Federal credit union · BLOOMINGTON, Minnesota · NCUA charter #5781
ZIEGLER
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $4.4M
- Total assets
- 690
- Members
- 26.9%
- Net-worth ratio
ZIEGLER scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $4.4M; members 690; net-worth ratio 26.90%; health rank #1,741 of 4,374; healthier than 57th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,741 of 4,374 health · 2025Q4ZIEGLER · health 86/100 · $4.4M · 2025Q4
Call Report peers
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ZIEGLER vs every NCUA-scored credit union
ZIEGLER sits in the busiest band, 85-89, alongside 857 other credit unions.
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where ZIEGLER diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 76.98% vs peer 63.60% (+13.38 pp).
Minnesota standing for ZIEGLER
- In Minnesota, health place is #47 of 82 on the same NCUA-ratio sort used nationally.
- By total assets, ZIEGLER is #77 of 82 in Minnesota.
- Minnesota membership ordinal: #75 of 82.
- One place up in Minnesota, Magnifi Financial (#46) scores 87/100, 1 point higher; one place down, Minnesota Power Employees (#48) ties at 86/100.
Quarter path for ZIEGLER
ZIEGLER: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -2.3% from $4.4M (2025Q4) to $4.3M (2026Q1).
- Net-worth ratio shifted +1.14 pp (25.76% → 26.90%).
At 26.90%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 86/100 score is built
ZIEGLER gives up 14 points in total. Member Growth costs the most, 12.5 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.8 pts
- Return on Assets 15.0 pts
- Member Growth 2.5 pts
- Loan-to-Share Ratio 14.7 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 26.90% | +7.84 pp |
| Delinquency Rate | 0.62% | -1.19 pp |
| Return on Assets | 2.19% | +1.74 pp |
| Member Growth | -3.63% | - |
| Loan-to-Share Ratio | 76.98% | +13.38 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Call Report history - ZIEGLER
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $4.3M | - |
| 2025Q4 | $4.4M | 690 |
| 2024Q4 | $4.5M | 716 |
| 2023Q4 | $5.3M | 717 |
Credit Union Details
- Charter Number
- 5781
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Minnesota
- City
- BLOOMINGTON
- Data Quarter
- 2025Q4
Branch Locations (2)
ZIEGLER operates 2 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Ziegler Federal Credit Union (Main Office) | Bloomington, MN |
| CompuSource Systems, Inc | Amherst, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Minnesota
Other federally-insured credit unions in Minnesota, closest first by peer group and asset size.
Cross-state Call Report peers for ZIEGLER
Similar health score
Using this data
- ZIEGLER ranks #1,741 of 4,374 nationally on financial health and #47 of 82 in MN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Fairmont School Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Fairmont School Employees
Frequently Asked Questions
Is ZIEGLER financially healthy?
ZIEGLER has a financial health score of 86/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,741 of 4,374 nationally on health and #47 of 82 in Minnesota. Its net worth ratio is 26.90% and its delinquency rate 0.62%.
How does ZIEGLER compare to other credit unions?
ZIEGLER scores 86/100, higher than 57% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (76.98% vs 63.60%).
How can I join ZIEGLER?
ZIEGLER operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact ZIEGLER directly for the exact boundaries and application steps.
Is my money safe at ZIEGLER?
ZIEGLER is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ZIEGLER's net worth ratio of 26.90% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.