Federal credit union · Hornell, New York · NCUA charter #1080
District #6
Health score 68/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 68
- Health / 100
- $24.2M
- Total assets
- 1,701
- Members
- 7.7%
- Net-worth ratio
District #6 scores 68/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $24.2M; members 1,701; net-worth ratio 7.73%; health rank #3,729 of 4,374; healthier than 15th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,729 of 4,374 health · 2025Q4District #6 · health 68/100 · $24.2M · 2025Q4
Call Report peers
District #6 in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
District #6 vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); District #6 sits in 65-69 with 275 others.
68 15th percentile higher than 15% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where District #6 diverges from peer averages
- Largest favorable gap: Delinquency Rate at 1.10% vs peer 1.15% (-0.04 pp).
- Largest lag: Loan-to-Share Ratio at 41.01% vs peer 59.80% (-18.79 pp).
District #6 in New York
- Health composite ranks #216 of 272 among scored New York credit unions.
- Assets rank #173 of 272 inside New York ($24.2M reported).
- Member book place in New York: #187 of 272.
- One place up in New York, WESTAR (#215) ties at 68/100; one place down, Generations United (#217) scores 67/100, 1 point lower.
Quarter path for District #6
District #6: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.1% from $24.2M (2025Q4) to $24.7M (2026Q1).
- Net-worth ratio shifted -0.44 pp (8.17% → 7.73%).
7.73% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 68/100 score is built
District #6 gives up 32 points in total. Member Growth costs the most, 15 of its 15; Return on Assets loses the least, 0.4.
- Net Worth Ratio 24.3 pts
- Delinquency Rate 19.2 pts
- Return on Assets 14.6 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 9.9 pts
District #6 health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 7.73% | -7.13 pp |
| Delinquency Rate | 1.10% | -0.04 pp |
| Return on Assets | 0.47% | -0.23 pp |
| Member Growth | -7.10% | - |
| Loan-to-Share Ratio | 41.01% | -18.79 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
District #6 filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $24.7M | - |
| 2025Q4 | $24.2M | 1,701 |
| 2024Q4 | $22.5M | 1,831 |
| 2023Q4 | $20.9M | 1,727 |
Credit Union Details
- Charter Number
- 1080
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- New York
- City
- Hornell
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for District #6.
| Office | City |
|---|---|
| District 6 Federal Credit Union (Main Office) | Hornell, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
More federally-insured credit unions based in New York, ordered by peer group match and asset size.
Other-state peers near District #6
Similar total assets
Using this data
- District #6 ranks #3,729 of 4,374 nationally on financial health and #216 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Cobblestone Country is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Cobblestone Country
Frequently Asked Questions
Is District #6 financially healthy?
On its 2025Q4 NCUA 5300 filing, District #6 scores 68/100 (Good), with a 7.73% net worth ratio and 1.10% of loans delinquent. It ranks #3,729 of 4,374 nationally on health and #216 of 272 in New York.
How does District #6 compare to other credit unions?
District #6 scores 68/100, higher than 15% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (1.10% vs 1.15%). Its widest shortfall is loan-to-share ratio (41.01% vs 59.80%).
How can I join District #6?
District #6 serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact District #6 directly for the current list of qualifying groups.
Is my money safe at District #6?
District #6 is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. District #6's net worth ratio of 7.73% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.