State credit union · SUPERIOR, Wisconsin · NCUA charter #67237
Superior Municipal Employees
Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $3.0M
- Total assets
- 525
- Members
- 16.6%
- Net-worth ratio
Superior Municipal Employees scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.0M; members 525; net-worth ratio 16.61%; health rank #2,830 of 4,374; healthier than 33rd of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,830 of 4,374 health · 2025Q4Superior Municipal Employees · health 79/100 · $3.0M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Superior Municipal Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Superior Municipal Employees sits in 75-79 with 502 others.
79 33rd percentile higher than 33% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Superior Municipal Employees diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 99.36% here, 63.60% peer average (+35.76 pp).
- Net Worth Ratio trails the peer set - 16.61% here, 19.06% peer average (-2.45 pp).
Superior Municipal Employees in Wisconsin
- In Wisconsin, health place is #85 of 100 on the same NCUA-ratio sort used nationally.
- By total assets, Superior Municipal Employees is #92 of 100 in Wisconsin.
- Membership ranks #95 of 100 among Wisconsin CUs with a reported count (525 members).
- One place up in Wisconsin, Prime Financial (#84) scores 80/100, 1 point higher; one place down, Wisconsin Latvian, Inc. (#86) scores 77/100, 2 points lower.
Superior Municipal Employees: 2025Q4 → 2026Q1
Superior Municipal Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.5% from $3.0M (2025Q4) to $3.0M (2026Q1).
- Net-worth ratio shifted +0.11 pp (16.50% → 16.61%).
At 16.61%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 79/100 score is built
Superior Municipal Employees gives up 21 points in total. Member Growth costs the most, 10.3 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 8.6 pts
- Member Growth 4.7 pts
- Loan-to-Share Ratio 10.7 pts
Superior Municipal Employees vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.61% | -2.45 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 0.09% | -0.36 pp |
| Member Growth | -2.42% | - |
| Loan-to-Share Ratio | 99.36% | +35.76 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - Superior Municipal Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.0M | - |
| 2025Q4 | $3.0M | 525 |
| 2024Q4 | $3.1M | 538 |
| 2023Q4 | $3.0M | 544 |
Credit Union Details
- Charter Number
- 67237
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Wisconsin
- City
- SUPERIOR
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Superior Municipal Employees.
| Office | City |
|---|---|
| Main Office (Main Office) | Superior, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
A look at other Wisconsin credit unions, ranked by how closely their peer group and asset size match this one.
- WISCONSIN LATVIAN, INC.Milwaukee, WI · $2M–$10M77Health
- LCOHayward, WI · $2M–$10M94Health
- SCHOOL EMPLOYEESSuperior, WI · $2M–$10M94Health
- AIR TECHMILWAUKEE, WI · $2M–$10M82Health
- 1ST CLASS EXPRESSWAUKESHA, WI · $2M–$10M74Health
Compare Superior Municipal Employees vs WISCONSIN LATVIAN, INC.
Cross-state Call Report peers for Superior Municipal Employees
Similar health score
Using this data
- Superior Municipal Employees ranks #2,830 of 4,374 nationally on financial health and #85 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Wisconsin Latvian, Inc. is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Wisconsin Latvian, Inc.
Frequently Asked Questions
Is Superior Municipal Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Superior Municipal Employees scores 79/100 (Very Good), with a 16.61% net worth ratio and 0.00% of loans delinquent. It ranks #2,830 of 4,374 nationally on health and #85 of 100 in Wisconsin.
How does Superior Municipal Employees compare to other credit unions?
Superior Municipal Employees scores 79/100, higher than 33% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (99.36% vs 63.60%). Its widest shortfall is net worth ratio (16.61% vs 19.06%).
How can I join Superior Municipal Employees?
Membership eligibility for Superior Municipal Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Superior Municipal Employees directly for current membership requirements and application steps.
Is my money safe at Superior Municipal Employees?
Superior Municipal Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Superior Municipal Employees's net worth ratio of 16.61% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.