State credit union · Rockledge, Florida · NCUA charter #60816
Community Credit Union of Florida
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $1.46B
- Total assets
- 55,446
- Members
- 11.1%
- Net-worth ratio
Community Credit Union of Florida scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.46B; members 55,446; net-worth ratio 11.07%; health rank #802 of 4,374; healthier than 80th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#802 of 4,374 health · 2025Q4Community · health 92/100 · $1.46B · 2025Q4
Call Report peers
Community Credit Union of Florida in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Community Credit Union of Florida vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Community Credit Union of Florida sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Community Credit Union of Florida vs Over $500M peers
- Loan-to-Share Ratio leads the peer set - 88.46% here, 83.90% peer average (+4.56 pp).
- Return on Assets trails the peer set - 0.30% here, 0.51% peer average (-0.20 pp).
Where Community Credit Union of Florida sits in Florida
- Florida health ordinal: #34 of 109.
- By total assets, Community Credit Union of Florida is #20 of 109 in Florida.
- Member book place in Florida: #29 of 109.
- One place up in Florida, SOUTHERNMOST (#33) ties at 92/100; one place down, Space Coast (#35) ties at 92/100.
Community Credit Union of Florida Call Report trajectory
Community Credit Union of Florida: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.5% from $1.46B (2025Q4) to $1.45B (2026Q1).
- Net-worth ratio shifted +0.14 pp (10.93% → 11.07%).
At 11.07%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 92/100 score is built
Community Credit Union of Florida gives up 8 points in total. Member Growth costs the most, 5.3 of its 15; Net Worth Ratio and Delinquency Rate and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 12.0 pts
- Member Growth 9.7 pts
- Loan-to-Share Ratio 15.3 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.07% | -0.11 pp |
| Delinquency Rate | 0.37% | -0.51 pp |
| Return on Assets | 0.30% | -0.20 pp |
| Member Growth | 0.56% | - |
| Loan-to-Share Ratio | 88.46% | +4.56 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Community filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.45B | - |
| 2025Q4 | $1.46B | 55,446 |
| 2024Q4 | $1.37B | 55,137 |
| 2023Q4 | $1.28B | 57,088 |
Credit Union Details
- Charter Number
- 60816
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Florida
- City
- Rockledge
- Data Quarter
- 2025Q4
Branch Locations (8)
Per its most recent NCUA branch filing, Community Credit Union of Florida runs 8 offices in 6 different cities.
| Office | City |
|---|---|
| Main (Main Office) | Rockledge, FL |
| Pt St John | Cocoa, FL |
| Indian Harbour Beach | Indian Harbour Beach, FL |
| Melbourne Office | Melbourne, FL |
| Palm Bay | Melbourne, FL |
| Pineda | Melbourne, FL |
| Titusville | Titusville, FL |
| Viera West | Viera, FL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Florida
A look at other Florida credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Community Credit Union of Florida
Similar total assets
Using this data
- Community Credit Union of Florida ranks #802 of 4,374 nationally on financial health and #34 of 109 in FL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- First Florida is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with First Florida
Frequently Asked Questions
Is Community Credit Union of Florida financially healthy?
Community Credit Union of Florida has a financial health score of 92/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #802 of 4,374 nationally on health and #34 of 109 in Florida. Its net worth ratio is 11.07% and its delinquency rate 0.37%.
How does Community Credit Union of Florida compare to other credit unions?
Community Credit Union of Florida scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (88.46% vs 83.90%). Its widest shortfall is return on assets (0.30% vs 0.51%).
How can I join Community Credit Union of Florida?
Membership eligibility for Community Credit Union of Florida depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Community Credit Union of Florida directly for current membership requirements and application steps.
Is my money safe at Community Credit Union of Florida?
Community Credit Union of Florida is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Community Credit Union of Florida's net worth ratio of 11.07% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.