State credit union · Milwaukee, Wisconsin · NCUA charter #66686
Wisconsin Latvian, Inc.
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $3.1M
- Total assets
- 369
- Members
- 10.1%
- Net-worth ratio
Wisconsin Latvian, Inc. scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $3.1M; members 369; net-worth ratio 10.10%; health rank #3,117 of 4,374; healthier than 28th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,117 of 4,374 health · 2025Q4Wisconsin Latvian, Inc. · health 77/100 · $3.1M · 2025Q4
- ROA 77/100
- ASSETS 10.1%
- MEM 0.00%
- RANK 0.01%
- PHOTO $3.1M
- BOOK 369
- CHARTER #3,117/4,374
- NCUSIF n/a
- CAMELS 66686
Call Report peers
Wisconsin Latvian, Inc. carries $3.1M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Wisconsin Latvian, Inc. vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Wisconsin Latvian, Inc. - Share Insurance Coverage
Charter #66686's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Wisconsin Latvian, Inc.: Call Report deltas vs peers
- Delinquency Rate leads the peer set - 0.00% here, 1.81% peer average (-1.81 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -13.70 pp (49.90% vs 63.60%).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Wisconsin Latvian, Inc.: in-state Call Report ranks
- Health composite ranks #86 of 100 among scored Wisconsin credit unions.
- Assets rank #91 of 100 inside Wisconsin ($3.1M reported).
- Member book place in Wisconsin: #97 of 100.
In-state ordinals use the live credit_unions table for WI only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Wisconsin Latvian, Inc.
Wisconsin Latvian, Inc.: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -0.9% from $3.1M (2025Q4) to $3.1M (2026Q1).
- Net-worth ratio shifted +0.11 pp (9.99% → 10.10%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 10.10% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 77/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 77.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 4.8 pts
- Member Growth 7.1 pts
- Loan-to-Share Ratio 10.1 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.10% | -8.96 pp |
| Delinquency Rate | 0.00% | -1.81 pp |
| Return on Assets | 0.01% | -0.44 pp |
| Member Growth | -1.07% | - |
| Loan-to-Share Ratio | 49.90% | -13.70 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Call Report history - Wisconsin Latvian, Inc.
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $3.1M | - |
| 2025Q4 | $3.1M | 369 |
| 2024Q4 | $3.0M | 373 |
| 2023Q4 | $2.9M | 376 |
Credit Union Details
- Charter Number
- 66686
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Wisconsin
- City
- Milwaukee
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Wisconsin Latvian, Inc..
| Office | City |
|---|---|
| main office (Main Office) | Milwaukee, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
Other federally-insured credit unions in Wisconsin, closest first by peer group and asset size.
- SUPERIOR MUNICIPAL EMPLOYEESSUPERIOR, WI · $2M–$10M79Health
- LCOHayward, WI · $2M–$10M94Health
- SCHOOL EMPLOYEESSuperior, WI · $2M–$10M94Health
- AIR TECHMILWAUKEE, WI · $2M–$10M82Health
- 1ST CLASS EXPRESSWAUKESHA, WI · $2M–$10M74Health
Compare Wisconsin Latvian, Inc. vs SUPERIOR MUNICIPAL EMPLOYEES
Nationwide credit unions with similar profiles
Wisconsin Latvian, Inc.'s nationwide photo peers by assets and by health score, excluding Wisconsin charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (77/100 here).
Using this data
- Wisconsin Latvian, Inc. ranks #3,117 of 4,374 nationally on financial health and #86 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Superior Municipal Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Superior Municipal Employees
- Rates and health both vary by institution, not just by state -- see how Wisconsin credit unions compare overall before assuming this one is typical. Wisconsin state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Wisconsin Latvian, Inc. financially healthy?
A 10.10% net worth ratio and a 0.00% delinquency rate feed into Wisconsin Latvian, Inc.'s financial health score of 77/100 (Very Good), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,117 of 4,374; by total assets it ranks #4,035 of 4,374 nationally (same basis as /rankings/largest); and #91 of 100 within Wisconsin. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Wisconsin Latvian, Inc. compare to other credit unions?
77/100 is Wisconsin Latvian, Inc.'s score on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Wisconsin Latvian, Inc.?
Membership eligibility for Wisconsin Latvian, Inc. depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Wisconsin Latvian, Inc. directly for current membership requirements and application steps.
Is my money safe at Wisconsin Latvian, Inc.?
Federal credit unions like Wisconsin Latvian, Inc. are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Wisconsin Latvian, Inc.'s net worth ratio of 10.10% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Wisconsin Latvian, Inc. offer compared to banks?
Credit unions like Wisconsin Latvian, Inc. are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Wisconsin Latvian, Inc. directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.