State credit union · Nashville, Tennessee · NCUA charter #67979
M.P.D. Community
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $39.4M
- Total assets
- 2,947
- Members
- 11.3%
- Net-worth ratio
M.P.D. Community scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $39.4M; members 2,947; net-worth ratio 11.33%; health rank #1,468 of 4,374; healthier than 65th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,468 of 4,374 health · 2025Q4M.P.D. Community · health 88/100 · $39.4M · 2025Q4
Call Report peers
M.P.D. Community in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
M.P.D. Community vs every NCUA-scored credit union
M.P.D. Community sits in the busiest band, 85-89, alongside 857 other credit unions.
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
M.P.D. Community: Call Report deltas vs peers
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +8.07 pp (67.87% vs 59.80%).
- Net Worth Ratio trails the peer set - 11.33% here, 14.86% peer average (-3.53 pp).
M.P.D. Community in Tennessee
- In Tennessee, health place is #47 of 127 on the same NCUA-ratio sort used nationally.
- By total assets, M.P.D. Community is #72 of 127 in Tennessee.
- Membership ranks #74 of 127 among Tennessee CUs with a reported count (2,947 members).
- One place up in Tennessee, Alcoa Tenn (#46) ties at 88/100; one place down, US Community (#48) ties at 88/100.
M.P.D. Community: 2025Q4 → 2026Q1
M.P.D. Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.3% from $39.4M (2025Q4) to $40.3M (2026Q1).
- Net-worth ratio shifted +0.03 pp (11.30% → 11.33%).
11.33% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 88/100 score is built
M.P.D. Community gives up 12 points in total. Member Growth costs the most, 5.9 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.4 pts
- Return on Assets 15.0 pts
- Member Growth 9.1 pts
- Loan-to-Share Ratio 14.5 pts
M.P.D. Community health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.33% | -3.53 pp |
| Delinquency Rate | 1.08% | -0.06 pp |
| Return on Assets | 0.94% | +0.24 pp |
| Member Growth | 0.10% | - |
| Loan-to-Share Ratio | 67.87% | +8.07 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $40.3M | - |
| 2025Q4 | $39.4M | 2,947 |
| 2024Q4 | $36.7M | 2,944 |
| 2023Q4 | $36.0M | 2,967 |
Credit Union Details
- Charter Number
- 67979
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Tennessee
- City
- Nashville
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for M.P.D. Community.
| Office | City |
|---|---|
| MPDCCU (Main Office) | Nashville, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
Other federally-insured credit unions in Tennessee, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- M.P.D. Community ranks #1,468 of 4,374 nationally on financial health and #47 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Epb Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Epb Employees
Frequently Asked Questions
Is M.P.D. Community financially healthy?
On its 2025Q4 NCUA 5300 filing, M.P.D. Community scores 88/100 (Excellent), with a 11.33% net worth ratio and 1.08% of loans delinquent. It ranks #1,468 of 4,374 nationally on health and #47 of 127 in Tennessee.
How does M.P.D. Community compare to other credit unions?
M.P.D. Community scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (67.87% vs 59.80%). Its widest shortfall is net worth ratio (11.33% vs 14.86%).
How can I join M.P.D. Community?
Membership eligibility for M.P.D. Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact M.P.D. Community directly for current membership requirements and application steps.
Is my money safe at M.P.D. Community?
M.P.D. Community is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. M.P.D. Community's net worth ratio of 11.33% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.