State credit union · Los Alamos, New Mexico · NCUA charter #64759
Del Norte
Health score 96/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 96
- Health / 100
- $1.42B
- Total assets
- 67,384
- Members
- 9.5%
- Net-worth ratio
Del Norte scores 96/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.42B; members 67,384; net-worth ratio 9.50%; health rank #291 of 4,374; healthier than 93rd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#291 of 4,374 health · 2025Q4Del Norte · health 96/100 · $1.42B · 2025Q4
Call Report peers
Del Norte in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Del Norte vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Del Norte sits in 95-99 with 391 others.
96 Top 7% higher than 93% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Del Norte: Call Report deltas vs peers
- Strongest edge vs 749 Over $500M peers is Return on Assets: +0.33 pp (0.84% vs 0.51%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -7.57 pp (76.33% vs 83.90%).
Del Norte: in-state Call Report ranks
- Health composite ranks #7 of 37 among scored New Mexico credit unions.
- Assets rank #4 of 37 inside New Mexico ($1.42B reported).
- Membership ranks #6 of 37 among New Mexico CUs with a reported count (67,384 members).
- One place up in New Mexico, ESTACADO (#6) scores 97/100, 1 point higher; one place down, EVERYONE'S (#8) scores 95/100, 1 point lower.
Quarter path for Del Norte
Del Norte: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.4% from $1.42B (2025Q4) to $1.47B (2026Q1).
- Net-worth ratio shifted -0.14 pp (9.64% → 9.50%).
At 9.50%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 96/100 score is built
Del Norte gives up 4 points in total. Delinquency Rate costs the most, 1.9 of its 25; Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 28.8 pts
- Delinquency Rate 23.1 pts
- Return on Assets 15.0 pts
- Member Growth 14.4 pts
- Loan-to-Share Ratio 14.7 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.50% | -1.68 pp |
| Delinquency Rate | 0.69% | -0.19 pp |
| Return on Assets | 0.84% | +0.33 pp |
| Member Growth | 4.52% | - |
| Loan-to-Share Ratio | 76.33% | -7.57 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - Del Norte
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.47B | - |
| 2025Q4 | $1.42B | 67,384 |
| 2024Q4 | $1.30B | 64,470 |
| 2023Q4 | $1.07B | 61,179 |
Credit Union Details
- Charter Number
- 64759
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- New Mexico
- City
- Los Alamos
- Data Quarter
- 2025Q4
Branch Locations (10)
Del Norte operates 10 offices across 5 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Administration (Main Office) | Santa Fe, NM |
| Paseo Office | Espanola, NM |
| Riverside Financial Center | Espanola, NM |
| Trinity Office | Los Alamos, NM |
| Enchanted Hills Office | Rio Rancho, NM |
| Southern Financial Center | Rio Rancho, NM |
| Cerrillos Office | Santa Fe, NM |
| DeVargas Office | Santa Fe, NM |
| Midtown Financial Center | Santa Fe, NM |
| White Rock Office | White Rock, NM |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Mexico
Other federally-insured credit unions in New Mexico, closest first by peer group and asset size.
Other-state peers near Del Norte
Using this data
- Del Norte ranks #291 of 4,374 nationally on financial health and #7 of 37 in NM -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- U.S. Eagle is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with U.S. Eagle
Frequently Asked Questions
Is Del Norte financially healthy?
On its 2025Q4 NCUA 5300 filing, Del Norte scores 96/100 (Excellent), with a 9.50% net worth ratio and 0.69% of loans delinquent. It ranks #291 of 4,374 nationally on health and #7 of 37 in New Mexico.
How does Del Norte compare to other credit unions?
Del Norte scores 96/100, higher than 93% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is return on assets (0.84% vs 0.51%). Its widest shortfall is loan-to-share ratio (76.33% vs 83.90%).
How can I join Del Norte?
Membership eligibility for Del Norte depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Del Norte directly for current membership requirements and application steps.
Is my money safe at Del Norte?
Del Norte is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Del Norte's net worth ratio of 9.50% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.