State credit union · Ames, Iowa · NCUA charter #64203
Greater Iowa
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $691.5M
- Total assets
- 37,739
- Members
- 9.5%
- Net-worth ratio
Greater Iowa scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $691.5M; members 37,739; net-worth ratio 9.54%; health rank #1,854 of 4,374; healthier than 57th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,854 of 4,374 health · 2025Q4Greater Iowa · health 86/100 · $691.5M · 2025Q4
Call Report peers
Greater Iowa in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Greater Iowa vs every NCUA-scored credit union
Greater Iowa sits in the busiest band, 85-89, alongside 857 other credit unions.
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Greater Iowa
- Loan-to-Share Ratio leads the peer set - 93.94% here, 83.90% peer average (+10.04 pp).
- Largest lag: Net Worth Ratio at 9.54% vs peer 11.18% (-1.64 pp).
Greater Iowa: in-state Call Report ranks
- Iowa health ordinal: #33 of 66.
- Iowa assets place: #9 of 66.
- Membership ranks #9 of 66 among Iowa CUs with a reported count (37,739 members).
- One place up in Iowa, SERVE (#32) ties at 86/100; one place down, North Iowa Community (#34) ties at 86/100.
Greater Iowa Call Report trajectory
Greater Iowa: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.4% from $691.5M (2025Q4) to $701.5M (2026Q1).
- Net-worth ratio shifted +0.03 pp (9.51% → 9.54%).
At 9.54%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 86/100 score is built
Greater Iowa gives up 14 points in total. Delinquency Rate costs the most, 5.8 of its 25; Return on Assets loses the least, 0.6.
- Net Worth Ratio 28.8 pts
- Delinquency Rate 19.2 pts
- Return on Assets 14.4 pts
- Member Growth 10.1 pts
- Loan-to-Share Ratio 13.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.54% | -1.64 pp |
| Delinquency Rate | 1.11% | +0.24 pp |
| Return on Assets | 0.46% | -0.05 pp |
| Member Growth | 0.96% | - |
| Loan-to-Share Ratio | 93.94% | +10.04 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Greater Iowa filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $701.5M | - |
| 2025Q4 | $691.5M | 37,739 |
| 2024Q4 | $653.7M | 37,381 |
| 2023Q4 | $644.3M | 36,796 |
Credit Union Details
- Charter Number
- 64203
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Iowa
- City
- Ames
- Data Quarter
- 2025Q4
Branch Locations (10)
The NCUA branch filing lists 10 physical offices for Greater Iowa, spread across 7 cities.
| Office | City |
|---|---|
| Ames Ops Center (Main Office) | Ames, IA |
| Lincoln Way Branch | Ames, IA |
| Somerset Branch | Ames, IA |
| Southgate Branch | Ames, IA |
| Ankeny Branch | Ankeny, IA |
| Denison Branch | Denison, IA |
| East Des Moines Branch | Des Moines, IA |
| Indianola Branch | Indianola, IA |
| Waukee Branch | Waukee, IA |
| Westown Branch | West Des Moines, IA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Iowa
A look at other Iowa credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Greater Iowa
Using this data
- Greater Iowa ranks #1,854 of 4,374 nationally on financial health and #33 of 66 in IA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- CORDA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with CORDA
Frequently Asked Questions
Is Greater Iowa financially healthy?
Greater Iowa has a financial health score of 86/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,854 of 4,374 nationally on health and #33 of 66 in Iowa. Its net worth ratio is 9.54% and its delinquency rate 1.11%.
How does Greater Iowa compare to other credit unions?
Greater Iowa scores 86/100, higher than 57% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (93.94% vs 83.90%). Its widest shortfall is net worth ratio (9.54% vs 11.18%).
How can I join Greater Iowa?
Membership eligibility for Greater Iowa depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Greater Iowa directly for current membership requirements and application steps.
Is my money safe at Greater Iowa?
Greater Iowa is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Greater Iowa's net worth ratio of 9.54% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.