State credit union · Sheboygan, Wisconsin · NCUA charter #66872
KOHLER
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $751.6M
- Total assets
- 53,785
- Members
- 10.7%
- Net-worth ratio
KOHLER scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $751.6M; members 53,785; net-worth ratio 10.72%; health rank #1,682 of 4,374; healthier than 60th of scored peers.
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NCUA 5300 Call Report Masthead
#1,682 of 4,374 health · 2025Q4KOHLER · health 87/100 · $751.6M · 2025Q4
Call Report peers
KOHLER in the assets neighbourhood
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KOHLER vs every NCUA-scored credit union
KOHLER sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
KOHLER: Call Report deltas vs peers
- Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +13.42 pp (97.32% vs 83.90%).
- Widest shortfall vs peers is Net Worth Ratio: -0.46 pp (10.72% vs 11.18%).
Where KOHLER sits in Wisconsin
- In Wisconsin, health place is #64 of 100 on the same NCUA-ratio sort used nationally.
- Assets rank #17 of 100 inside Wisconsin ($751.6M reported).
- Membership ranks #15 of 100 among Wisconsin CUs with a reported count (53,785 members).
- One place up in Wisconsin, Blackhawk Community (#63) ties at 87/100; one place down, Verve, a Credit Union (#65) ties at 87/100.
KOHLER: 2025Q4 → 2026Q1
KOHLER: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.4% from $751.6M (2025Q4) to $762.1M (2026Q1).
- Net-worth ratio shifted +0.09 pp (10.63% → 10.72%).
10.72% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 87/100 score is built
KOHLER gives up 13 points in total. Member Growth costs the most, 9.2 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.7 pts
- Return on Assets 15.0 pts
- Member Growth 5.8 pts
- Loan-to-Share Ratio 11.5 pts
KOHLER vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.72% | -0.46 pp |
| Delinquency Rate | 0.53% | -0.34 pp |
| Return on Assets | 0.90% | +0.39 pp |
| Member Growth | -1.77% | - |
| Loan-to-Share Ratio | 97.32% | +13.42 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $762.1M | - |
| 2025Q4 | $751.6M | 53,785 |
| 2024Q4 | $713.9M | 54,755 |
| 2023Q4 | $617.1M | 43,616 |
Credit Union Details
- Charter Number
- 66872
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Wisconsin
- City
- Sheboygan
- Data Quarter
- 2025Q4
Branch Locations (14)
KOHLER operates 14 offices across 11 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Kohler Credit Union (Main Office) | Sheboygan, WI |
| Grafton | Grafton, WI |
| Howards Grove | Howards Grove, WI |
| Kohler | Kohler, WI |
| Meijer Manitowoc | Manitowoc, WI |
| RAPIDS ROAD | MANITOWOC, WI |
| Washington Street | MANITOWOC, WI |
| Mequon | Mequon, WI |
| MISHICOT | MISHICOT, WI |
| Plymouth | Plymouth, WI |
| Saukville | Saukville, WI |
| Taylor Drive | Sheboygan, WI |
| Meijer Sheboygan | Sheboygan, WI |
| Meijer West Bend | West Bend, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
Other federally-insured credit unions in Wisconsin, closest first by peer group and asset size.
Other-state peers near KOHLER
Similar total assets
Using this data
- KOHLER ranks #1,682 of 4,374 nationally on financial health and #64 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Superior Choice is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Superior Choice
Frequently Asked Questions
Is KOHLER financially healthy?
On its 2025Q4 NCUA 5300 filing, KOHLER scores 87/100 (Excellent), with a 10.72% net worth ratio and 0.53% of loans delinquent. It ranks #1,682 of 4,374 nationally on health and #64 of 100 in Wisconsin.
How does KOHLER compare to other credit unions?
KOHLER scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (97.32% vs 83.90%). Its widest shortfall is net worth ratio (10.72% vs 11.18%).
How can I join KOHLER?
Membership eligibility for KOHLER depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact KOHLER directly for current membership requirements and application steps.
Is my money safe at KOHLER?
KOHLER is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. KOHLER's net worth ratio of 10.72% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.