State credit union · Davenport, Iowa · NCUA charter #60728
The Family
Health score 76/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 76
- Health / 100
- $242.2M
- Total assets
- 19,955
- Members
- 14.0%
- Net-worth ratio
The Family scores 76/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $242.2M; members 19,955; net-worth ratio 13.95%; health rank #3,164 of 4,374; healthier than 26th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,164 of 4,374 health · 2025Q4The Family · health 76/100 · $242.2M · 2025Q4
- BOOK 76/100
- CHARTER 14.0%
- NCUSIF 1.76%
- CAMELS 0.72%
- HEALTH $242.2M
- NW 19,955
- DELQ #3,164/4,374
- ROA Illinois State
- ASSETS 60728
Call Report peers
The Family in the assets neighbourhood
The Family's $242.2M assets sit next to Illinois State ($242.1M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
The Family vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
76 26th percentile higher than 26% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
The Family - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #60728, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Where The Family diverges from peer averages
- Largest favorable gap: Net Worth Ratio at 13.95% vs peer 12.11% (+1.84 pp).
- Largest lag: Loan-to-Share Ratio at 66.09% vs peer 72.20% (-6.11 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where The Family sits in Iowa
- Iowa health ordinal: #52 of 66.
- Iowa assets place: #14 of 66.
- Iowa membership ordinal: #11 of 66.
In-state ordinals use the live credit_unions table for IA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for The Family
The Family: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.7% from $242.2M (2025Q4) to $248.8M (2026Q1).
- Net-worth ratio shifted -0.41 pp (14.36% → 13.95%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 13.95%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 76/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 76.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 14.3 pts
- Return on Assets 15.0 pts
- Member Growth 3.1 pts
- Loan-to-Share Ratio 13.6 pts
The Family health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.95% | +1.84 pp |
| Delinquency Rate | 1.76% | +0.87 pp |
| Return on Assets | 0.72% | +0.10 pp |
| Member Growth | -3.30% | - |
| Loan-to-Share Ratio | 66.09% | -6.11 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
The Family quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $248.8M | - |
| 2025Q4 | $242.2M | 19,955 |
| 2024Q4 | $257.9M | 20,637 |
| 2023Q4 | $242.1M | 20,215 |
Credit Union Details
- Charter Number
- 60728
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Iowa
- City
- Davenport
- Data Quarter
- 2025Q4
Branch Locations (10)
The NCUA branch filing lists 10 physical offices for The Family, spread across 7 cities in 3 states.
| Office | City |
|---|---|
| Northwest (Main Office) | Davenport, IA |
| JBS Plant Satelite Branch | Beardstown, IL |
| Bettendorf | Bettendorf, IA |
| Rockingham | Davenport, IA |
| Jersey | Davenport, IA |
| Locust Street | Davenport, IA |
| Muscatine | Muscatine, IA |
| Greater Omaha | Omaha, NE |
| Perry | Perry, IA |
| Silvis | Silvis, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Iowa
Other federally-insured credit unions in Iowa, closest first by peer group and asset size.
The Family nationwide neighbourhoods
The Family's nationwide photo peers by assets and by health score, excluding Iowa charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($242.2M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (76/100 here).
Using this data
- The Family ranks #3,164 of 4,374 nationally on financial health and #52 of 66 in IA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Citizens Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Citizens Community
- Rates and health both vary by institution, not just by state -- see how Iowa credit unions compare overall before assuming this one is typical. Iowa state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is The Family financially healthy?
The Family has a financial health score of 76/100 (Very Good) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,164 of 4,374; by total assets it ranks #1,163 of 4,374 nationally (same basis as /rankings/largest); and #14 of 66 within Iowa. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 13.95% and delinquency rate of 1.76%.
How does The Family compare to other credit unions?
The Family scores 76/100 on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join The Family?
Membership eligibility for The Family depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact The Family directly for current membership requirements and application steps.
Is my money safe at The Family?
Federal credit unions like The Family are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. The Family's net worth ratio of 13.95% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does The Family offer compared to banks?
Credit unions like The Family are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact The Family directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.