State credit union · Superior, Wisconsin · NCUA charter #66662
School Employees
Health score 94/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 94
- Health / 100
- $2.3M
- Total assets
- 556
- Members
- 16.0%
- Net-worth ratio
School Employees scores 94/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.3M; members 556; net-worth ratio 16.00%; health rank #462 of 4,374; healthier than 87th of scored peers.
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School Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); School Employees sits in 90-94 with 747 others.
94 Top 13% higher than 87% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for School Employees
- Strongest edge vs 566 $2M–$10M peers is Loan-to-Share Ratio: +30.43 pp (94.03% vs 63.60%).
- Widest shortfall vs peers is Net Worth Ratio: -3.06 pp (16.00% vs 19.06%).
Where School Employees sits in Wisconsin
- Wisconsin health ordinal: #14 of 100.
- Assets rank #94 of 100 inside Wisconsin ($2.3M reported).
- Membership ranks #94 of 100 among Wisconsin CUs with a reported count (556 members).
- One place up in Wisconsin, Madison Fire Department (#13) ties at 94/100; one place down, Winnebago Community (#15) ties at 94/100.
Quarter path for School Employees
School Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.4% from $2.3M (2025Q4) to $2.4M (2026Q1).
- Net-worth ratio shifted -0.35 pp (16.35% → 16.00%).
16.00% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 94/100 score is built
School Employees gives up 6 points in total. Member Growth costs the most, 4.5 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 10.5 pts
- Loan-to-Share Ratio 13.5 pts
School Employees health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.00% | -3.06 pp |
| Delinquency Rate | 0.23% | -1.58 pp |
| Return on Assets | 0.60% | +0.14 pp |
| Member Growth | 1.28% | - |
| Loan-to-Share Ratio | 94.03% | +30.43 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.4M | - |
| 2025Q4 | $2.3M | 556 |
| 2024Q4 | $2.3M | 549 |
| 2023Q4 | $2.5M | 556 |
Credit Union Details
- Charter Number
- 66662
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Wisconsin
- City
- Superior
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, School Employees runs one office.
| Office | City |
|---|---|
| School Employees Credit Union (Main Office) | Superior, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
A look at other Wisconsin credit unions, ranked by how closely their peer group and asset size match this one.
School Employees nationwide neighbourhoods
Using this data
- School Employees ranks #462 of 4,374 nationally on financial health and #14 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Air Tech is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Air Tech
Frequently Asked Questions
Is School Employees financially healthy?
School Employees has a financial health score of 94/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #462 of 4,374 nationally on health and #14 of 100 in Wisconsin. Its net worth ratio is 16.00% and its delinquency rate 0.23%.
How does School Employees compare to other credit unions?
School Employees scores 94/100, higher than 87% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (94.03% vs 63.60%). Its widest shortfall is net worth ratio (16.00% vs 19.06%).
How can I join School Employees?
Membership eligibility for School Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact School Employees directly for current membership requirements and application steps.
Is my money safe at School Employees?
School Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. School Employees's net worth ratio of 16.00% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.