Federal credit union · TUSKEGEE, Alabama · NCUA charter #2791
TUSKEGEE
Health score 44/100, grade F (Below Average) - from the NCUA 5300 Call Report, 2025Q4.
- 44
- Health / 100
- $11.8M
- Total assets
- 2,050
- Members
- 3.9%
- Net-worth ratio
TUSKEGEE scores 44/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $11.8M; members 2,050; net-worth ratio 3.92%; health rank #4,322 of 4,374; healthier than 1st of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#4,322 of 4,374 health · 2025Q4TUSKEGEE · health 44/100 · $11.8M · 2025Q4
Call Report peers
TUSKEGEE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
TUSKEGEE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); TUSKEGEE sits in 40-44 with 25 others.
44 1st percentile higher than 1% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where TUSKEGEE diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 61.23% vs peer 59.80% (+1.43 pp).
- Largest lag: Net Worth Ratio at 3.92% vs peer 14.86% (-10.94 pp).
TUSKEGEE in Alabama
- Alabama health ordinal: #87 of 89.
- By total assets, TUSKEGEE is #68 of 89 in Alabama.
- Member book place in Alabama: #58 of 89.
- One place up in Alabama, Nrs Community Development (#86) scores 49/100, 5 points higher; one place down, Montgomery Va (#88) scores 41/100, 3 points lower.
TUSKEGEE Call Report trajectory
TUSKEGEE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.6% from $11.8M (2025Q4) to $11.7M (2026Q1).
- Net-worth ratio shifted -0.11 pp (4.03% → 3.92%).
At 3.92%, this institution is below the 7.0% NCUA well-capitalized threshold.
How the 44/100 score is built
TUSKEGEE gives up 56 points in total. Net Worth Ratio costs the most, 20.2 of its 30; Loan-to-Share Ratio loses the least, 2.
- Net Worth Ratio 9.8 pts
- Delinquency Rate 9.0 pts
- Return on Assets 3.5 pts
- Member Growth 8.5 pts
- Loan-to-Share Ratio 13.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 3.92% | -10.94 pp |
| Delinquency Rate | 2.56% | +1.42 pp |
| Return on Assets | -0.11% | -0.81 pp |
| Member Growth | -0.29% | - |
| Loan-to-Share Ratio | 61.23% | +1.43 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
TUSKEGEE quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $11.7M | - |
| 2025Q4 | $11.8M | 2,050 |
| 2024Q4 | $11.5M | 2,056 |
| 2023Q4 | $12.9M | 2,040 |
Credit Union Details
- Charter Number
- 2791
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Alabama
- City
- TUSKEGEE
- Data Quarter
- 2025Q4
Branch Location
TUSKEGEE operates a single office in Tuskegee, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| TUSKEGEE FEDERAL CU (Main Office) | Tuskegee, AL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Alabama
Other federally-insured credit unions in Alabama, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- TUSKEGEE ranks #4,322 of 4,374 nationally on financial health and #87 of 89 in AL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- FEDMONT is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with FEDMONT
Frequently Asked Questions
Is TUSKEGEE financially healthy?
On its 2025Q4 NCUA 5300 filing, TUSKEGEE scores 44/100 (Below Average), with a 3.92% net worth ratio and 2.56% of loans delinquent. It ranks #4,322 of 4,374 nationally on health and #87 of 89 in Alabama.
How does TUSKEGEE compare to other credit unions?
TUSKEGEE scores 44/100, higher than 1% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (61.23% vs 59.80%). Its widest shortfall is net worth ratio (3.92% vs 14.86%).
How can I join TUSKEGEE?
TUSKEGEE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact TUSKEGEE directly for the exact boundaries and application steps.
Is my money safe at TUSKEGEE?
TUSKEGEE is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. TUSKEGEE's net worth ratio of 3.92% is relative to the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.