Federal credit union · Waterville, Maine · NCUA charter #11253
New Dimensions
Health score 66/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 66
- Health / 100
- $237.5M
- Total assets
- 15,949
- Members
- 7.8%
- Net-worth ratio
New Dimensions scores 66/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $237.5M; members 15,949; net-worth ratio 7.83%; health rank #3,842 of 4,374; healthier than 12th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,842 of 4,374 health · 2025Q4New Dimensions · health 66/100 · $237.5M · 2025Q4
Call Report peers
New Dimensions in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
New Dimensions vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); New Dimensions sits in 65-69 with 275 others.
66 12th percentile higher than 12% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
New Dimensions vs $100M–$500M peers
- Largest favorable gap: Loan-to-Share Ratio at 96.86% vs peer 72.20% (+24.66 pp).
- Widest shortfall vs peers is Net Worth Ratio: -4.28 pp (7.83% vs 12.11%).
Maine standing for New Dimensions
- Health composite ranks #48 of 48 among scored Maine credit unions.
- Assets rank #23 of 48 inside Maine ($237.5M reported).
- Member book place in Maine: #18 of 48.
- No scored Maine credit union ranks lower; the next one up, NORSTATE (#47) scores 67/100, 1 point higher.
Quarter path for New Dimensions
New Dimensions: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.6% from $237.5M (2025Q4) to $241.4M (2026Q1).
- Net-worth ratio shifted -0.04 pp (7.87% → 7.83%).
7.83% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 66/100 score is built
New Dimensions gives up 34 points in total. Member Growth costs the most, 11 of its 15; Loan-to-Share Ratio loses the least, 3.1.
- Net Worth Ratio 24.6 pts
- Delinquency Rate 16.2 pts
- Return on Assets 9.2 pts
- Member Growth 4.0 pts
- Loan-to-Share Ratio 12.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 7.83% | -4.28 pp |
| Delinquency Rate | 1.50% | +0.61 pp |
| Return on Assets | 0.11% | -0.51 pp |
| Member Growth | -2.79% | - |
| Loan-to-Share Ratio | 96.86% | +24.66 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
New Dimensions quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $241.4M | - |
| 2025Q4 | $237.5M | 15,949 |
| 2024Q4 | $209.2M | 16,406 |
| 2023Q4 | $212.8M | 17,177 |
Credit Union Details
- Charter Number
- 11253
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Maine
- City
- Waterville
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, New Dimensions runs 4 offices in 3 different cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Waterville, ME |
| Skowhegan Branch | Skowhegan, ME |
| Digital Branch | Waterville, ME |
| Winslow Branch | Winslow, ME |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Maine
Other federally-insured credit unions in Maine, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- New Dimensions ranks #3,842 of 4,374 nationally on financial health and #48 of 48 in ME -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- SEABOARD is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with SEABOARD
Frequently Asked Questions
Is New Dimensions financially healthy?
On its 2025Q4 NCUA 5300 filing, New Dimensions scores 66/100 (Good), with a 7.83% net worth ratio and 1.50% of loans delinquent. It ranks #3,842 of 4,374 nationally on health and #48 of 48 in Maine.
How does New Dimensions compare to other credit unions?
New Dimensions scores 66/100, higher than 12% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (96.86% vs 72.20%). Its widest shortfall is net worth ratio (7.83% vs 12.11%).
How can I join New Dimensions?
New Dimensions operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact New Dimensions directly for the exact boundaries and application steps.
Is my money safe at New Dimensions?
New Dimensions is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. New Dimensions's net worth ratio of 7.83% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.