State credit union · Davenport, Iowa · NCUA charter #60728
The Family
Health score 76/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 76
- Health / 100
- $242.2M
- Total assets
- 19,955
- Members
- 14.0%
- Net-worth ratio
The Family scores 76/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $242.2M; members 19,955; net-worth ratio 13.95%; health rank #3,164 of 4,374; healthier than 26th of scored peers.
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NCUA 5300 Call Report Masthead
#3,164 of 4,374 health · 2025Q4The Family · health 76/100 · $242.2M · 2025Q4
Call Report peers
The Family in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
The Family vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); The Family sits in 75-79 with 502 others.
76 26th percentile higher than 26% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where The Family diverges from peer averages
- Largest favorable gap: Net Worth Ratio at 13.95% vs peer 12.11% (+1.84 pp).
- Largest lag: Loan-to-Share Ratio at 66.09% vs peer 72.20% (-6.11 pp).
Where The Family sits in Iowa
- Iowa health ordinal: #52 of 66.
- Iowa assets place: #14 of 66.
- Iowa membership ordinal: #11 of 66.
- One place up in Iowa, Sioux Valley Community (#51) scores 78/100, 2 points higher; one place down, EMPLOYEES (#53) scores 75/100, 1 point lower.
Quarter path for The Family
The Family: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.7% from $242.2M (2025Q4) to $248.8M (2026Q1).
- Net-worth ratio shifted -0.41 pp (14.36% → 13.95%).
At 13.95%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 76/100 score is built
The Family gives up 24 points in total. Member Growth costs the most, 11.9 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 14.3 pts
- Return on Assets 15.0 pts
- Member Growth 3.1 pts
- Loan-to-Share Ratio 13.6 pts
The Family health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.95% | +1.84 pp |
| Delinquency Rate | 1.76% | +0.87 pp |
| Return on Assets | 0.72% | +0.10 pp |
| Member Growth | -3.30% | - |
| Loan-to-Share Ratio | 66.09% | -6.11 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
The Family quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $248.8M | - |
| 2025Q4 | $242.2M | 19,955 |
| 2024Q4 | $257.9M | 20,637 |
| 2023Q4 | $242.1M | 20,215 |
Credit Union Details
- Charter Number
- 60728
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Iowa
- City
- Davenport
- Data Quarter
- 2025Q4
Branch Locations (10)
The NCUA branch filing lists 10 physical offices for The Family, spread across 7 cities in 3 states.
| Office | City |
|---|---|
| Northwest (Main Office) | Davenport, IA |
| JBS Plant Satelite Branch | Beardstown, IL |
| Bettendorf | Bettendorf, IA |
| Rockingham | Davenport, IA |
| Jersey | Davenport, IA |
| Locust Street | Davenport, IA |
| Muscatine | Muscatine, IA |
| Greater Omaha | Omaha, NE |
| Perry | Perry, IA |
| Silvis | Silvis, IL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Iowa
Other federally-insured credit unions in Iowa, closest first by peer group and asset size.
The Family nationwide neighbourhoods
Using this data
- The Family ranks #3,164 of 4,374 nationally on financial health and #52 of 66 in IA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Citizens Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Citizens Community
Frequently Asked Questions
Is The Family financially healthy?
On its 2025Q4 NCUA 5300 filing, The Family scores 76/100 (Very Good), with a 13.95% net worth ratio and 1.76% of loans delinquent. It ranks #3,164 of 4,374 nationally on health and #52 of 66 in Iowa.
How does The Family compare to other credit unions?
The Family scores 76/100, higher than 26% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (13.95% vs 12.11%). Its widest shortfall is loan-to-share ratio (66.09% vs 72.20%).
How can I join The Family?
Membership eligibility for The Family depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact The Family directly for current membership requirements and application steps.
Is my money safe at The Family?
The Family is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. The Family's net worth ratio of 13.95% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.