Federal credit union · Dover, Delaware · NCUA charter #13919
DEL-ONE
Health score 95/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 95
- Health / 100
- $968.0M
- Total assets
- 91,716
- Members
- 10.7%
- Net-worth ratio
DEL-ONE scores 95/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $968.0M; members 91,716; net-worth ratio 10.69%; health rank #403 of 4,374; healthier than 90th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#403 of 4,374 health · 2025Q4DEL-ONE · health 95/100 · $968.0M · 2025Q4
Call Report peers
DEL-ONE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
DEL-ONE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); DEL-ONE sits in 95-99 with 391 others.
95 Top 10% higher than 90% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
DEL-ONE vs Over $500M peers
- Delinquency Rate leads the peer set - 0.59% here, 0.87% peer average (-0.29 pp).
- Largest lag: Loan-to-Share Ratio at 81.90% vs peer 83.90% (-2.00 pp).
Delaware standing for DEL-ONE
- Health composite ranks #1 of 15 among scored Delaware credit unions.
- Assets rank #1 of 15 inside Delaware ($968.0M reported).
- Membership ranks #1 of 15 among Delaware CUs with a reported count (91,716 members).
- No Delaware credit union scores higher; the runner-up, Community Powered (#2) scores 91/100, 4 points lower.
Quarter path for DEL-ONE
DEL-ONE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.7% from $968.0M (2025Q4) to $984.4M (2026Q1).
- Net-worth ratio shifted +0.04 pp (10.65% → 10.69%).
At 10.69%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 95/100 score is built
DEL-ONE gives up 5 points in total. Return on Assets costs the most, 4.2 of its 15; Net Worth Ratio and Member Growth and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.1 pts
- Return on Assets 10.8 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 15.1 pts
DEL-ONE health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.69% | -0.49 pp |
| Delinquency Rate | 0.59% | -0.29 pp |
| Return on Assets | 0.22% | -0.29 pp |
| Member Growth | 7.10% | - |
| Loan-to-Share Ratio | 81.90% | -2.00 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - DEL-ONE
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $984.4M | - |
| 2025Q4 | $968.0M | 91,716 |
| 2024Q4 | $709.9M | 85,635 |
| 2023Q4 | $670.6M | 81,680 |
Credit Union Details
- Charter Number
- 13919
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- Over $500M
- State
- Delaware
- City
- Dover
- Data Quarter
- 2025Q4
Branch Locations (19)
The NCUA branch filing lists 19 physical offices for DEL-ONE, spread across 13 cities.
| Office | City |
|---|---|
| West Dover (Main Office) | Dover, DE |
| Fox Run | Bear, DE |
| Caesar Rodney High School | Camden, DE |
| Dagsboro | Dagsboro, DE |
| Indian River High School | Dagsboro, DE |
| Downtown Dover | Dover, DE |
| Dover High School | Dover, DE |
| Georgetown | Georgetown, DE |
| Lewes | Lewes, DE |
| Middletown | Middletown, DE |
| Milford | Milford, DE |
| New Castle | New Castle, DE |
| Glasgow | Newark, DE |
| Main Street | Newark, DE |
| Omega | Newark, DE |
| Seaford | Seaford, DE |
| Smyrna | Smyrna, DE |
| Wilmington | Wilmington, DE |
| Chestnut Run | Wilmington, DE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Delaware
Other federally-insured credit unions in Delaware, closest first by peer group and asset size.
Cross-state Call Report peers for DEL-ONE
Similar total assets
Similar health score
Using this data
- DEL-ONE ranks #403 of 4,374 nationally on financial health and #1 of 15 in DE -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- DOVER is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with DOVER
Frequently Asked Questions
Is DEL-ONE financially healthy?
DEL-ONE has a financial health score of 95/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #403 of 4,374 nationally on health and #1 of 15 in Delaware. Its net worth ratio is 10.69% and its delinquency rate 0.59%.
How does DEL-ONE compare to other credit unions?
DEL-ONE scores 95/100, higher than 90% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is delinquency rate (0.59% vs 0.87%). Its widest shortfall is loan-to-share ratio (81.90% vs 83.90%).
How can I join DEL-ONE?
DEL-ONE serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact DEL-ONE directly for the current list of qualifying groups.
Is my money safe at DEL-ONE?
DEL-ONE is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. DEL-ONE's net worth ratio of 10.69% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.