State credit union · Grand Forks, North Dakota · NCUA charter #62593
Med Park
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $18.0M
- Total assets
- 1,515
- Members
- 16.0%
- Net-worth ratio
Med Park scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $18.0M; members 1,515; net-worth ratio 16.04%; health rank #1,411 of 4,374; healthier than 65th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,411 of 4,374 health · 2025Q4Med Park · health 88/100 · $18.0M · 2025Q4
- RANK 88/100
- PHOTO 16.0%
- BOOK 0.00%
- CHARTER 1.82%
- NCUSIF $18.0M
- CAMELS 1,515
- HEALTH #1,411/4,374
- NW Cowboy Country
- DELQ 62593
Call Report peers
Med Park in the assets neighbourhood
Med Park's $18.0M assets sit next to Cowboy Country ($18.0M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Med Park vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Med Park - Share Insurance Coverage
Charter #62593's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Peer-gap read for Med Park
- Largest favorable gap: Loan-to-Share Ratio at 88.85% vs peer 59.80% (+29.05 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Med Park sits in North Dakota
- North Dakota health ordinal: #11 of 29.
- North Dakota assets place: #22 of 29.
- North Dakota membership ordinal: #20 of 29.
In-state ordinals use the live credit_unions table for ND only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Med Park's 5300 filing moved
Med Park: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.3% from $18.0M (2025Q4) to $18.5M (2026Q1).
- Net-worth ratio shifted -0.18 pp (16.22% → 16.04%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
16.04% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 88/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 88.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 3.2 pts
- Loan-to-Share Ratio 14.8 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.04% | +1.18 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 1.82% | +1.12 pp |
| Member Growth | -3.19% | - |
| Loan-to-Share Ratio | 88.85% | +29.05 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Med Park quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $18.5M | - |
| 2025Q4 | $18.0M | 1,515 |
| 2024Q4 | $18.0M | 1,565 |
| 2023Q4 | $17.1M | 1,610 |
Credit Union Details
- Charter Number
- 62593
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- North Dakota
- City
- Grand Forks
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Med Park runs one office.
| Office | City |
|---|---|
| Med Park Credit Union (Main Office) | Grand Forks, ND |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in North Dakota
Other federally-insured credit unions in North Dakota, closest first by peer group and asset size.
Med Park nationwide neighbourhoods
Two NCUA Call Report peer sets for Med Park, both outside North Dakota so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($18.0M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (88/100 here).
Using this data
- Med Park ranks #1,411 of 4,374 nationally on financial health and #11 of 29 in ND -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Northern Valley is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Northern Valley
- Rates and health both vary by institution, not just by state -- see how North Dakota credit unions compare overall before assuming this one is typical. North Dakota state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Med Park financially healthy?
A 16.04% net worth ratio and a 0.00% delinquency rate feed into Med Park's financial health score of 88/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,411 of 4,374; by total assets it ranks #3,207 of 4,374 nationally (same basis as /rankings/largest); and #22 of 29 within North Dakota. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Med Park compare to other credit unions?
On PlainCU's health composite, Med Park lands at 88/100, compared to a peer group average for $10M–$50M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Med Park?
Membership eligibility for Med Park depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Med Park directly for current membership requirements and application steps.
Is my money safe at Med Park?
Federal credit unions like Med Park are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Med Park's net worth ratio of 16.04% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Med Park offer compared to banks?
Credit unions like Med Park are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Med Park directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.