State credit union · Yakima, Washington · NCUA charter #68061
SOLARITY
Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $834.1M
- Total assets
- 46,252
- Members
- 16.8%
- Net-worth ratio
SOLARITY scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $834.1M; members 46,252; net-worth ratio 16.76%; health rank #2,827 of 4,374; healthier than 33rd of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,827 of 4,374 health · 2025Q4SOLARITY · health 79/100 · $834.1M · 2025Q4
- MEM 79/100
- RANK 16.8%
- PHOTO 0.21%
- BOOK 0.45%
- CHARTER $834.1M
- NCUSIF 46,252
- CAMELS #2,827/4,374
- HEALTH PFCU
- NW 68061
Call Report peers
SOLARITY in the assets neighbourhood
SOLARITY's $834.1M assets sit next to PFCU ($834.9M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
SOLARITY vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
79 33rd percentile higher than 33% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
SOLARITY - Share Insurance Coverage
Charter #68061's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
SOLARITY: Call Report deltas vs peers
- Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +19.32 pp (103.22% vs 83.90%).
- Largest lag: Return on Assets at 0.45% vs peer 0.51% (-0.06 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where SOLARITY sits in Washington
- Health composite ranks #53 of 75 among scored Washington credit unions.
- By total assets, SOLARITY is #20 of 75 in Washington.
- Washington membership ordinal: #20 of 75.
In-state ordinals use the live credit_unions table for WA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
SOLARITY: 2025Q4 → 2026Q1
SOLARITY: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.4% from $834.1M (2025Q4) to $846.1M (2026Q1).
- Net-worth ratio shifted -0.23 pp (16.99% → 16.76%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
16.76% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 79/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 79.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 14.3 pts
- Member Growth 0.5 pts
- Loan-to-Share Ratio 9.2 pts
SOLARITY health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.76% | +5.58 pp |
| Delinquency Rate | 0.21% | -0.66 pp |
| Return on Assets | 0.45% | -0.06 pp |
| Member Growth | -4.75% | - |
| Loan-to-Share Ratio | 103.22% | +19.32 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Call Report history - SOLARITY
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $846.1M | - |
| 2025Q4 | $834.1M | 46,252 |
| 2024Q4 | $813.8M | 48,557 |
| 2023Q4 | $866.6M | 50,603 |
Credit Union Details
- Charter Number
- 68061
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Washington
- City
- Yakima
- Data Quarter
- 2025Q4
Branch Locations (5)
SOLARITY operates 5 offices across 4 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| North 5th Ave Branch (Main Office) | Yakima, WA |
| Moses Lake Branch | Moses Lake, WA |
| Selah Branch | Selah, WA |
| Wenatchee Branch | Wenatchee, WA |
| Westside Branch | Yakima, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
A look at other Washington credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for SOLARITY - kept outside Washington; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($834.1M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (79/100 here).
Using this data
- SOLARITY ranks #2,827 of 4,374 nationally on financial health and #53 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- VERITY is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with VERITY
- Rates and health both vary by institution, not just by state -- see how Washington credit unions compare overall before assuming this one is typical. Washington state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is SOLARITY financially healthy?
A 16.76% net worth ratio and a 0.21% delinquency rate feed into SOLARITY's financial health score of 79/100 (Very Good), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,827 of 4,374; by total assets it ranks #537 of 4,374 nationally (same basis as /rankings/largest); and #20 of 75 within Washington. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does SOLARITY compare to other credit unions?
79/100 is SOLARITY's score on PlainCU's health composite, compared to a peer group average for Over $500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join SOLARITY?
Membership eligibility for SOLARITY depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact SOLARITY directly for current membership requirements and application steps.
Is my money safe at SOLARITY?
Federal credit unions like SOLARITY are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. SOLARITY's net worth ratio of 16.76% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does SOLARITY offer compared to banks?
Credit unions like SOLARITY are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact SOLARITY directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.