHARONVIEW operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact SHARONVIEW directly for the exact boundaries and application steps.
Is my money safe at SHARONVIEW?
SHARONVIEW is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. SHARONVIEW's net worth ratio of 7.56% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.