State credit union · austin, Texas · NCUA charter #67512
Star of Texas
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $67.3M
- Total assets
- 2,883
- Members
- 21.8%
- Net-worth ratio
Star of Texas scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $67.3M; members 2,883; net-worth ratio 21.76%; health rank #2,374 of 4,374; healthier than 43rd of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,374 of 4,374 health · 2025Q4Star of Texas · health 82/100 · $67.3M · 2025Q4
Call Report peers
Star of Texas in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Star of Texas vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Star of Texas sits in 80-84 with 767 others.
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Star of Texas diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 100.67% here, 62.60% peer average (+38.07 pp).
- Largest lag: Delinquency Rate at 1.93% vs peer 0.96% (+0.96 pp).
Star of Texas in Texas
- Texas health ordinal: #214 of 386.
- Texas assets place: #176 of 386.
- Texas membership ordinal: #219 of 386.
- One place up in Texas, Trinity Valley Teachers (#213) ties at 82/100; one place down, Kbr Heritage (#215) ties at 82/100.
Star of Texas: 2025Q4 → 2026Q1
Star of Texas: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.5% from $67.3M (2025Q4) to $68.3M (2026Q1).
- Net-worth ratio shifted +0.12 pp (21.64% → 21.76%).
At 21.76%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 82/100 score is built
Star of Texas gives up 18 points in total. Delinquency Rate costs the most, 12 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 13.0 pts
- Return on Assets 15.0 pts
- Member Growth 13.6 pts
- Loan-to-Share Ratio 10.4 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 21.76% | +8.14 pp |
| Delinquency Rate | 1.93% | +0.96 pp |
| Return on Assets | 2.95% | +2.30 pp |
| Member Growth | 3.85% | - |
| Loan-to-Share Ratio | 100.67% | +38.07 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Star of Texas filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $68.3M | - |
| 2025Q4 | $67.3M | 2,883 |
| 2024Q4 | $63.7M | 2,776 |
| 2023Q4 | $61.7M | 2,739 |
Credit Union Details
- Charter Number
- 67512
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Texas
- City
- austin
- Data Quarter
- 2025Q4
Branch Location
Star of Texas operates a single office in austin, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Star of texas Credit Union (Main Office) | austin, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Star of Texas
Similar total assets
Using this data
- Star of Texas ranks #2,374 of 4,374 nationally on financial health and #214 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- South Texas is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with South Texas
Frequently Asked Questions
Is Star of Texas financially healthy?
On its 2025Q4 NCUA 5300 filing, Star of Texas scores 82/100 (Excellent), with a 21.76% net worth ratio and 1.93% of loans delinquent. It ranks #2,374 of 4,374 nationally on health and #214 of 386 in Texas.
How does Star of Texas compare to other credit unions?
Star of Texas scores 82/100, higher than 43% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (100.67% vs 62.60%). Its widest shortfall is delinquency rate (1.93% vs 0.96%).
How can I join Star of Texas?
Membership eligibility for Star of Texas depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Star of Texas directly for current membership requirements and application steps.
Is my money safe at Star of Texas?
Star of Texas is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Star of Texas's net worth ratio of 21.76% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.