State credit union · Ames, Iowa · NCUA charter #64203
Greater Iowa
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $691.5M
- Total assets
- 37,739
- Members
- 9.5%
- Net-worth ratio
Greater Iowa scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $691.5M; members 37,739; net-worth ratio 9.54%; health rank #1,854 of 4,374; healthier than 57th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,854 of 4,374 health · 2025Q4Greater Iowa · health 86/100 · $691.5M · 2025Q4
- NCUSIF 86/100
- CAMELS 9.5%
- HEALTH 1.11%
- NW 0.46%
- DELQ $691.5M
- ROA 37,739
- ASSETS #1,854/4,374
- MEM CONSOLIDATED
- RANK 64203
Call Report peers
Greater Iowa in the assets neighbourhood
Greater Iowa's $691.5M assets sit next to CONSOLIDATED ($693.3M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Greater Iowa vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Greater Iowa - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #64203, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Peer-gap read for Greater Iowa
- Loan-to-Share Ratio leads the peer set - 93.94% here, 83.90% peer average (+10.04 pp).
- Largest lag: Net Worth Ratio at 9.54% vs peer 11.18% (-1.64 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Greater Iowa: in-state Call Report ranks
- Iowa health ordinal: #33 of 66.
- Iowa assets place: #9 of 66.
- Membership ranks #9 of 66 among Iowa CUs with a reported count (37,739 members).
In-state ordinals use the live credit_unions table for IA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Greater Iowa Call Report trajectory
Greater Iowa: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.4% from $691.5M (2025Q4) to $701.5M (2026Q1).
- Net-worth ratio shifted +0.03 pp (9.51% → 9.54%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 9.54%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 86/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 86.
- Net Worth Ratio 28.8 pts
- Delinquency Rate 19.2 pts
- Return on Assets 14.4 pts
- Member Growth 10.1 pts
- Loan-to-Share Ratio 13.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.54% | -1.64 pp |
| Delinquency Rate | 1.11% | +0.24 pp |
| Return on Assets | 0.46% | -0.05 pp |
| Member Growth | 0.96% | - |
| Loan-to-Share Ratio | 93.94% | +10.04 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Greater Iowa filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $701.5M | - |
| 2025Q4 | $691.5M | 37,739 |
| 2024Q4 | $653.7M | 37,381 |
| 2023Q4 | $644.3M | 36,796 |
Credit Union Details
- Charter Number
- 64203
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Iowa
- City
- Ames
- Data Quarter
- 2025Q4
Branch Locations (10)
The NCUA branch filing lists 10 physical offices for Greater Iowa, spread across 7 cities.
| Office | City |
|---|---|
| Ames Ops Center (Main Office) | Ames, IA |
| Lincoln Way Branch | Ames, IA |
| Somerset Branch | Ames, IA |
| Southgate Branch | Ames, IA |
| Ankeny Branch | Ankeny, IA |
| Denison Branch | Denison, IA |
| East Des Moines Branch | Des Moines, IA |
| Indianola Branch | Indianola, IA |
| Waukee Branch | Waukee, IA |
| Westown Branch | West Des Moines, IA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Iowa
A look at other Iowa credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Greater Iowa
Cross-state asset and health neighbours for Greater Iowa - kept outside Iowa; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($691.5M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (86/100 here).
Using this data
- Greater Iowa ranks #1,854 of 4,374 nationally on financial health and #33 of 66 in IA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- CORDA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with CORDA
- Rates and health both vary by institution, not just by state -- see how Iowa credit unions compare overall before assuming this one is typical. Iowa state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Greater Iowa financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Greater Iowa carries a financial health score of 86/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #1,854 of 4,374; by total assets it ranks #623 of 4,374 nationally (same basis as /rankings/largest); and #9 of 66 within Iowa. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 9.54% net worth ratio and a 1.11% delinquency rate.
How does Greater Iowa compare to other credit unions?
On PlainCU's health composite, Greater Iowa lands at 86/100, compared to a peer group average for Over $500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Greater Iowa?
Membership eligibility for Greater Iowa depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Greater Iowa directly for current membership requirements and application steps.
Is my money safe at Greater Iowa?
Federal credit unions like Greater Iowa are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Greater Iowa's net worth ratio of 9.54% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Greater Iowa offer compared to banks?
Credit unions like Greater Iowa are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Greater Iowa directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.