State credit union · Louisville, Kentucky · NCUA charter #61123
Louisville Gas and Electric Company
Health score 78/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 78
- Health / 100
- $47.8M
- Total assets
- 2,736
- Members
- 15.5%
- Net-worth ratio
Louisville Gas and Electric Company scores 78/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $47.8M; members 2,736; net-worth ratio 15.52%; health rank #2,945 of 4,374; healthier than 31st of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,945 of 4,374 health · 2025Q4Louisville Gas · health 78/100 · $47.8M · 2025Q4
Call Report peers
Louisville Gas and Electric Company in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Louisville Gas and Electric Company vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Louisville Gas and Electric Company sits in 75-79 with 502 others.
78 31st percentile higher than 31% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Louisville Gas and Electric Company diverges from peer averages
- Net Worth Ratio leads the peer set - 15.52% here, 14.86% peer average (+0.66 pp).
- Loan-to-Share Ratio trails the peer set - 57.97% here, 59.80% peer average (-1.83 pp).
Where Louisville Gas and Electric Company sits in Kentucky
- Health composite ranks #37 of 54 among scored Kentucky credit unions.
- Kentucky assets place: #29 of 54.
- Member book place in Kentucky: #33 of 54.
- One place up in Kentucky, Louisville Federal (#36) ties at 78/100; one place down, Autotruck Financial (#38) ties at 78/100.
How Louisville Gas and Electric Company's 5300 filing moved
Louisville Gas and Electric Company: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.0% from $47.8M (2025Q4) to $49.8M (2026Q1).
- Net-worth ratio shifted -0.41 pp (15.93% → 15.52%).
At 15.52%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 78/100 score is built
Louisville Gas and Electric Company gives up 22 points in total. Member Growth costs the most, 14.9 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.4 pts
- Return on Assets 15.0 pts
- Member Growth 0.1 pts
- Loan-to-Share Ratio 12.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.52% | +0.66 pp |
| Delinquency Rate | 0.96% | -0.18 pp |
| Return on Assets | 0.87% | +0.17 pp |
| Member Growth | -4.93% | - |
| Loan-to-Share Ratio | 57.97% | -1.83 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Louisville Gas and Electric Company quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $49.8M | - |
| 2025Q4 | $47.8M | 2,736 |
| 2024Q4 | $46.3M | 2,878 |
| 2023Q4 | $45.1M | 2,959 |
Credit Union Details
- Charter Number
- 61123
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Kentucky
- City
- Louisville
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Louisville Gas and Electric Company, spread across 2 cities in 2 states.
| Office | City |
|---|---|
| Main Office (Main Office) | Louisville, KY |
| FiServ | Frisco, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kentucky
Other federally-insured credit unions in Kentucky, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Using this data
- Louisville Gas and Electric Company ranks #2,945 of 4,374 nationally on financial health and #37 of 54 in KY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Metro Plus is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Metro Plus
Frequently Asked Questions
Is Louisville Gas and Electric Company financially healthy?
On its 2025Q4 NCUA 5300 filing, Louisville Gas and Electric Company scores 78/100 (Very Good), with a 15.52% net worth ratio and 0.96% of loans delinquent. It ranks #2,945 of 4,374 nationally on health and #37 of 54 in Kentucky.
How does Louisville Gas and Electric Company compare to other credit unions?
Louisville Gas and Electric Company scores 78/100, higher than 31% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (15.52% vs 14.86%). Its widest shortfall is loan-to-share ratio (57.97% vs 59.80%).
How can I join Louisville Gas and Electric Company?
Membership eligibility for Louisville Gas and Electric Company depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Louisville Gas and Electric Company directly for current membership requirements and application steps.
Is my money safe at Louisville Gas and Electric Company?
Louisville Gas and Electric Company is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Louisville Gas and Electric Company's net worth ratio of 15.52% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.