Federal credit union · Fresno, California · NCUA charter #24552
NOBLE
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $1.41B
- Total assets
- 120,278
- Members
- 9.6%
- Net-worth ratio
NOBLE scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.41B; members 120,278; net-worth ratio 9.62%; health rank #691 of 4,374; healthier than 84th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#691 of 4,374 health · 2025Q4NOBLE · health 93/100 · $1.41B · 2025Q4
Call Report peers
NOBLE in the assets neighbourhood
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NOBLE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); NOBLE sits in 90-94 with 747 others.
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
NOBLE: Call Report deltas vs peers
- Largest favorable gap: Return on Assets at 0.73% vs peer 0.51% (+0.22 pp).
- Loan-to-Share Ratio trails the peer set - 74.49% here, 83.90% peer average (-9.41 pp).
NOBLE: in-state Call Report ranks
- Health composite ranks #45 of 243 among scored California credit unions.
- By total assets, NOBLE is #49 of 243 in California.
- Member book place in California: #31 of 243.
- One place up in California, Torrance Community (#44) ties at 93/100; one place down, SCHOOLSFIRST (#46) ties at 93/100.
How NOBLE's 5300 filing moved
NOBLE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +6.0% from $1.41B (2025Q4) to $1.49B (2026Q1).
- Net-worth ratio shifted -0.39 pp (10.01% → 9.62%).
At 9.62%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 93/100 score is built
NOBLE gives up 7 points in total. Member Growth costs the most, 3.4 of its 15; Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 29.1 pts
- Delinquency Rate 22.0 pts
- Return on Assets 15.0 pts
- Member Growth 11.6 pts
- Loan-to-Share Ratio 15.3 pts
Call Report ratios for NOBLE
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.62% | -1.56 pp |
| Delinquency Rate | 0.80% | -0.07 pp |
| Return on Assets | 0.73% | +0.22 pp |
| Member Growth | 2.20% | - |
| Loan-to-Share Ratio | 74.49% | -9.41 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
NOBLE filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.49B | - |
| 2025Q4 | $1.41B | 120,278 |
| 2024Q4 | $1.28B | 117,693 |
| 2023Q4 | $1.24B | 114,372 |
Credit Union Details
- Charter Number
- 24552
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- Over $500M
- State
- California
- City
- Fresno
- Data Quarter
- 2025Q4
Branch Locations (9)
The NCUA branch filing lists 9 physical offices for NOBLE, spread across 4 cities.
| Office | City |
|---|---|
| Noble Administration (Main Office) | Fresno, CA |
| Noble Clovis Branch | Clovis, CA |
| Noble Airport Branch | Fresno, CA |
| Noble Ashlan Blythe Branch | Fresno, CA |
| Noble Cedar Nees Branch | Fresno, CA |
| Noble Downtown Branch | Fresno, CA |
| Noble North West Branch | Fresno, CA |
| Noble Madera Branch | Madera, CA |
| Noble Selma Branch | Selma, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
Other federally-insured credit unions in California, closest first by peer group and asset size.
Cross-state Call Report peers for NOBLE
Similar total assets
Similar health score
Using this data
- NOBLE ranks #691 of 4,374 nationally on financial health and #45 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Christian Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Christian Community
Frequently Asked Questions
Is NOBLE financially healthy?
On its 2025Q4 NCUA 5300 filing, NOBLE scores 93/100 (Excellent), with a 9.62% net worth ratio and 0.80% of loans delinquent. It ranks #691 of 4,374 nationally on health and #45 of 243 in California.
How does NOBLE compare to other credit unions?
NOBLE scores 93/100, higher than 84% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is return on assets (0.73% vs 0.51%). Its widest shortfall is loan-to-share ratio (74.49% vs 83.90%).
How can I join NOBLE?
NOBLE serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact NOBLE directly for the current list of qualifying groups.
Is my money safe at NOBLE?
NOBLE is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. NOBLE's net worth ratio of 9.62% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.