Federal credit union · TUSKEGEE, Alabama · NCUA charter #2791
TUSKEGEE
Health score 44/100, grade F (Below Average) - from the NCUA 5300 Call Report, 2025Q4.
- 44
- Health / 100
- $11.8M
- Total assets
- 2,050
- Members
- 3.9%
- Net-worth ratio
TUSKEGEE scores 44/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $11.8M; members 2,050; net-worth ratio 3.92%; health rank #4,322 of 4,374; healthier than 1st of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#4,322 of 4,374 health · 2025Q4TUSKEGEE · health 44/100 · $11.8M · 2025Q4
- CAMELS 44/100
- HEALTH 3.9%
- NW 2.56%
- DELQ -0.11%
- ROA $11.8M
- ASSETS 2,050
- MEM #4,322/4,374
- RANK Baker Hughes
- PHOTO 2791
Call Report peers
TUSKEGEE in the assets neighbourhood
TUSKEGEE's $11.8M assets sit next to Baker Hughes ($11.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
TUSKEGEE vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
44 1st percentile higher than 1% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
TUSKEGEE - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #2791, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Where TUSKEGEE diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 61.23% vs peer 59.80% (+1.43 pp).
- Largest lag: Net Worth Ratio at 3.92% vs peer 14.86% (-10.94 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
TUSKEGEE in Alabama
- Alabama health ordinal: #87 of 89.
- By total assets, TUSKEGEE is #68 of 89 in Alabama.
- Member book place in Alabama: #58 of 89.
In-state ordinals use the live credit_unions table for AL only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
TUSKEGEE Call Report trajectory
TUSKEGEE: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -0.6% from $11.8M (2025Q4) to $11.7M (2026Q1).
- Net-worth ratio shifted -0.11 pp (4.03% → 3.92%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 3.92%, this institution is below the 7.0% NCUA well-capitalized threshold.
How the 44/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 44.
- Net Worth Ratio 9.8 pts
- Delinquency Rate 9.0 pts
- Return on Assets 3.5 pts
- Member Growth 8.5 pts
- Loan-to-Share Ratio 13.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 3.92% | -10.94 pp |
| Delinquency Rate | 2.56% | +1.42 pp |
| Return on Assets | -0.11% | -0.81 pp |
| Member Growth | -0.29% | - |
| Loan-to-Share Ratio | 61.23% | +1.43 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
TUSKEGEE quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $11.7M | - |
| 2025Q4 | $11.8M | 2,050 |
| 2024Q4 | $11.5M | 2,056 |
| 2023Q4 | $12.9M | 2,040 |
Credit Union Details
- Charter Number
- 2791
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Alabama
- City
- TUSKEGEE
- Data Quarter
- 2025Q4
Branch Location
TUSKEGEE operates a single office in Tuskegee, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| TUSKEGEE FEDERAL CU (Main Office) | Tuskegee, AL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Alabama
Other federally-insured credit unions in Alabama, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
TUSKEGEE's nationwide photo peers by assets and by health score, excluding Alabama charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($11.8M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (44/100 here).
Using this data
- TUSKEGEE ranks #4,322 of 4,374 nationally on financial health and #87 of 89 in AL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- FEDMONT is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with FEDMONT
- Rates and health both vary by institution, not just by state -- see how Alabama credit unions compare overall before assuming this one is typical. Alabama state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is TUSKEGEE financially healthy?
TUSKEGEE has a financial health score of 44/100 (Below Average) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #4,322 of 4,374; by total assets it ranks #3,463 of 4,374 nationally (same basis as /rankings/largest); and #68 of 89 within Alabama. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 3.92% and delinquency rate of 2.56%.
How does TUSKEGEE compare to other credit unions?
PlainCU's health composite puts TUSKEGEE at 44/100, compared to a peer group average for $10M–$50M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join TUSKEGEE?
TUSKEGEE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact TUSKEGEE directly for the exact boundaries and application steps.
Is my money safe at TUSKEGEE?
Federal credit unions like TUSKEGEE are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. TUSKEGEE's net worth ratio of 3.92% is relative to the 7% threshold NCUA considers "well capitalized."
What rates does TUSKEGEE offer compared to banks?
Credit unions like TUSKEGEE are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact TUSKEGEE directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.