State credit union · Palestine, Texas · NCUA charter #67634
Trinity Valley Teachers
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $31.6M
- Total assets
- 2,969
- Members
- 30.4%
- Net-worth ratio
Trinity Valley Teachers scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $31.6M; members 2,969; net-worth ratio 30.44%; health rank #2,362 of 4,374; healthier than 43rd of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,362 of 4,374 health · 2025Q4Trinity Valley Teachers · health 82/100 · $31.6M · 2025Q4
Call Report peers
Trinity Valley Teachers in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Trinity Valley Teachers vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Trinity Valley Teachers sits in 80-84 with 767 others.
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Trinity Valley Teachers
- Net Worth Ratio leads the peer set - 30.44% here, 14.86% peer average (+15.58 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -31.10 pp (28.70% vs 59.80%).
Texas standing for Trinity Valley Teachers
- Texas health ordinal: #213 of 386.
- By total assets, Trinity Valley Teachers is #222 of 386 in Texas.
- Membership ranks #216 of 386 among Texas CUs with a reported count (2,969 members).
- One place up in Texas, Credit Union of Texas (#212) scores 83/100, 1 point higher; one place down, Star of Texas (#214) ties at 82/100.
Trinity Valley Teachers: 2025Q4 → 2026Q1
Trinity Valley Teachers: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.6% from $31.6M (2025Q4) to $32.1M (2026Q1).
- Net-worth ratio shifted -0.09 pp (30.53% → 30.44%).
30.44% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 82/100 score is built
Trinity Valley Teachers gives up 18 points in total. Member Growth costs the most, 9.6 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.1 pts
- Return on Assets 15.0 pts
- Member Growth 5.4 pts
- Loan-to-Share Ratio 8.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 30.44% | +15.58 pp |
| Delinquency Rate | 0.69% | -0.46 pp |
| Return on Assets | 1.63% | +0.93 pp |
| Member Growth | -1.98% | - |
| Loan-to-Share Ratio | 28.70% | -31.10 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Trinity Valley Teachers
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $32.1M | - |
| 2025Q4 | $31.6M | 2,969 |
| 2024Q4 | $30.8M | 3,029 |
| 2023Q4 | $31.0M | 3,114 |
Credit Union Details
- Charter Number
- 67634
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Texas
- City
- Palestine
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Trinity Valley Teachers runs 3 offices in 2 different cities across 2 states.
| Office | City |
|---|---|
| TVTCU (Main Office) | Palestine, TX |
| Disaster Recovery Loacation | Palestine, TX |
| Vital Records Center | Sandy, UT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
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Trinity Valley Teachers nationwide neighbourhoods
Using this data
- Trinity Valley Teachers ranks #2,362 of 4,374 nationally on financial health and #213 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Texas Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Texas Community
Frequently Asked Questions
Is Trinity Valley Teachers financially healthy?
On its 2025Q4 NCUA 5300 filing, Trinity Valley Teachers scores 82/100 (Excellent), with a 30.44% net worth ratio and 0.69% of loans delinquent. It ranks #2,362 of 4,374 nationally on health and #213 of 386 in Texas.
How does Trinity Valley Teachers compare to other credit unions?
Trinity Valley Teachers scores 82/100, higher than 43% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (30.44% vs 14.86%). Its widest shortfall is loan-to-share ratio (28.70% vs 59.80%).
How can I join Trinity Valley Teachers?
Membership eligibility for Trinity Valley Teachers depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Trinity Valley Teachers directly for current membership requirements and application steps.
Is my money safe at Trinity Valley Teachers?
Trinity Valley Teachers is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Trinity Valley Teachers's net worth ratio of 30.44% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.