State credit union · Dorchester, Massachusetts · NCUA charter #67837
Boston Firefighters
Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 90
- Health / 100
- $439.8M
- Total assets
- 11,933
- Members
- 12.9%
- Net-worth ratio
Boston Firefighters scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $439.8M; members 11,933; net-worth ratio 12.86%; health rank #1,098 of 4,374; healthier than 73rd of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,098 of 4,374 health · 2025Q4Boston Firefighters · health 90/100 · $439.8M · 2025Q4
Call Report peers
Boston Firefighters in the assets neighbourhood
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Boston Firefighters vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Boston Firefighters sits in 90-94 with 747 others.
90 Top 27% higher than 73% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Boston Firefighters diverges from peer averages
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +24.62 pp (96.82% vs 72.20%).
Boston Firefighters in Massachusetts
- Health composite ranks #28 of 126 among scored Massachusetts credit unions.
- Assets rank #29 of 126 inside Massachusetts ($439.8M reported).
- Membership ranks #38 of 126 among Massachusetts CUs with a reported count (11,933 members).
- One place up in Massachusetts, Polish National (#27) ties at 90/100; one place down, SOUTHCOAST (#29) ties at 90/100.
Boston Firefighters: 2025Q4 → 2026Q1
Boston Firefighters: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.0% from $439.8M (2025Q4) to $448.5M (2026Q1).
- Net-worth ratio shifted -0.08 pp (12.94% → 12.86%).
At 12.86%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 90/100 score is built
Boston Firefighters gives up 10 points in total. Member Growth costs the most, 4 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.8 pts
- Return on Assets 15.0 pts
- Member Growth 11.0 pts
- Loan-to-Share Ratio 12.2 pts
Boston Firefighters vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.86% | +0.75 pp |
| Delinquency Rate | 0.82% | -0.08 pp |
| Return on Assets | 0.80% | +0.18 pp |
| Member Growth | 1.64% | - |
| Loan-to-Share Ratio | 96.82% | +24.62 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $448.5M | - |
| 2025Q4 | $439.8M | 11,933 |
| 2024Q4 | $420.6M | 11,741 |
| 2023Q4 | $424.3M | 11,482 |
Credit Union Details
- Charter Number
- 67837
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Massachusetts
- City
- Dorchester
- Data Quarter
- 2025Q4
Branch Locations (2)
Boston Firefighters operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Dorchester, MA |
| Granite Ave Back Office | Milton, MA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Massachusetts
Other federally-insured credit unions in Massachusetts, closest first by peer group and asset size.
Other-state peers near Boston Firefighters
Using this data
- Boston Firefighters ranks #1,098 of 4,374 nationally on financial health and #28 of 126 in MA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- TAUNTON is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with TAUNTON
Frequently Asked Questions
Is Boston Firefighters financially healthy?
Boston Firefighters has a financial health score of 90/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,098 of 4,374 nationally on health and #28 of 126 in Massachusetts. Its net worth ratio is 12.86% and its delinquency rate 0.82%.
How does Boston Firefighters compare to other credit unions?
Boston Firefighters scores 90/100, higher than 73% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (96.82% vs 72.20%).
How can I join Boston Firefighters?
Membership eligibility for Boston Firefighters depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Boston Firefighters directly for current membership requirements and application steps.
Is my money safe at Boston Firefighters?
Boston Firefighters is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Boston Firefighters's net worth ratio of 12.86% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.