Federal credit union · Aberdeen, South Dakota · NCUA charter #23371
Healthcare Plus
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $67.6M
- Total assets
- 5,106
- Members
- 8.6%
- Net-worth ratio
Healthcare Plus scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $67.6M; members 5,106; net-worth ratio 8.58%; health rank #2,025 of 4,374; healthier than 54th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,025 of 4,374 health · 2025Q4Healthcare Plus · health 85/100 · $67.6M · 2025Q4
Call Report peers
Healthcare Plus in the assets neighbourhood
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Healthcare Plus vs every NCUA-scored credit union
Healthcare Plus sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Healthcare Plus vs $50M–$100M peers
- Strongest edge vs 584 $50M–$100M peers is Loan-to-Share Ratio: +28.31 pp (90.91% vs 62.60%).
- Widest shortfall vs peers is Net Worth Ratio: -5.04 pp (8.58% vs 13.62%).
Healthcare Plus: in-state Call Report ranks
- In South Dakota, health place is #20 of 33 on the same NCUA-ratio sort used nationally.
- Assets rank #15 of 33 inside South Dakota ($67.6M reported).
- South Dakota membership ordinal: #13 of 33.
- One place up in South Dakota, OAHE (#19) scores 89/100, 4 points higher; one place down, DACOTAH (#21) scores 84/100, 1 point lower.
Healthcare Plus Call Report trajectory
Healthcare Plus: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.2% from $67.6M (2025Q4) to $69.7M (2026Q1).
- Net-worth ratio shifted -0.17 pp (8.75% → 8.58%).
At 8.58%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 85/100 score is built
Healthcare Plus gives up 15 points in total. Return on Assets costs the most, 5.1 of its 15; Loan-to-Share Ratio loses the least, 0.4.
- Net Worth Ratio 26.4 pts
- Delinquency Rate 21.7 pts
- Return on Assets 9.9 pts
- Member Growth 11.9 pts
- Loan-to-Share Ratio 15.1 pts
Healthcare Plus vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.58% | -5.04 pp |
| Delinquency Rate | 0.83% | -0.14 pp |
| Return on Assets | 0.16% | -0.50 pp |
| Member Growth | 2.45% | - |
| Loan-to-Share Ratio | 90.91% | +28.31 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Healthcare Plus filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $69.7M | - |
| 2025Q4 | $67.6M | 5,106 |
| 2024Q4 | $69.7M | 4,984 |
| 2023Q4 | $71.0M | 4,947 |
Credit Union Details
- Charter Number
- 23371
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- South Dakota
- City
- Aberdeen
- Data Quarter
- 2025Q4
Branch Location
Healthcare Plus operates a single office in Aberdeen, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Location (Main Office) | Aberdeen, SD |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in South Dakota
More federally-insured credit unions based in South Dakota, ordered by peer group match and asset size.
Cross-state Call Report peers for Healthcare Plus
Using this data
- Healthcare Plus ranks #2,025 of 4,374 nationally on financial health and #20 of 33 in SD -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- NORSTAR is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with NORSTAR
Frequently Asked Questions
Is Healthcare Plus financially healthy?
On its 2025Q4 NCUA 5300 filing, Healthcare Plus scores 85/100 (Excellent), with a 8.58% net worth ratio and 0.83% of loans delinquent. It ranks #2,025 of 4,374 nationally on health and #20 of 33 in South Dakota.
How does Healthcare Plus compare to other credit unions?
Healthcare Plus scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (90.91% vs 62.60%). Its widest shortfall is net worth ratio (8.58% vs 13.62%).
How can I join Healthcare Plus?
Healthcare Plus operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Healthcare Plus directly for the exact boundaries and application steps.
Is my money safe at Healthcare Plus?
Healthcare Plus is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Healthcare Plus's net worth ratio of 8.58% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.