Federal credit union · Honolulu, Hawaii · NCUA charter #1870
Hawaii Law Enforcement
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $230.0M
- Total assets
- 14,196
- Members
- 12.9%
- Net-worth ratio
Hawaii Law Enforcement scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $230.0M; members 14,196; net-worth ratio 12.94%; health rank #1,950 of 4,374; healthier than 54th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,950 of 4,374 health · 2025Q4Hawaii Law Enforcement · health 85/100 · $230.0M · 2025Q4
Call Report peers
Hawaii Law Enforcement in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Hawaii Law Enforcement vs every NCUA-scored credit union
Hawaii Law Enforcement sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Hawaii Law Enforcement vs $100M–$500M peers
- Strongest edge vs 1069 $100M–$500M peers is Net Worth Ratio: +0.83 pp (12.94% vs 12.11%).
- Loan-to-Share Ratio trails the peer set - 55.40% here, 72.20% peer average (-16.80 pp).
Hawaii Law Enforcement: in-state Call Report ranks
- Health composite ranks #18 of 45 among scored Hawaii credit unions.
- Assets rank #15 of 45 inside Hawaii ($230.0M reported).
- Hawaii membership ordinal: #15 of 45.
- One place up in Hawaii, Garden Island (#17) ties at 85/100; one place down, LANAI (#19) ties at 85/100.
How Hawaii Law Enforcement's 5300 filing moved
Hawaii Law Enforcement: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.6% from $230.0M (2025Q4) to $231.4M (2026Q1).
- Net-worth ratio shifted +0.02 pp (12.92% → 12.94%).
At 12.94%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 85/100 score is built
Hawaii Law Enforcement gives up 15 points in total. Member Growth costs the most, 11 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 14.5 pts
- Member Growth 4.0 pts
- Loan-to-Share Ratio 11.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.94% | +0.83 pp |
| Delinquency Rate | 0.27% | -0.62 pp |
| Return on Assets | 0.47% | -0.16 pp |
| Member Growth | -2.77% | - |
| Loan-to-Share Ratio | 55.40% | -16.80 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Hawaii Law Enforcement filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $231.4M | - |
| 2025Q4 | $230.0M | 14,196 |
| 2024Q4 | $210.9M | 14,600 |
| 2023Q4 | $209.0M | 14,597 |
Credit Union Details
- Charter Number
- 1870
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $100M–$500M
- State
- Hawaii
- City
- Honolulu
- Data Quarter
- 2025Q4
Branch Locations (4)
Hawaii Law Enforcement operates 4 offices across 3 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Hawaii Law Enforcement FCU (Main Office) | Honolulu, HI |
| Main Police Station Branch | Honolulu, HI |
| Kapolei Branch | Kapolei, HI |
| Pearl City Gateway Branch | Pearl City, HI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Hawaii
A look at other Hawaii credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Hawaii Law Enforcement
Using this data
- Hawaii Law Enforcement ranks #1,950 of 4,374 nationally on financial health and #18 of 45 in HI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- KAUAI is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with KAUAI
Frequently Asked Questions
Is Hawaii Law Enforcement financially healthy?
Hawaii Law Enforcement has a financial health score of 85/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,950 of 4,374 nationally on health and #18 of 45 in Hawaii. Its net worth ratio is 12.94% and its delinquency rate 0.27%.
How does Hawaii Law Enforcement compare to other credit unions?
Hawaii Law Enforcement scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (12.94% vs 12.11%). Its widest shortfall is loan-to-share ratio (55.40% vs 72.20%).
How can I join Hawaii Law Enforcement?
Hawaii Law Enforcement serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Hawaii Law Enforcement directly for the current list of qualifying groups.
Is my money safe at Hawaii Law Enforcement?
Hawaii Law Enforcement is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Hawaii Law Enforcement's net worth ratio of 12.94% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.