State credit union · Yakima, Washington · NCUA charter #68061
SOLARITY
Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $834.1M
- Total assets
- 46,252
- Members
- 16.8%
- Net-worth ratio
SOLARITY scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $834.1M; members 46,252; net-worth ratio 16.76%; health rank #2,827 of 4,374; healthier than 33rd of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,827 of 4,374 health · 2025Q4SOLARITY · health 79/100 · $834.1M · 2025Q4
Call Report peers
SOLARITY in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
SOLARITY vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); SOLARITY sits in 75-79 with 502 others.
79 33rd percentile higher than 33% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
SOLARITY: Call Report deltas vs peers
- Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +19.32 pp (103.22% vs 83.90%).
- Largest lag: Return on Assets at 0.45% vs peer 0.51% (-0.06 pp).
Where SOLARITY sits in Washington
- Health composite ranks #53 of 75 among scored Washington credit unions.
- By total assets, SOLARITY is #20 of 75 in Washington.
- Washington membership ordinal: #20 of 75.
- One place up in Washington, Mill Town (#52) ties at 79/100; one place down, Mt. Rainier (#54) ties at 79/100.
SOLARITY: 2025Q4 → 2026Q1
SOLARITY: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.4% from $834.1M (2025Q4) to $846.1M (2026Q1).
- Net-worth ratio shifted -0.23 pp (16.99% → 16.76%).
16.76% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 79/100 score is built
SOLARITY gives up 21 points in total. Member Growth costs the most, 14.5 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 14.3 pts
- Member Growth 0.5 pts
- Loan-to-Share Ratio 9.2 pts
SOLARITY health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.76% | +5.58 pp |
| Delinquency Rate | 0.21% | -0.66 pp |
| Return on Assets | 0.45% | -0.06 pp |
| Member Growth | -4.75% | - |
| Loan-to-Share Ratio | 103.22% | +19.32 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - SOLARITY
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $846.1M | - |
| 2025Q4 | $834.1M | 46,252 |
| 2024Q4 | $813.8M | 48,557 |
| 2023Q4 | $866.6M | 50,603 |
Credit Union Details
- Charter Number
- 68061
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Washington
- City
- Yakima
- Data Quarter
- 2025Q4
Branch Locations (5)
SOLARITY operates 5 offices across 4 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| North 5th Ave Branch (Main Office) | Yakima, WA |
| Moses Lake Branch | Moses Lake, WA |
| Selah Branch | Selah, WA |
| Wenatchee Branch | Wenatchee, WA |
| Westside Branch | Yakima, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
A look at other Washington credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- SOLARITY ranks #2,827 of 4,374 nationally on financial health and #53 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- VERITY is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with VERITY
Frequently Asked Questions
Is SOLARITY financially healthy?
SOLARITY has a financial health score of 79/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,827 of 4,374 nationally on health and #53 of 75 in Washington. Its net worth ratio is 16.76% and its delinquency rate 0.21%.
How does SOLARITY compare to other credit unions?
SOLARITY scores 79/100, higher than 33% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (103.22% vs 83.90%). Its widest shortfall is return on assets (0.45% vs 0.51%).
How can I join SOLARITY?
Membership eligibility for SOLARITY depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact SOLARITY directly for current membership requirements and application steps.
Is my money safe at SOLARITY?
SOLARITY is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. SOLARITY's net worth ratio of 16.76% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.