State credit union · Salt Lake City, Utah · NCUA charter #67140
Beckstrand and Associates
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $165K
- Total assets
- 16
- Members
- 99.9%
- Net-worth ratio
Beckstrand and Associates scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $165K; members 16; net-worth ratio 99.93%; health rank #2,669 of 4,374; healthier than 36th of scored peers.
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NCUA 5300 Call Report Masthead
#2,669 of 4,374 health · 2025Q4Beckstrand and Associates · health 80/100 · $165K · 2025Q4
Call Report peers
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Beckstrand and Associates vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Beckstrand and Associates sits in 80-84 with 767 others.
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Beckstrand and Associates: Call Report deltas vs peers
- Largest favorable gap: Net Worth Ratio at 99.93% vs peer 22.93% (+77.00 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -52.70 pp (0.00% vs 52.70%).
Where Beckstrand and Associates sits in Utah
- In Utah, health place is #34 of 53 on the same NCUA-ratio sort used nationally.
- By total assets, Beckstrand and Associates is #53 of 53 in Utah.
- Member book place in Utah: #53 of 53.
- One place up in Utah, Kings Peak (#33) scores 81/100, 1 point higher; one place down, Gibbons and Reed Employees (#35) scores 79/100, 1 point lower.
Quarter path for Beckstrand and Associates
Beckstrand and Associates: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.0% from $165K (2025Q4) to $165K (2026Q1).
- Net-worth ratio shifted +0.21 pp (99.72% → 99.93%).
This credit union's 99.93% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 80/100 score is built
Beckstrand and Associates gives up 20 points in total. Loan-to-Share Ratio costs the most, 12 of its 20; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 40.0 pts
- Return on Assets 20.0 pts
- Member Growth 12.0 pts
- Loan-to-Share Ratio 8.0 pts
Beckstrand and Associates health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 99.93% | +77.00 pp |
| Delinquency Rate | - | - |
| Return on Assets | 1.36% | +1.14 pp |
| Member Growth | 0.00% | - |
| Loan-to-Share Ratio | 0.00% | -52.70 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Call Report history - Beckstrand and Associates
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $165K | - |
| 2025Q4 | $165K | 16 |
| 2024Q4 | $160K | 16 |
| 2023Q4 | $515K | 16 |
Credit Union Details
- Charter Number
- 67140
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Utah
- City
- Salt Lake City
- Data Quarter
- 2025Q4
Branch Location
Beckstrand and Associates operates a single office in Salt Lake City, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Salt Lake City, UT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Utah
Other federally-insured credit unions in Utah, closest first by peer group and asset size.
- PRESTO LEWISTON EMPLOYEESLewiston, UT · Under $2M87Health
- VALLEY WIDEVernal, UT · Under $2M77Health
- SOUTH SANPETEManti, UT · Under $2M96Health
- NORTH SANPETEFairview, UT · Under $2M94Health
- FLEXPAKWoods Cross, UT · Under $2M50Health
Compare Beckstrand and Associates vs PRESTO LEWISTON EMPLOYEES
Nationwide credit unions with similar profiles
Similar health score
Using this data
- Beckstrand and Associates ranks #2,669 of 4,374 nationally on financial health and #34 of 53 in UT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Presto Lewiston Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Presto Lewiston Employees
Frequently Asked Questions
Is Beckstrand and Associates financially healthy?
Beckstrand and Associates has a financial health score of 80/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,669 of 4,374 nationally on health and #34 of 53 in Utah. Its net worth ratio is 99.93% and its delinquency rate -.
How does Beckstrand and Associates compare to other credit unions?
Beckstrand and Associates scores 80/100, higher than 36% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is net worth ratio (99.93% vs 22.93%). Its widest shortfall is loan-to-share ratio (0.00% vs 52.70%).
How can I join Beckstrand and Associates?
Membership eligibility for Beckstrand and Associates depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Beckstrand and Associates directly for current membership requirements and application steps.
Is my money safe at Beckstrand and Associates?
Beckstrand and Associates is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Beckstrand and Associates's net worth ratio of 99.93% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.