State credit union · LOWELL, Massachusetts · NCUA charter #67352
Jeanne D'arc
Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $2.18B
- Total assets
- 101,075
- Members
- 9.0%
- Net-worth ratio
Jeanne D'arc scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.18B; members 101,075; net-worth ratio 9.01%; health rank #2,899 of 4,374; healthier than 33rd of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,899 of 4,374 health · 2025Q4Jeanne D'arc · health 79/100 · $2.18B · 2025Q4
- CHARTER 79/100
- NCUSIF 9.0%
- CAMELS 0.21%
- HEALTH 0.22%
- NW $2.18B
- DELQ 101,075
- ROA #2,899/4,374
- ASSETS Lbs Financial
- MEM 67352
Call Report peers
Jeanne D'arc in the assets neighbourhood
Jeanne D'arc's $2.18B assets sit next to Lbs Financial ($2.17B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Jeanne D'arc vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
79 33rd percentile higher than 33% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Jeanne D'arc - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #67352, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Where Jeanne D'arc diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 103.31% here, 83.90% peer average (+19.41 pp).
- Largest lag: Net Worth Ratio at 9.01% vs peer 11.18% (-2.17 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Jeanne D'arc sits in Massachusetts
- Health composite ranks #87 of 126 among scored Massachusetts credit unions.
- By total assets, Jeanne D'arc is #7 of 126 in Massachusetts.
- Member book place in Massachusetts: #8 of 126.
In-state ordinals use the live credit_unions table for MA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Jeanne D'arc's 5300 filing moved
Jeanne D'arc: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.2% from $2.18B (2025Q4) to $2.19B (2026Q1).
- Net-worth ratio shifted +0.07 pp (8.94% → 9.01%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 9.01%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 79/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 79.
- Net Worth Ratio 27.5 pts
- Delinquency Rate 25.0 pts
- Return on Assets 10.8 pts
- Member Growth 6.5 pts
- Loan-to-Share Ratio 9.2 pts
Jeanne D'arc vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.01% | -2.17 pp |
| Delinquency Rate | 0.21% | -0.66 pp |
| Return on Assets | 0.22% | -0.29 pp |
| Member Growth | -1.41% | - |
| Loan-to-Share Ratio | 103.31% | +19.41 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Jeanne D'arc filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.19B | - |
| 2025Q4 | $2.18B | 101,075 |
| 2024Q4 | $2.21B | 102,520 |
| 2023Q4 | $2.13B | 100,102 |
Credit Union Details
- Charter Number
- 67352
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Massachusetts
- City
- LOWELL
- Data Quarter
- 2025Q4
Branch Locations (13)
The NCUA branch filing lists 13 physical offices for Jeanne D'arc, spread across 7 cities in 2 states.
| Office | City |
|---|---|
| Main Office (Main Office) | Lowell, MA |
| Chelmsford | Chelmsford, MA |
| Dracut - Bridge | Dracut, MA |
| Dracut Lakeview | Dracut, MA |
| Dracut High School | Dracut, MA |
| Tremont | Lowell, MA |
| Lowell High School | Lowell, MA |
| ACRE Crossing | Lowell, MA |
| Methuen | Methuen, MA |
| Nashua | Nashua, NH |
| Nashua High School South | Nashua, NH |
| Tyngsboro | Tyngsboro, MA |
| Westford | Westford, MA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Massachusetts
More federally-insured credit unions based in Massachusetts, ordered by peer group match and asset size.
Jeanne D'arc nationwide neighbourhoods
Cross-state asset and health neighbours for Jeanne D'arc - kept outside Massachusetts; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($2.18B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (79/100 here).
Using this data
- Jeanne D'arc ranks #2,899 of 4,374 nationally on financial health and #87 of 126 in MA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- BRIGHTBRIDGE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with BRIGHTBRIDGE
- Rates and health both vary by institution, not just by state -- see how Massachusetts credit unions compare overall before assuming this one is typical. Massachusetts state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Jeanne D'arc financially healthy?
Yes/no aside, the number is 79/100 (Very Good) - Jeanne D'arc's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,899 of 4,374; by total assets it ranks #238 of 4,374 nationally (same basis as /rankings/largest); and #7 of 126 within Massachusetts. Above 80 reads excellent, below 50 warrants closer monitoring; a 9.01% net worth ratio and 0.21% delinquency rate are the key drivers.
How does Jeanne D'arc compare to other credit unions?
Five weighted metrics from NCUA filings produce Jeanne D'arc's 79/100 score on PlainCU's health composite, compared to a peer group average for Over $500M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Jeanne D'arc?
Membership eligibility for Jeanne D'arc depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Jeanne D'arc directly for current membership requirements and application steps.
Is my money safe at Jeanne D'arc?
Federal credit unions like Jeanne D'arc are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Jeanne D'arc's net worth ratio of 9.01% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Jeanne D'arc offer compared to banks?
Credit unions like Jeanne D'arc are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Jeanne D'arc directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.