State credit union · Lewiston, Utah · NCUA charter #67108
Presto Lewiston Employees
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $337K
- Total assets
- 109
- Members
- 25.8%
- Net-worth ratio
Presto Lewiston Employees scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $337K; members 109; net-worth ratio 25.77%; health rank #1,545 of 4,374; healthier than 60th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,545 of 4,374 health · 2025Q4Presto Lewiston Employees · health 87/100 · $337K · 2025Q4
Call Report peers
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Presto Lewiston Employees vs every NCUA-scored credit union
Presto Lewiston Employees sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Presto Lewiston Employees vs Under $2M peers
- Largest favorable gap: Loan-to-Share Ratio at 80.37% vs peer 52.70% (+27.67 pp).
Presto Lewiston Employees in Utah
- In Utah, health place is #24 of 53 on the same NCUA-ratio sort used nationally.
- By total assets, Presto Lewiston Employees is #52 of 53 in Utah.
- Member book place in Utah: #52 of 53.
- One place up in Utah, Members First (#23) scores 88/100, 1 point higher; one place down, UINTAH (#25) ties at 87/100.
Presto Lewiston Employees: 2025Q4 → 2026Q1
Presto Lewiston Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.4% from $337K (2025Q4) to $349K (2026Q1).
- Net-worth ratio shifted -0.84 pp (26.61% → 25.77%).
This credit union's 25.77% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 87/100 score is built
Presto Lewiston Employees gives up 13 points in total. Member Growth costs the most, 12.4 of its 15; Net Worth Ratio and Delinquency Rate and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 14.4 pts
- Member Growth 2.6 pts
- Loan-to-Share Ratio 15.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 25.77% | +2.84 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 0.46% | +0.24 pp |
| Member Growth | -3.54% | - |
| Loan-to-Share Ratio | 80.37% | +27.67 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Call Report history - Presto Lewiston Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $349K | - |
| 2025Q4 | $337K | 109 |
| 2024Q4 | $350K | 113 |
| 2023Q4 | $342K | 116 |
Credit Union Details
- Charter Number
- 67108
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Utah
- City
- Lewiston
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Presto Lewiston Employees.
| Office | City |
|---|---|
| Presto Credit Union (Main Office) | Lewiston, UT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Utah
A look at other Utah credit unions, ranked by how closely their peer group and asset size match this one.
Presto Lewiston Employees nationwide neighbourhoods
Using this data
- Presto Lewiston Employees ranks #1,545 of 4,374 nationally on financial health and #24 of 53 in UT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Valley Wide is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Valley Wide
Frequently Asked Questions
Is Presto Lewiston Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Presto Lewiston Employees scores 87/100 (Excellent), with a 25.77% net worth ratio and 0.00% of loans delinquent. It ranks #1,545 of 4,374 nationally on health and #24 of 53 in Utah.
How does Presto Lewiston Employees compare to other credit unions?
Presto Lewiston Employees scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is loan-to-share ratio (80.37% vs 52.70%).
How can I join Presto Lewiston Employees?
Membership eligibility for Presto Lewiston Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Presto Lewiston Employees directly for current membership requirements and application steps.
Is my money safe at Presto Lewiston Employees?
Presto Lewiston Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Presto Lewiston Employees's net worth ratio of 25.77% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.