State credit union · Grand Forks, North Dakota · NCUA charter #62593
Med Park
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $18.0M
- Total assets
- 1,515
- Members
- 16.0%
- Net-worth ratio
Med Park scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $18.0M; members 1,515; net-worth ratio 16.04%; health rank #1,411 of 4,374; healthier than 65th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,411 of 4,374 health · 2025Q4Med Park · health 88/100 · $18.0M · 2025Q4
Call Report peers
Med Park in the assets neighbourhood
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Med Park vs every NCUA-scored credit union
Med Park sits in the busiest band, 85-89, alongside 857 other credit unions.
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Med Park
- Largest favorable gap: Loan-to-Share Ratio at 88.85% vs peer 59.80% (+29.05 pp).
Where Med Park sits in North Dakota
- North Dakota health ordinal: #11 of 29.
- North Dakota assets place: #22 of 29.
- North Dakota membership ordinal: #20 of 29.
- One place up in North Dakota, LAMOURE (#10) ties at 88/100; one place down, CAPITAL (#12) scores 87/100, 1 point lower.
How Med Park's 5300 filing moved
Med Park: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.3% from $18.0M (2025Q4) to $18.5M (2026Q1).
- Net-worth ratio shifted -0.18 pp (16.22% → 16.04%).
16.04% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 88/100 score is built
Med Park gives up 12 points in total. Member Growth costs the most, 11.8 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 3.2 pts
- Loan-to-Share Ratio 14.8 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.04% | +1.18 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 1.82% | +1.12 pp |
| Member Growth | -3.19% | - |
| Loan-to-Share Ratio | 88.85% | +29.05 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Med Park quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $18.5M | - |
| 2025Q4 | $18.0M | 1,515 |
| 2024Q4 | $18.0M | 1,565 |
| 2023Q4 | $17.1M | 1,610 |
Credit Union Details
- Charter Number
- 62593
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- North Dakota
- City
- Grand Forks
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Med Park runs one office.
| Office | City |
|---|---|
| Med Park Credit Union (Main Office) | Grand Forks, ND |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in North Dakota
Other federally-insured credit unions in North Dakota, closest first by peer group and asset size.
Med Park nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- Med Park ranks #1,411 of 4,374 nationally on financial health and #11 of 29 in ND -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Northern Valley is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Northern Valley
Frequently Asked Questions
Is Med Park financially healthy?
Med Park has a financial health score of 88/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,411 of 4,374 nationally on health and #11 of 29 in North Dakota. Its net worth ratio is 16.04% and its delinquency rate 0.00%.
How does Med Park compare to other credit unions?
Med Park scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (88.85% vs 59.80%).
How can I join Med Park?
Membership eligibility for Med Park depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Med Park directly for current membership requirements and application steps.
Is my money safe at Med Park?
Med Park is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Med Park's net worth ratio of 16.04% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.