Federal credit union · Clarington, Ohio · NCUA charter #24909
Ohio Valley Community
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $241.4M
- Total assets
- 15,525
- Members
- 13.1%
- Net-worth ratio
Ohio Valley Community scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $241.4M; members 15,525; net-worth ratio 13.06%; health rank #1,445 of 4,374; healthier than 65th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,445 of 4,374 health · 2025Q4Ohio Valley Community · health 88/100 · $241.4M · 2025Q4
Call Report peers
Ohio Valley Community in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Ohio Valley Community vs every NCUA-scored credit union
Ohio Valley Community sits in the busiest band, 85-89, alongside 857 other credit unions.
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Ohio Valley Community diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 79.44% here, 72.20% peer average (+7.24 pp).
- Largest lag: Delinquency Rate at 1.43% vs peer 0.89% (+0.54 pp).
Where Ohio Valley Community sits in Ohio
- Ohio health ordinal: #68 of 196.
- By total assets, Ohio Valley Community is #40 of 196 in Ohio.
- Membership ranks #45 of 196 among Ohio CUs with a reported count (15,525 members).
- One place up in Ohio, The Catholic (#67) ties at 88/100; one place down, Wright-Patt Credit Union, Inc. (#69) ties at 88/100.
Ohio Valley Community: 2025Q4 → 2026Q1
Ohio Valley Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.9% from $241.4M (2025Q4) to $243.5M (2026Q1).
- Net-worth ratio shifted +0.23 pp (12.83% → 13.06%).
At 13.06%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 88/100 score is built
Ohio Valley Community gives up 12 points in total. Delinquency Rate costs the most, 8.2 of its 25; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 16.8 pts
- Return on Assets 15.0 pts
- Member Growth 11.5 pts
- Loan-to-Share Ratio 14.7 pts
Ohio Valley Community vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.06% | +0.95 pp |
| Delinquency Rate | 1.43% | +0.54 pp |
| Return on Assets | 1.44% | +0.82 pp |
| Member Growth | 2.05% | - |
| Loan-to-Share Ratio | 79.44% | +7.24 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $243.5M | - |
| 2025Q4 | $241.4M | 15,525 |
| 2024Q4 | $233.3M | 15,213 |
| 2023Q4 | $212.7M | 14,648 |
Credit Union Details
- Charter Number
- 24909
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Ohio
- City
- Clarington
- Data Quarter
- 2025Q4
Branch Locations (5)
Per its most recent NCUA branch filing, Ohio Valley Community runs 5 offices in 5 different cities across 2 states.
| Office | City |
|---|---|
| Hannibal Office (Main Office) | Clarington, OH |
| Marietta Office | Marietta, OH |
| St. Clairsville Office | Saint Clairsville, OH |
| Wheeling Office | Wheeling, WV |
| Woodsfield Office | Woodsfield, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
A look at other Ohio credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Ohio Valley Community
Using this data
- Ohio Valley Community ranks #1,445 of 4,374 nationally on financial health and #68 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- C E S is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with C E S
Frequently Asked Questions
Is Ohio Valley Community financially healthy?
On its 2025Q4 NCUA 5300 filing, Ohio Valley Community scores 88/100 (Excellent), with a 13.06% net worth ratio and 1.43% of loans delinquent. It ranks #1,445 of 4,374 nationally on health and #68 of 196 in Ohio.
How does Ohio Valley Community compare to other credit unions?
Ohio Valley Community scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (79.44% vs 72.20%). Its widest shortfall is delinquency rate (1.43% vs 0.89%).
How can I join Ohio Valley Community?
Ohio Valley Community operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Ohio Valley Community directly for the exact boundaries and application steps.
Is my money safe at Ohio Valley Community?
Ohio Valley Community is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Ohio Valley Community's net worth ratio of 13.06% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.