Federal credit union · San Antonio, Texas · NCUA charter #3710
City Public Service/Ibew
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $55.4M
- Total assets
- 3,898
- Members
- 14.7%
- Net-worth ratio
City Public Service/Ibew scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $55.4M; members 3,898; net-worth ratio 14.74%; health rank #2,237 of 4,374; healthier than 46th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,237 of 4,374 health · 2025Q4City Public Service/Ibew · health 83/100 · $55.4M · 2025Q4
Call Report peers
City Public Service/Ibew in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
City Public Service/Ibew vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); City Public Service/Ibew sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where City Public Service/Ibew diverges from peer averages
- Net Worth Ratio leads the peer set - 14.74% here, 13.62% peer average (+1.12 pp).
- Loan-to-Share Ratio trails the peer set - 44.20% here, 62.60% peer average (-18.40 pp).
City Public Service/Ibew in Texas
- In Texas, health place is #204 of 386 on the same NCUA-ratio sort used nationally.
- Assets rank #184 of 386 inside Texas ($55.4M reported).
- Texas membership ordinal: #197 of 386.
- One place up in Texas, Vidor Teachers (#203) ties at 83/100; one place down, DOCHES (#205) ties at 83/100.
How City Public Service/Ibew's 5300 filing moved
City Public Service/Ibew: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.7% from $55.4M (2025Q4) to $55.8M (2026Q1).
- Net-worth ratio shifted +0.12 pp (14.62% → 14.74%).
This credit union's 14.74% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 83/100 score is built
City Public Service/Ibew gives up 17 points in total. Member Growth costs the most, 6.2 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.6 pts
- Return on Assets 14.6 pts
- Member Growth 8.8 pts
- Loan-to-Share Ratio 10.0 pts
City Public Service/Ibew vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.74% | +1.12 pp |
| Delinquency Rate | 1.06% | +0.09 pp |
| Return on Assets | 0.47% | -0.19 pp |
| Member Growth | -0.13% | - |
| Loan-to-Share Ratio | 44.20% | -18.40 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $55.8M | - |
| 2025Q4 | $55.4M | 3,898 |
| 2024Q4 | $51.6M | 3,903 |
| 2023Q4 | $46.3M | 3,867 |
Credit Union Details
- Charter Number
- 3710
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Texas
- City
- San Antonio
- Data Quarter
- 2025Q4
Branch Location
City Public Service/Ibew operates a single office in San Antonio, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | San Antonio, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
- BIG SPRING EDUCATION EMPLOYEESBIG SPRING, TX · $50M–$100M81Health
- MYHaslet, TX · $50M–$100M86Health
- HEART O' TEXASWaco, TX · $50M–$100M68Health
- LIFETIMERichardson, TX · $50M–$100M64Health
- BAPTISTSan Antonio, TX · $50M–$100M81Health
Compare City Public Service/Ibew vs BIG SPRING EDUCATION EMPLOYEES
Other-state peers near City Public Service/Ibew
Similar total assets
Similar health score
Using this data
- City Public Service/Ibew ranks #2,237 of 4,374 nationally on financial health and #204 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Big Spring Education Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Big Spring Education Employees
Frequently Asked Questions
Is City Public Service/Ibew financially healthy?
City Public Service/Ibew has a financial health score of 83/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,237 of 4,374 nationally on health and #204 of 386 in Texas. Its net worth ratio is 14.74% and its delinquency rate 1.06%.
How does City Public Service/Ibew compare to other credit unions?
City Public Service/Ibew scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is net worth ratio (14.74% vs 13.62%). Its widest shortfall is loan-to-share ratio (44.20% vs 62.60%).
How can I join City Public Service/Ibew?
City Public Service/Ibew operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact City Public Service/Ibew directly for the exact boundaries and application steps.
Is my money safe at City Public Service/Ibew?
City Public Service/Ibew is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. City Public Service/Ibew's net worth ratio of 14.74% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.