Federal credit union · COLUMBUS, Ohio · NCUA charter #13432
State Highway Patrol
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $90.4M
- Total assets
- 6,557
- Members
- 13.3%
- Net-worth ratio
State Highway Patrol scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $90.4M; members 6,557; net-worth ratio 13.25%; health rank #1,240 of 4,374; healthier than 69th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,240 of 4,374 health · 2025Q4State Highway Patrol · health 89/100 · $90.4M · 2025Q4
Call Report peers
State Highway Patrol in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
State Highway Patrol vs every NCUA-scored credit union
State Highway Patrol sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
State Highway Patrol vs $50M–$100M peers
- Strongest edge vs 584 $50M–$100M peers is Delinquency Rate: -0.82 pp (0.14% vs 0.96%).
- Largest lag: Loan-to-Share Ratio at 53.29% vs peer 62.60% (-9.31 pp).
Where State Highway Patrol sits in Ohio
- In Ohio, health place is #52 of 196 on the same NCUA-ratio sort used nationally.
- By total assets, State Highway Patrol is #82 of 196 in Ohio.
- Membership ranks #84 of 196 among Ohio CUs with a reported count (6,557 members).
- One place up in Ohio, SUMMIT (#51) ties at 89/100; one place down, Kh Credit Union, Inc. (#53) ties at 89/100.
State Highway Patrol Call Report trajectory
State Highway Patrol: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.8% from $90.4M (2025Q4) to $92.0M (2026Q1).
- Net-worth ratio shifted +0.06 pp (13.19% → 13.25%).
13.25% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 89/100 score is built
State Highway Patrol gives up 11 points in total. Member Growth costs the most, 7.4 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 7.6 pts
- Loan-to-Share Ratio 11.4 pts
State Highway Patrol health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.25% | -0.37 pp |
| Delinquency Rate | 0.14% | -0.82 pp |
| Return on Assets | 0.52% | -0.14 pp |
| Member Growth | -0.79% | - |
| Loan-to-Share Ratio | 53.29% | -9.31 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Call Report history - State Highway Patrol
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $92.0M | - |
| 2025Q4 | $90.4M | 6,557 |
| 2024Q4 | $83.0M | 6,609 |
| 2023Q4 | $82.6M | 6,586 |
Credit Union Details
- Charter Number
- 13432
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $50M–$100M
- State
- Ohio
- City
- COLUMBUS
- Data Quarter
- 2025Q4
Branch Locations (3)
State Highway Patrol operates 3 offices in Columbus, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Headquarters (Main Office) | Columbus, OH |
| Academy | Columbus, OH |
| Vital Records | Columbus, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
A look at other Ohio credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for State Highway Patrol
Using this data
- State Highway Patrol ranks #1,240 of 4,374 nationally on financial health and #52 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Community First is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Community First
Frequently Asked Questions
Is State Highway Patrol financially healthy?
State Highway Patrol has a financial health score of 89/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,240 of 4,374 nationally on health and #52 of 196 in Ohio. Its net worth ratio is 13.25% and its delinquency rate 0.14%.
How does State Highway Patrol compare to other credit unions?
State Highway Patrol scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is delinquency rate (0.14% vs 0.96%). Its widest shortfall is loan-to-share ratio (53.29% vs 62.60%).
How can I join State Highway Patrol?
State Highway Patrol carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact State Highway Patrol directly to confirm current membership steps.
Is my money safe at State Highway Patrol?
State Highway Patrol is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. State Highway Patrol's net worth ratio of 13.25% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.