Federal credit union · East Orange, New Jersey · NCUA charter #11604
East Orange Va Hospital
Health score 75/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 75
- Health / 100
- $20.0M
- Total assets
- 2,175
- Members
- 11.8%
- Net-worth ratio
East Orange Va Hospital scores 75/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $20.0M; members 2,175; net-worth ratio 11.84%; health rank #3,276 of 4,374; healthier than 24th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,276 of 4,374 health · 2025Q4East Orange Va Hospital · health 75/100 · $20.0M · 2025Q4
- ASSETS 75/100
- MEM 11.8%
- RANK 2.18%
- PHOTO 0.36%
- BOOK $20.0M
- CHARTER 2,175
- NCUSIF #3,276/4,374
- CAMELS Brazos Community
- HEALTH 11604
Call Report peers
East Orange Va Hospital in the assets neighbourhood
East Orange Va Hospital's $20.0M assets sit next to Brazos Community ($20.0M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
East Orange Va Hospital vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
75 24th percentile higher than 24% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
East Orange Va Hospital - Share Insurance Coverage
Charter #11604's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Where East Orange Va Hospital diverges from peer averages
- Loan-to-Share Ratio trails the peer set - 50.66% here, 59.80% peer average (-9.14 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
East Orange Va Hospital: in-state Call Report ranks
- In New Jersey, health place is #60 of 127 on the same NCUA-ratio sort used nationally.
- New Jersey assets place: #66 of 127.
- Membership ranks #58 of 127 among New Jersey CUs with a reported count (2,175 members).
In-state ordinals use the live credit_unions table for NJ only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for East Orange Va Hospital
East Orange Va Hospital: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.1% from $20.0M (2025Q4) to $20.4M (2026Q1).
- Net-worth ratio shifted -0.25 pp (12.09% → 11.84%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 11.84% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 75/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 75.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 11.4 pts
- Return on Assets 12.8 pts
- Member Growth 10.5 pts
- Loan-to-Share Ratio 10.3 pts
East Orange Va Hospital vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.84% | -3.02 pp |
| Delinquency Rate | 2.18% | +1.03 pp |
| Return on Assets | 0.36% | -0.35 pp |
| Member Growth | 1.21% | - |
| Loan-to-Share Ratio | 50.66% | -9.14 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
East Orange Va Hospital quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $20.4M | - |
| 2025Q4 | $20.0M | 2,175 |
| 2024Q4 | $21.0M | 2,149 |
| 2023Q4 | $20.7M | 2,105 |
Credit Union Details
- Charter Number
- 11604
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $10M–$50M
- State
- New Jersey
- City
- East Orange
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, East Orange Va Hospital runs 3 offices in 2 different cities.
| Office | City |
|---|---|
| East Orange V.A.H. Federal Credit Union (Main Office) | East Orange, NJ |
| East Orange V.A.H. Federal Credit Union | East Orange, NJ |
| Josephine Centrella | Edison, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
A look at other New Jersey credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near East Orange Va Hospital
East Orange Va Hospital's nationwide photo peers by assets and by health score, excluding New Jersey charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($20.0M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (75/100 here).
Using this data
- East Orange Va Hospital ranks #3,276 of 4,374 nationally on financial health and #60 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- L'oreal USA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with L'oreal USA
- Rates and health both vary by institution, not just by state -- see how New Jersey credit unions compare overall before assuming this one is typical. New Jersey state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is East Orange Va Hospital financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, East Orange Va Hospital carries a financial health score of 75/100 (Very Good). On the national health ranking (same basis as /rankings/healthiest), it sits at #3,276 of 4,374; by total assets it ranks #3,158 of 4,374 nationally (same basis as /rankings/largest); and #66 of 127 within New Jersey. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 11.84% net worth ratio and a 2.18% delinquency rate.
How does East Orange Va Hospital compare to other credit unions?
PlainCU's health composite puts East Orange Va Hospital at 75/100, compared to a peer group average for $10M–$50M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join East Orange Va Hospital?
East Orange Va Hospital carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact East Orange Va Hospital directly to confirm current membership steps.
Is my money safe at East Orange Va Hospital?
Federal credit unions like East Orange Va Hospital are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. East Orange Va Hospital's net worth ratio of 11.84% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does East Orange Va Hospital offer compared to banks?
Credit unions like East Orange Va Hospital are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact East Orange Va Hospital directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.