State credit union · KENOSHA, Wisconsin · NCUA charter #66410
Kenosha Police and Firemen's
Health score 74/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 74
- Health / 100
- $8.7M
- Total assets
- 1,103
- Members
- 38.6%
- Net-worth ratio
Kenosha Police and Firemen's scores 74/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $8.7M; members 1,103; net-worth ratio 38.55%; health rank #3,305 of 4,374; healthier than 23rd of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,305 of 4,374 health · 2025Q4Kenosha Police and Firemen's · health 74/100 · $8.7M · 2025Q4
- NW 74/100
- DELQ 38.6%
- ROA 1.24%
- ASSETS 0.04%
- MEM $8.7M
- RANK 1,103
- PHOTO #3,305/4,374
- BOOK n/a
- CHARTER 66410
Call Report peers
Kenosha Police and Firemen's carries $8.7M in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Kenosha Police and Firemen's vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
74 23rd percentile higher than 23% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Kenosha Police and Firemen's - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #66410, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Peer-gap read for Kenosha Police and Firemen's
- Largest favorable gap: Net Worth Ratio at 38.55% vs peer 19.06% (+19.49 pp).
- Largest lag: Loan-to-Share Ratio at 60.80% vs peer 63.60% (-2.80 pp).
Peer averages are NCUA 5300 means for the $2M–$10M cohort (566 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Kenosha Police and Firemen's in Wisconsin
- Wisconsin health ordinal: #88 of 100.
- Wisconsin assets place: #87 of 100.
- Member book place in Wisconsin: #86 of 100.
In-state ordinals use the live credit_unions table for WI only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Kenosha Police and Firemen's Call Report trajectory
Kenosha Police and Firemen's: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +4.4% from $8.7M (2025Q4) to $9.1M (2026Q1).
- Net-worth ratio shifted -1.70 pp (40.25% → 38.55%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 38.55%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 74/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 74.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 18.2 pts
- Return on Assets 6.4 pts
- Member Growth 6.6 pts
- Loan-to-Share Ratio 12.8 pts
Call Report ratios for Kenosha Police and Firemen's
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 38.55% | +19.49 pp |
| Delinquency Rate | 1.24% | -0.57 pp |
| Return on Assets | 0.04% | -0.41 pp |
| Member Growth | -1.34% | - |
| Loan-to-Share Ratio | 60.80% | -2.80 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $2M–$10M (566 CUs).
Call Report history - Kenosha Police and Firemen's
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $9.1M | - |
| 2025Q4 | $8.7M | 1,103 |
| 2024Q4 | $8.4M | 1,118 |
| 2023Q4 | $8.7M | 1,120 |
Credit Union Details
- Charter Number
- 66410
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Wisconsin
- City
- KENOSHA
- Data Quarter
- 2025Q4
Branch Location
Kenosha Police and Firemen's operates a single office in Kenosha, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Kenosha Police & Firemen's Credit Union (Main Office) | Kenosha, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
More federally-insured credit unions based in Wisconsin, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Two NCUA Call Report peer sets for Kenosha Police and Firemen's, both outside Wisconsin so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar health score
Nearest other-state credit unions by five-factor health composite (74/100 here).
Using this data
- Kenosha Police and Firemen's ranks #3,305 of 4,374 nationally on financial health and #88 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- BRANTWOOD is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with BRANTWOOD
- Rates and health both vary by institution, not just by state -- see how Wisconsin credit unions compare overall before assuming this one is typical. Wisconsin state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Kenosha Police and Firemen's financially healthy?
Yes/no aside, the number is 74/100 (Very Good) - Kenosha Police and Firemen's's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,305 of 4,374; by total assets it ranks #3,629 of 4,374 nationally (same basis as /rankings/largest); and #87 of 100 within Wisconsin. Above 80 reads excellent, below 50 warrants closer monitoring; a 38.55% net worth ratio and 1.24% delinquency rate are the key drivers.
How does Kenosha Police and Firemen's compare to other credit unions?
PlainCU's health composite puts Kenosha Police and Firemen's at 74/100, compared to a peer group average for $2M–$10M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Kenosha Police and Firemen's?
Membership eligibility for Kenosha Police and Firemen's depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Kenosha Police and Firemen's directly for current membership requirements and application steps.
Is my money safe at Kenosha Police and Firemen's?
Federal credit unions like Kenosha Police and Firemen's are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Kenosha Police and Firemen's's net worth ratio of 38.55% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Kenosha Police and Firemen's offer compared to banks?
Credit unions like Kenosha Police and Firemen's are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Kenosha Police and Firemen's directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.