Federal credit union · TRENTON, New Jersey · NCUA charter #2932
Trenton Teachers
Health score 57/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 57
- Health / 100
- $2.1M
- Total assets
- 402
- Members
- 18.1%
- Net-worth ratio
Trenton Teachers scores 57/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.1M; members 402; net-worth ratio 18.07%; health rank #4,134 of 4,374; healthier than 5th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#4,134 of 4,374 health · 2025Q4Trenton Teachers · health 57/100 · $2.1M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Trenton Teachers vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Trenton Teachers sits in 55-59 with 115 others.
57 5th percentile higher than 5% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Trenton Teachers: Call Report deltas vs peers
- Return on Assets leads the peer set - 2.33% here, 0.45% peer average (+1.88 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -47.51 pp (16.09% vs 63.60%).
Trenton Teachers: in-state Call Report ranks
- In New Jersey, health place is #114 of 127 on the same NCUA-ratio sort used nationally.
- By total assets, Trenton Teachers is #116 of 127 in New Jersey.
- Member book place in New Jersey: #114 of 127.
- One place up in New Jersey, Elizabeth Police Department E (#113) scores 59/100, 2 points higher; one place down, RIDGEDALE (#115) ties at 57/100.
Trenton Teachers: 2025Q4 → 2026Q1
Trenton Teachers: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +10.4% from $2.1M (2025Q4) to $2.4M (2026Q1).
- Net-worth ratio shifted -1.43 pp (19.50% → 18.07%).
18.07% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 57/100 score is built
Trenton Teachers gives up 43 points in total. Delinquency Rate costs the most, 24.2 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.8 pts
- Return on Assets 15.0 pts
- Member Growth 3.8 pts
- Loan-to-Share Ratio 7.4 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.07% | -0.99 pp |
| Delinquency Rate | 3.88% | +2.07 pp |
| Return on Assets | 2.33% | +1.88 pp |
| Member Growth | -2.90% | - |
| Loan-to-Share Ratio | 16.09% | -47.51 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Trenton Teachers filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.4M | - |
| 2025Q4 | $2.1M | 402 |
| 2024Q4 | $2.1M | 414 |
| 2023Q4 | $2.1M | 437 |
Credit Union Details
- Charter Number
- 2932
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- $2M–$10M
- State
- New Jersey
- City
- TRENTON
- Data Quarter
- 2025Q4
Branch Location
Trenton Teachers operates a single office in Trenton, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| MAIN OFFICE (Main Office) | Trenton, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
More federally-insured credit unions based in New Jersey, ordered by peer group match and asset size.
Other-state peers near Trenton Teachers
Using this data
- Trenton Teachers ranks #4,134 of 4,374 nationally on financial health and #114 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Clifton Nj Postal Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Clifton Nj Postal Employees
Frequently Asked Questions
Is Trenton Teachers financially healthy?
On its 2025Q4 NCUA 5300 filing, Trenton Teachers scores 57/100 (Fair), with a 18.07% net worth ratio and 3.88% of loans delinquent. It ranks #4,134 of 4,374 nationally on health and #114 of 127 in New Jersey.
How does Trenton Teachers compare to other credit unions?
Trenton Teachers scores 57/100, higher than 5% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is return on assets (2.33% vs 0.45%). Its widest shortfall is loan-to-share ratio (16.09% vs 63.60%).
How can I join Trenton Teachers?
Trenton Teachers is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact Trenton Teachers directly to confirm eligibility.
Is my money safe at Trenton Teachers?
Trenton Teachers is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Trenton Teachers's net worth ratio of 18.07% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.