Federal credit union · Haxtun, Colorado · NCUA charter #2794
Haxtun Community
Health score 57/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 57
- Health / 100
- $5.3M
- Total assets
- 709
- Members
- 3.6%
- Net-worth ratio
Haxtun Community scores 57/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $5.3M; members 709; net-worth ratio 3.59%; health rank #4,150 of 4,374; healthier than 5th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#4,150 of 4,374 health · 2025Q4Haxtun Community · health 57/100 · $5.3M · 2025Q4
- CHARTER 57/100
- NCUSIF 3.6%
- CAMELS 0.09%
- HEALTH -1.74%
- NW $5.3M
- DELQ 709
- ROA #4,150/4,374
- ASSETS n/a
- MEM 2794
Call Report peers
Haxtun Community carries $5.3M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Haxtun Community vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
57 5th percentile higher than 5% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Haxtun Community - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #2794, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Where Haxtun Community diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 88.71% here, 63.60% peer average (+25.11 pp).
- Widest shortfall vs peers is Net Worth Ratio: -15.47 pp (3.59% vs 19.06%).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Haxtun Community in Colorado
- Colorado health ordinal: #63 of 66.
- Colorado assets place: #60 of 66.
- Colorado membership ordinal: #60 of 66.
In-state ordinals use the live credit_unions table for CO only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Haxtun Community
Haxtun Community: total assets by quarter
3 Call Report filings on this page's own vintage chain
- Assets moved -22.5% from $6.9M (2024Q4) to $5.3M (2025Q4).
- Membership moved -0.6% from 713 to 709 over the same window.
- Net-worth ratio shifted -1.50 pp (5.09% → 3.59%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 3.59%, this institution is below the 7.0% NCUA well-capitalized threshold.
How the 57/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 57.
- Net Worth Ratio 9.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 0.0 pts
- Member Growth 8.0 pts
- Loan-to-Share Ratio 15.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 3.59% | -15.47 pp |
| Delinquency Rate | 0.09% | -1.71 pp |
| Return on Assets | -1.74% | -2.19 pp |
| Member Growth | -0.56% | - |
| Loan-to-Share Ratio | 88.71% | +25.11 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2025Q4 | $5.3M | 709 |
| 2024Q4 | $6.9M | 713 |
| 2023Q4 | $6.7M | 706 |
Credit Union Details
- Charter Number
- 2794
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Colorado
- City
- Haxtun
- Data Quarter
- 2025Q4
Nearby Credit Unions in Colorado
A look at other Colorado credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Haxtun Community's nationwide photo peers by assets and by health score, excluding Colorado charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (57/100 here).
Using this data
- Haxtun Community ranks #4,150 of 4,374 nationally on financial health and #63 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Fort Morgan Schools is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Fort Morgan Schools
- Rates and health both vary by institution, not just by state -- see how Colorado credit unions compare overall before assuming this one is typical. Colorado state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Haxtun Community financially healthy?
Haxtun Community has a financial health score of 57/100 (Fair) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #4,150 of 4,374; by total assets it ranks #3,860 of 4,374 nationally (same basis as /rankings/largest); and #60 of 66 within Colorado. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 3.59% and delinquency rate of 0.09%.
How does Haxtun Community compare to other credit unions?
Five weighted metrics from NCUA filings produce Haxtun Community's 57/100 score on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Haxtun Community?
Haxtun Community operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Haxtun Community directly for the exact boundaries and application steps.
Is my money safe at Haxtun Community?
Federal credit unions like Haxtun Community are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Haxtun Community's net worth ratio of 3.59% is relative to the 7% threshold NCUA considers "well capitalized."
What rates does Haxtun Community offer compared to banks?
Credit unions like Haxtun Community are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Haxtun Community directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.