Federal credit union · Rangely, Colorado · NCUA charter #13161
Rio Blanco Schools
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $9.1M
- Total assets
- 775
- Members
- 16.4%
- Net-worth ratio
Rio Blanco Schools scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $9.1M; members 775; net-worth ratio 16.39%; health rank #2,395 of 4,374; healthier than 43rd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,395 of 4,374 health · 2025Q4Rio Blanco Schools · health 82/100 · $9.1M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Rio Blanco Schools vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Rio Blanco Schools sits in 80-84 with 767 others.
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Rio Blanco Schools diverges from peer averages
- Largest favorable gap: Return on Assets at 0.66% vs peer 0.45% (+0.21 pp).
- Net Worth Ratio trails the peer set - 16.39% here, 19.06% peer average (-2.67 pp).
Colorado standing for Rio Blanco Schools
- Health composite ranks #34 of 66 among scored Colorado credit unions.
- Colorado assets place: #55 of 66.
- Membership ranks #59 of 66 among Colorado CUs with a reported count (775 members).
- One place up in Colorado, Northern Colorado (#33) scores 83/100, 1 point higher; one place down, Sooper Cu Dba Climb Cu (#35) ties at 82/100.
Rio Blanco Schools: 2025Q4 → 2026Q1
Rio Blanco Schools: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.1% from $9.1M (2025Q4) to $9.2M (2026Q1).
- Net-worth ratio shifted -0.16 pp (16.55% → 16.39%).
16.39% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 82/100 score is built
Rio Blanco Schools gives up 18 points in total. Delinquency Rate costs the most, 12.7 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 12.3 pts
- Return on Assets 15.0 pts
- Member Growth 11.7 pts
- Loan-to-Share Ratio 13.0 pts
Call Report ratios for Rio Blanco Schools
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.39% | -2.67 pp |
| Delinquency Rate | 2.04% | +0.23 pp |
| Return on Assets | 0.66% | +0.21 pp |
| Member Growth | 2.24% | - |
| Loan-to-Share Ratio | 61.69% | -1.91 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Rio Blanco Schools quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $9.2M | - |
| 2025Q4 | $9.1M | 775 |
| 2024Q4 | $7.9M | 758 |
| 2023Q4 | $7.6M | 780 |
Credit Union Details
- Charter Number
- 13161
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $2M–$10M
- State
- Colorado
- City
- Rangely
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for Rio Blanco Schools, spread across 3 cities in 2 states.
| Office | City |
|---|---|
| Rio Blanco Schools Federal Credit Union (Main Office) | Rangely, CO |
| CU*Answers | Grand Rapids, MI |
| Rio Blanco Schools Federal Credit Union | Meeker, CO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Colorado
Other federally-insured credit unions in Colorado, closest first by peer group and asset size.
Rio Blanco Schools nationwide neighbourhoods
Similar health score
Using this data
- Rio Blanco Schools ranks #2,395 of 4,374 nationally on financial health and #34 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- One Thirteen is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with One Thirteen
Frequently Asked Questions
Is Rio Blanco Schools financially healthy?
Rio Blanco Schools has a financial health score of 82/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,395 of 4,374 nationally on health and #34 of 66 in Colorado. Its net worth ratio is 16.39% and its delinquency rate 2.04%.
How does Rio Blanco Schools compare to other credit unions?
Rio Blanco Schools scores 82/100, higher than 43% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is return on assets (0.66% vs 0.45%). Its widest shortfall is net worth ratio (16.39% vs 19.06%).
How can I join Rio Blanco Schools?
Rio Blanco Schools operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Rio Blanco Schools directly for the exact boundaries and application steps.
Is my money safe at Rio Blanco Schools?
Rio Blanco Schools is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Rio Blanco Schools's net worth ratio of 16.39% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.