State credit union · MILWAUKEE, Wisconsin · NCUA charter #66546
Air Tech
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $2.2M
- Total assets
- 657
- Members
- 27.4%
- Net-worth ratio
Air Tech scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.2M; members 657; net-worth ratio 27.42%; health rank #2,364 of 4,374; healthier than 43rd of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,364 of 4,374 health · 2025Q4Air Tech · health 82/100 · $2.2M · 2025Q4
- ASSETS 82/100
- MEM 27.4%
- RANK 0.48%
- PHOTO 0.23%
- BOOK $2.2M
- CHARTER 657
- NCUSIF #2,364/4,374
- CAMELS n/a
- HEALTH 66546
Call Report peers
Air Tech carries $2.2M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Air Tech vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Air Tech - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #66546, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Air Tech: Call Report deltas vs peers
- Strongest edge vs 566 $2M–$10M peers is Net Worth Ratio: +8.36 pp (27.42% vs 19.06%).
- Return on Assets trails the peer set - 0.23% here, 0.45% peer average (-0.22 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Air Tech: in-state Call Report ranks
- In Wisconsin, health place is #75 of 100 on the same NCUA-ratio sort used nationally.
- By total assets, Air Tech is #95 of 100 in Wisconsin.
- Member book place in Wisconsin: #92 of 100.
In-state ordinals use the live credit_unions table for WI only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Air Tech: 2025Q4 → 2026Q1
Air Tech: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -1.1% from $2.2M (2025Q4) to $2.2M (2026Q1).
- Net-worth ratio shifted +0.34 pp (27.08% → 27.42%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 27.42% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 82/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 82.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 11.0 pts
- Member Growth 1.6 pts
- Loan-to-Share Ratio 14.4 pts
Call Report ratios for Air Tech
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 27.42% | +8.36 pp |
| Delinquency Rate | 0.48% | -1.33 pp |
| Return on Assets | 0.23% | -0.22 pp |
| Member Growth | -4.09% | - |
| Loan-to-Share Ratio | 65.18% | +1.58 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Air Tech quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.2M | - |
| 2025Q4 | $2.2M | 657 |
| 2024Q4 | $2.4M | 685 |
| 2023Q4 | $3.1M | 729 |
Credit Union Details
- Charter Number
- 66546
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Wisconsin
- City
- MILWAUKEE
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Air Tech.
| Office | City |
|---|---|
| Air Tech Credit Union (Main Office) | Milwaukee, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
Other federally-insured credit unions in Wisconsin, closest first by peer group and asset size.
Other-state peers near Air Tech
Air Tech's nationwide photo peers by assets and by health score, excluding Wisconsin charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (82/100 here).
Using this data
- Air Tech ranks #2,364 of 4,374 nationally on financial health and #75 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- 1st Class Express is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with 1st Class Express
- Rates and health both vary by institution, not just by state -- see how Wisconsin credit unions compare overall before assuming this one is typical. Wisconsin state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Air Tech financially healthy?
Air Tech has a financial health score of 82/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,364 of 4,374; by total assets it ranks #4,113 of 4,374 nationally (same basis as /rankings/largest); and #95 of 100 within Wisconsin. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 27.42% and delinquency rate of 0.48%.
How does Air Tech compare to other credit unions?
Air Tech scores 82/100 on PlainCU's health composite, compared to a peer group average for $2M–$10M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Air Tech?
Membership eligibility for Air Tech depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Air Tech directly for current membership requirements and application steps.
Is my money safe at Air Tech?
Federal credit unions like Air Tech are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Air Tech's net worth ratio of 27.42% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Air Tech offer compared to banks?
Credit unions like Air Tech are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Air Tech directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.