State credit union · Sheboygan, Wisconsin · NCUA charter #66872
KOHLER
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $751.6M
- Total assets
- 53,785
- Members
- 10.7%
- Net-worth ratio
KOHLER scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $751.6M; members 53,785; net-worth ratio 10.72%; health rank #1,682 of 4,374; healthier than 60th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#1,682 of 4,374 health · 2025Q4KOHLER · health 87/100 · $751.6M · 2025Q4
- ASSETS 87/100
- MEM 10.7%
- RANK 0.53%
- PHOTO 0.90%
- BOOK $751.6M
- CHARTER 53,785
- NCUSIF #1,682/4,374
- CAMELS FREEDOM
- HEALTH 66872
Call Report peers
KOHLER in the assets neighbourhood
KOHLER's $751.6M assets sit next to FREEDOM ($751.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
KOHLER vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
KOHLER - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #66872. See our deposit-insurance coverage note.
KOHLER: Call Report deltas vs peers
- Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +13.42 pp (97.32% vs 83.90%).
- Widest shortfall vs peers is Net Worth Ratio: -0.46 pp (10.72% vs 11.18%).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where KOHLER sits in Wisconsin
- In Wisconsin, health place is #64 of 100 on the same NCUA-ratio sort used nationally.
- Assets rank #17 of 100 inside Wisconsin ($751.6M reported).
- Membership ranks #15 of 100 among Wisconsin CUs with a reported count (53,785 members).
In-state ordinals use the live credit_unions table for WI only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
KOHLER: 2025Q4 → 2026Q1
KOHLER: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.4% from $751.6M (2025Q4) to $762.1M (2026Q1).
- Net-worth ratio shifted +0.09 pp (10.63% → 10.72%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
10.72% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 87/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 87.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.7 pts
- Return on Assets 15.0 pts
- Member Growth 5.8 pts
- Loan-to-Share Ratio 11.5 pts
KOHLER vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.72% | -0.46 pp |
| Delinquency Rate | 0.53% | -0.34 pp |
| Return on Assets | 0.90% | +0.39 pp |
| Member Growth | -1.77% | - |
| Loan-to-Share Ratio | 97.32% | +13.42 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $762.1M | - |
| 2025Q4 | $751.6M | 53,785 |
| 2024Q4 | $713.9M | 54,755 |
| 2023Q4 | $617.1M | 43,616 |
Credit Union Details
- Charter Number
- 66872
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Wisconsin
- City
- Sheboygan
- Data Quarter
- 2025Q4
Branch Locations (14)
KOHLER operates 14 offices across 11 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Kohler Credit Union (Main Office) | Sheboygan, WI |
| Grafton | Grafton, WI |
| Howards Grove | Howards Grove, WI |
| Kohler | Kohler, WI |
| Meijer Manitowoc | Manitowoc, WI |
| RAPIDS ROAD | MANITOWOC, WI |
| Washington Street | MANITOWOC, WI |
| Mequon | Mequon, WI |
| MISHICOT | MISHICOT, WI |
| Plymouth | Plymouth, WI |
| Saukville | Saukville, WI |
| Taylor Drive | Sheboygan, WI |
| Meijer Sheboygan | Sheboygan, WI |
| Meijer West Bend | West Bend, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
Other federally-insured credit unions in Wisconsin, closest first by peer group and asset size.
Other-state peers near KOHLER
Two NCUA Call Report peer sets for KOHLER, both outside Wisconsin so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($751.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (87/100 here).
Using this data
- KOHLER ranks #1,682 of 4,374 nationally on financial health and #64 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Superior Choice is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Superior Choice
- Rates and health both vary by institution, not just by state -- see how Wisconsin credit unions compare overall before assuming this one is typical. Wisconsin state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is KOHLER financially healthy?
Yes/no aside, the number is 87/100 (Excellent) - KOHLER's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,682 of 4,374; by total assets it ranks #584 of 4,374 nationally (same basis as /rankings/largest); and #17 of 100 within Wisconsin. Above 80 reads excellent, below 50 warrants closer monitoring; a 10.72% net worth ratio and 0.53% delinquency rate are the key drivers.
How does KOHLER compare to other credit unions?
PlainCU's health composite puts KOHLER at 87/100, compared to a peer group average for Over $500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join KOHLER?
Membership eligibility for KOHLER depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact KOHLER directly for current membership requirements and application steps.
Is my money safe at KOHLER?
Federal credit unions like KOHLER are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. KOHLER's net worth ratio of 10.72% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does KOHLER offer compared to banks?
Credit unions like KOHLER are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact KOHLER directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.