State credit union · Milwaukee, Wisconsin · NCUA charter #66686
Wisconsin Latvian, Inc.
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $3.1M
- Total assets
- 369
- Members
- 10.1%
- Net-worth ratio
Wisconsin Latvian, Inc. scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.1M; members 369; net-worth ratio 10.10%; health rank #3,117 of 4,374; healthier than 28th of scored peers.
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NCUA 5300 Call Report Masthead
#3,117 of 4,374 health · 2025Q4Wisconsin Latvian, Inc. · health 77/100 · $3.1M · 2025Q4
Call Report peers
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Wisconsin Latvian, Inc. vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Wisconsin Latvian, Inc. sits in 75-79 with 502 others.
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Wisconsin Latvian, Inc.: Call Report deltas vs peers
- Delinquency Rate leads the peer set - 0.00% here, 1.81% peer average (-1.81 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -13.70 pp (49.90% vs 63.60%).
Wisconsin Latvian, Inc.: in-state Call Report ranks
- Health composite ranks #86 of 100 among scored Wisconsin credit unions.
- Assets rank #91 of 100 inside Wisconsin ($3.1M reported).
- Member book place in Wisconsin: #97 of 100.
- One place up in Wisconsin, Superior Municipal Employees (#85) scores 79/100, 2 points higher; one place down, Public Service (#87) scores 75/100, 2 points lower.
Quarter path for Wisconsin Latvian, Inc.
Wisconsin Latvian, Inc.: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.9% from $3.1M (2025Q4) to $3.1M (2026Q1).
- Net-worth ratio shifted +0.11 pp (9.99% → 10.10%).
This credit union's 10.10% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 77/100 score is built
Wisconsin Latvian, Inc. gives up 23 points in total. Return on Assets costs the most, 10.2 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 4.8 pts
- Member Growth 7.1 pts
- Loan-to-Share Ratio 10.1 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.10% | -8.96 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 0.01% | -0.44 pp |
| Member Growth | -1.07% | - |
| Loan-to-Share Ratio | 49.90% | -13.70 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - Wisconsin Latvian, Inc.
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.1M | - |
| 2025Q4 | $3.1M | 369 |
| 2024Q4 | $3.0M | 373 |
| 2023Q4 | $2.9M | 376 |
Credit Union Details
- Charter Number
- 66686
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Wisconsin
- City
- Milwaukee
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Wisconsin Latvian, Inc..
| Office | City |
|---|---|
| main office (Main Office) | Milwaukee, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
Other federally-insured credit unions in Wisconsin, closest first by peer group and asset size.
- SUPERIOR MUNICIPAL EMPLOYEESSUPERIOR, WI · $2M–$10M79Health
- LCOHayward, WI · $2M–$10M94Health
- SCHOOL EMPLOYEESSuperior, WI · $2M–$10M94Health
- AIR TECHMILWAUKEE, WI · $2M–$10M82Health
- 1ST CLASS EXPRESSWAUKESHA, WI · $2M–$10M74Health
Compare Wisconsin Latvian, Inc. vs SUPERIOR MUNICIPAL EMPLOYEES
Nationwide credit unions with similar profiles
Using this data
- Wisconsin Latvian, Inc. ranks #3,117 of 4,374 nationally on financial health and #86 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Superior Municipal Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Superior Municipal Employees
Frequently Asked Questions
Is Wisconsin Latvian, Inc. financially healthy?
Wisconsin Latvian, Inc. has a financial health score of 77/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,117 of 4,374 nationally on health and #86 of 100 in Wisconsin. Its net worth ratio is 10.10% and its delinquency rate 0.00%.
How does Wisconsin Latvian, Inc. compare to other credit unions?
Wisconsin Latvian, Inc. scores 77/100, higher than 28% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is delinquency rate (0.00% vs 1.81%). Its widest shortfall is loan-to-share ratio (49.90% vs 63.60%).
How can I join Wisconsin Latvian, Inc.?
Membership eligibility for Wisconsin Latvian, Inc. depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Wisconsin Latvian, Inc. directly for current membership requirements and application steps.
Is my money safe at Wisconsin Latvian, Inc.?
Wisconsin Latvian, Inc. is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Wisconsin Latvian, Inc.'s net worth ratio of 10.10% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.