Federal credit union · Albuquerque, New Mexico · NCUA charter #808
U.S. Eagle
Health score 57/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 57
- Health / 100
- $1.45B
- Total assets
- 97,686
- Members
- 8.1%
- Net-worth ratio
U.S. Eagle scores 57/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.45B; members 97,686; net-worth ratio 8.11%; health rank #4,146 of 4,374; healthier than 5th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#4,146 of 4,374 health · 2025Q4U.S. Eagle · health 57/100 · $1.45B · 2025Q4
Call Report peers
U.S. Eagle in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
U.S. Eagle vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); U.S. Eagle sits in 55-59 with 115 others.
57 5th percentile higher than 5% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
U.S. Eagle vs Over $500M peers
- Delinquency Rate trails the peer set - 7.08% here, 0.87% peer average (+6.21 pp).
U.S. Eagle in New Mexico
- In New Mexico, health place is #36 of 37 on the same NCUA-ratio sort used nationally.
- New Mexico assets place: #3 of 37.
- New Mexico membership ordinal: #4 of 37.
- One place up in New Mexico, LOCO (#35) scores 62/100, 5 points higher; one place down, Jemez Valley (#37) scores 55/100, 2 points lower.
How U.S. Eagle's 5300 filing moved
U.S. Eagle: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.3% from $1.45B (2025Q4) to $1.48B (2026Q1).
- Net-worth ratio shifted -0.42 pp (8.53% → 8.11%).
8.11% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 57/100 score is built
U.S. Eagle gives up 43 points in total. Delinquency Rate costs the most, 25 of its 25; Loan-to-Share Ratio scores full marks.
- Net Worth Ratio 25.3 pts
- Delinquency Rate 0.0 pts
- Return on Assets 4.4 pts
- Member Growth 12.1 pts
- Loan-to-Share Ratio 15.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.11% | -3.07 pp |
| Delinquency Rate | 7.08% | +6.21 pp |
| Return on Assets | -0.01% | -0.52 pp |
| Member Growth | 2.57% | - |
| Loan-to-Share Ratio | 81.03% | -2.87 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.48B | - |
| 2025Q4 | $1.45B | 97,686 |
| 2024Q4 | $1.48B | 95,243 |
| 2023Q4 | $1.46B | 93,284 |
Credit Union Details
- Charter Number
- 808
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- Over $500M
- State
- New Mexico
- City
- Albuquerque
- Data Quarter
- 2025Q4
Branch Locations (11)
Per its most recent NCUA branch filing, U.S. Eagle runs 11 offices in 4 different cities.
| Office | City |
|---|---|
| Osuna Branch (Main Office) | Albuquerque, NM |
| Irving Branch | Albuquerque, NM |
| Coors/Bosque Branch | Albuquerque, NM |
| Menaul Branch | Albuquerque, NM |
| Juan Tabo Branch | Albuquerque, NM |
| Academy Branch | Albuquerque, NM |
| Avanyu Plaza Branch | Albuquerque, NM |
| Herrera Isleta Branch | Albuquerque, NM |
| Santa Ana Branch | Bernalillo, NM |
| Farmington Branch | Farmington, NM |
| Santa Fe Branch | Santa Fe, NM |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Mexico
Other federally-insured credit unions in New Mexico, closest first by peer group and asset size.
U.S. Eagle nationwide neighbourhoods
Similar total assets
Using this data
- U.S. Eagle ranks #4,146 of 4,374 nationally on financial health and #36 of 37 in NM -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Del Norte is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Del Norte
Frequently Asked Questions
Is U.S. Eagle financially healthy?
U.S. Eagle has a financial health score of 57/100 (Fair) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,146 of 4,374 nationally on health and #36 of 37 in New Mexico. Its net worth ratio is 8.11% and its delinquency rate 7.08%.
How does U.S. Eagle compare to other credit unions?
U.S. Eagle scores 57/100, higher than 5% of the 4,374 scored credit unions. Its widest shortfall is delinquency rate (7.08% vs 0.87%).
How can I join U.S. Eagle?
U.S. Eagle serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact U.S. Eagle directly for the current list of qualifying groups.
Is my money safe at U.S. Eagle?
U.S. Eagle is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. U.S. Eagle's net worth ratio of 8.11% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.