Federal credit union · Hialeah, Florida · NCUA charter #7534
Hialeah Municipal Employees
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $13.4M
- Total assets
- 1,657
- Members
- 23.1%
- Net-worth ratio
Hialeah Municipal Employees scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $13.4M; members 1,657; net-worth ratio 23.10%; health rank #2,202 of 4,374; healthier than 46th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,202 of 4,374 health · 2025Q4Hialeah Municipal Employees · health 83/100 · $13.4M · 2025Q4
Call Report peers
Hialeah Municipal Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Hialeah Municipal Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Hialeah Municipal Employees sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Hialeah Municipal Employees diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 81.37% here, 59.80% peer average (+21.57 pp).
- Return on Assets trails the peer set - -0.40% here, 0.70% peer average (-1.11 pp).
Florida standing for Hialeah Municipal Employees
- Florida health ordinal: #69 of 109.
- Florida assets place: #102 of 109.
- Member book place in Florida: #97 of 109.
- One place up in Florida, Container Mutual (#68) ties at 83/100; one place down, Metro North (#70) ties at 83/100.
Quarter path for Hialeah Municipal Employees
Hialeah Municipal Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +5.0% from $13.4M (2025Q4) to $14.1M (2026Q1).
- Net-worth ratio shifted -1.11 pp (24.21% → 23.10%).
This credit union's 23.10% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 83/100 score is built
Hialeah Municipal Employees gives up 17 points in total. Return on Assets costs the most, 14.1 of its 15; Net Worth Ratio and Delinquency Rate and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 0.9 pts
- Member Growth 11.9 pts
- Loan-to-Share Ratio 15.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 23.10% | +8.24 pp |
| Delinquency Rate | 0.13% | -1.02 pp |
| Return on Assets | -0.40% | -1.11 pp |
| Member Growth | 2.41% | - |
| Loan-to-Share Ratio | 81.37% | +21.57 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Hialeah Municipal Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $14.1M | - |
| 2025Q4 | $13.4M | 1,657 |
| 2024Q4 | $13.3M | 1,618 |
| 2023Q4 | $13.0M | 1,610 |
Credit Union Details
- Charter Number
- 7534
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- Florida
- City
- Hialeah
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Hialeah Municipal Employees.
| Office | City |
|---|---|
| Hialeah Mun Emp FCU (Main Office) | Hialeah, FL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Florida
Other federally-insured credit unions in Florida, closest first by peer group and asset size.
- JEFFERSON COUNTY TEACHERSMonticello, FL · $10M–$50M73Health
- SOUTHERNMOSTKey West, FL · $10M–$50M92Health
- SOUTH ATLANTICBoca Raton, FL · $10M–$50M78Health
- FINANCIAL EDUCATORSDaytona Beach, FL · $10M–$50M95Health
- METRO NORTHJACKSONVILLE, FL · $10M–$50M83Health
Compare Hialeah Municipal Employees vs JEFFERSON COUNTY TEACHERS
Other-state peers near Hialeah Municipal Employees
Using this data
- Hialeah Municipal Employees ranks #2,202 of 4,374 nationally on financial health and #69 of 109 in FL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Jefferson County Teachers is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Jefferson County Teachers
Frequently Asked Questions
Is Hialeah Municipal Employees financially healthy?
Hialeah Municipal Employees has a financial health score of 83/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,202 of 4,374 nationally on health and #69 of 109 in Florida. Its net worth ratio is 23.10% and its delinquency rate 0.13%.
How does Hialeah Municipal Employees compare to other credit unions?
Hialeah Municipal Employees scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (81.37% vs 59.80%). Its widest shortfall is return on assets (-0.40% vs 0.70%).
How can I join Hialeah Municipal Employees?
Hialeah Municipal Employees serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Hialeah Municipal Employees directly for the current list of qualifying groups.
Is my money safe at Hialeah Municipal Employees?
Hialeah Municipal Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Hialeah Municipal Employees's net worth ratio of 23.10% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.