State credit union · Janesville, Wisconsin · NCUA charter #66998
Blackhawk Community
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $911.0M
- Total assets
- 44,303
- Members
- 10.8%
- Net-worth ratio
Blackhawk Community scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $911.0M; members 44,303; net-worth ratio 10.84%; health rank #1,678 of 4,374; healthier than 60th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,678 of 4,374 health · 2025Q4Blackhawk Community · health 87/100 · $911.0M · 2025Q4
- MEM 87/100
- RANK 10.8%
- PHOTO 0.69%
- BOOK 0.78%
- CHARTER $911.0M
- NCUSIF 44,303
- CAMELS #1,678/4,374
- HEALTH GREENWOOD
- NW 66998
Call Report peers
Blackhawk Community in the assets neighbourhood
Blackhawk Community's $911.0M assets sit next to GREENWOOD ($907.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Blackhawk Community vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Blackhawk Community - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #66998: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Blackhawk Community: Call Report deltas vs peers
- Largest favorable gap: Return on Assets at 0.78% vs peer 0.51% (+0.28 pp).
- Largest lag: Loan-to-Share Ratio at 61.95% vs peer 83.90% (-21.95 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Blackhawk Community in Wisconsin
- Wisconsin health ordinal: #63 of 100.
- Assets rank #16 of 100 inside Wisconsin ($911.0M reported).
- Membership ranks #16 of 100 among Wisconsin CUs with a reported count (44,303 members).
In-state ordinals use the live credit_unions table for WI only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Blackhawk Community Call Report trajectory
Blackhawk Community: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.3% from $911.0M (2025Q4) to $931.7M (2026Q1).
- Net-worth ratio shifted -0.19 pp (11.03% → 10.84%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 10.84%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 87/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 87.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.1 pts
- Return on Assets 15.0 pts
- Member Growth 5.5 pts
- Loan-to-Share Ratio 13.4 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.84% | -0.34 pp |
| Delinquency Rate | 0.69% | -0.19 pp |
| Return on Assets | 0.78% | +0.28 pp |
| Member Growth | -1.94% | - |
| Loan-to-Share Ratio | 61.95% | -21.95 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Blackhawk Community filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $931.7M | - |
| 2025Q4 | $911.0M | 44,303 |
| 2024Q4 | $867.5M | 45,180 |
| 2023Q4 | $814.1M | 44,887 |
Credit Union Details
- Charter Number
- 66998
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Wisconsin
- City
- Janesville
- Data Quarter
- 2025Q4
Branch Locations (10)
The NCUA branch filing lists 10 physical offices for Blackhawk Community, spread across 7 cities.
| Office | City |
|---|---|
| Main - Court St (Main Office) | Janesville, WI |
| Beloit | Beloit, WI |
| Delavan Branch | Delavan, WI |
| Edgerton Branch | Edgerton, WI |
| Milwaukee Street Branch | Janesville, WI |
| Deerfield Drive Branch | Janesville, WI |
| Janesville SouthSide | Janesville, WI |
| Kenosha 75th St | Kenosha, WI |
| Milton Branch | Milton, WI |
| Stoughton Branch | Stoughton, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
Other federally-insured credit unions in Wisconsin, closest first by peer group and asset size.
Other-state peers near Blackhawk Community
Two NCUA Call Report peer sets for Blackhawk Community, both outside Wisconsin so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($911.0M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (87/100 here).
Using this data
- Blackhawk Community ranks #1,678 of 4,374 nationally on financial health and #63 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Westby Co-Op is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Westby Co-Op
- Rates and health both vary by institution, not just by state -- see how Wisconsin credit unions compare overall before assuming this one is typical. Wisconsin state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Blackhawk Community financially healthy?
A 10.84% net worth ratio and a 0.69% delinquency rate feed into Blackhawk Community's financial health score of 87/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,678 of 4,374; by total assets it ranks #502 of 4,374 nationally (same basis as /rankings/largest); and #16 of 100 within Wisconsin. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Blackhawk Community compare to other credit unions?
Blackhawk Community scores 87/100 on PlainCU's health composite, compared to a peer group average for Over $500M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Blackhawk Community?
Membership eligibility for Blackhawk Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Blackhawk Community directly for current membership requirements and application steps.
Is my money safe at Blackhawk Community?
Federal credit unions like Blackhawk Community are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Blackhawk Community's net worth ratio of 10.84% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Blackhawk Community offer compared to banks?
Credit unions like Blackhawk Community are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Blackhawk Community directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.