Federal credit union · FLUSHING, New York · NCUA charter #119
Triboro Postal
Health score 43/100, grade F (Below Average) - from the NCUA 5300 Call Report, 2025Q4.
- 43
- Health / 100
- $90.7M
- Total assets
- 3,752
- Members
- 19.0%
- Net-worth ratio
Triboro Postal scores 43/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $90.7M; members 3,752; net-worth ratio 19.04%; health rank #4,325 of 4,374; healthier than 1st of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#4,325 of 4,374 health · 2025Q4Triboro Postal · health 43/100 · $90.7M · 2025Q4
Call Report peers
Triboro Postal in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Triboro Postal vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Triboro Postal sits in 40-44 with 25 others.
43 1st percentile higher than 1% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Triboro Postal vs $50M–$100M peers
- Strongest edge vs 584 $50M–$100M peers is Net Worth Ratio: +5.42 pp (19.04% vs 13.62%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -48.89 pp (13.71% vs 62.60%).
Triboro Postal in New York
- Health composite ranks #268 of 272 among scored New York credit unions.
- New York assets place: #97 of 272.
- New York membership ordinal: #124 of 272.
- One place up in New York, Far Rockaway Postal (#267) ties at 43/100; one place down, Harrison Teachers (#269) ties at 43/100.
Quarter path for Triboro Postal
Triboro Postal: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.0% from $90.7M (2025Q4) to $89.8M (2026Q1).
- Net-worth ratio shifted +0.06 pp (18.98% → 19.04%).
19.04% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 43/100 score is built
Triboro Postal gives up 57 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 0.0 pts
- Member Growth 5.8 pts
- Loan-to-Share Ratio 7.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.04% | +5.42 pp |
| Delinquency Rate | 6.64% | +5.68 pp |
| Return on Assets | -1.51% | -2.17 pp |
| Member Growth | -1.75% | - |
| Loan-to-Share Ratio | 13.71% | -48.89 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Triboro Postal quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $89.8M | - |
| 2025Q4 | $90.7M | 3,752 |
| 2024Q4 | $95.9M | 3,819 |
| 2023Q4 | $100.5M | 3,985 |
Credit Union Details
- Charter Number
- 119
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $50M–$100M
- State
- New York
- City
- FLUSHING
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Triboro Postal runs one office.
| Office | City |
|---|---|
| Triboro Postal FCU (Main Office) | Flushing, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
Other federally-insured credit unions in New York, closest first by peer group and asset size.
Other-state peers near Triboro Postal
Using this data
- Triboro Postal ranks #4,325 of 4,374 nationally on financial health and #268 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Western New York is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Western New York
Frequently Asked Questions
Is Triboro Postal financially healthy?
Triboro Postal has a financial health score of 43/100 (Below Average) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,325 of 4,374 nationally on health and #268 of 272 in New York. Its net worth ratio is 19.04% and its delinquency rate 6.64%.
How does Triboro Postal compare to other credit unions?
Triboro Postal scores 43/100, higher than 1% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is net worth ratio (19.04% vs 13.62%). Its widest shortfall is loan-to-share ratio (13.71% vs 62.60%).
How can I join Triboro Postal?
Triboro Postal carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Triboro Postal directly to confirm current membership steps.
Is my money safe at Triboro Postal?
Triboro Postal is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Triboro Postal's net worth ratio of 19.04% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.