State credit union · Salt Lake City, Utah · NCUA charter #67140
Beckstrand and Associates
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $165K
- Total assets
- 16
- Members
- 99.9%
- Net-worth ratio
Beckstrand and Associates scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $165K; members 16; net-worth ratio 99.93%; health rank #2,669 of 4,374; healthier than 36th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,669 of 4,374 health · 2025Q4Beckstrand and Associates · health 80/100 · $165K · 2025Q4
- ROA 80/100
- ASSETS 99.9%
- MEM n/a
- RANK 1.36%
- PHOTO $165K
- BOOK 16
- CHARTER #2,669/4,374
- NCUSIF n/a
- CAMELS 67140
Call Report peers
Beckstrand and Associates carries $165K in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Beckstrand and Associates vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Beckstrand and Associates - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #67140, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Beckstrand and Associates: Call Report deltas vs peers
- Largest favorable gap: Net Worth Ratio at 99.93% vs peer 22.93% (+77.00 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -52.70 pp (0.00% vs 52.70%).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Beckstrand and Associates sits in Utah
- In Utah, health place is #34 of 53 on the same NCUA-ratio sort used nationally.
- By total assets, Beckstrand and Associates is #53 of 53 in Utah.
- Member book place in Utah: #53 of 53.
In-state ordinals use the live credit_unions table for UT only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Beckstrand and Associates
Beckstrand and Associates: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.0% from $165K (2025Q4) to $165K (2026Q1).
- Net-worth ratio shifted +0.21 pp (99.72% → 99.93%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 99.93% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 80/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 80.
- Net Worth Ratio 40.0 pts
- Return on Assets 20.0 pts
- Member Growth 12.0 pts
- Loan-to-Share Ratio 8.0 pts
Beckstrand and Associates health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 99.93% | +77.00 pp |
| Delinquency Rate | - | - |
| Return on Assets | 1.36% | +1.14 pp |
| Member Growth | 0.00% | - |
| Loan-to-Share Ratio | 0.00% | -52.70 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Call Report history - Beckstrand and Associates
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $165K | - |
| 2025Q4 | $165K | 16 |
| 2024Q4 | $160K | 16 |
| 2023Q4 | $515K | 16 |
Credit Union Details
- Charter Number
- 67140
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Utah
- City
- Salt Lake City
- Data Quarter
- 2025Q4
Branch Location
Beckstrand and Associates operates a single office in Salt Lake City, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Salt Lake City, UT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Utah
Other federally-insured credit unions in Utah, closest first by peer group and asset size.
- PRESTO LEWISTON EMPLOYEESLewiston, UT · Under $2M87Health
- VALLEY WIDEVernal, UT · Under $2M77Health
- SOUTH SANPETEManti, UT · Under $2M96Health
- NORTH SANPETEFairview, UT · Under $2M94Health
- FLEXPAKWoods Cross, UT · Under $2M50Health
Compare Beckstrand and Associates vs PRESTO LEWISTON EMPLOYEES
Nationwide credit unions with similar profiles
Beckstrand and Associates's nationwide photo peers by assets and by health score, excluding Utah charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (80/100 here).
Using this data
- Beckstrand and Associates ranks #2,669 of 4,374 nationally on financial health and #34 of 53 in UT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Presto Lewiston Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Presto Lewiston Employees
- Rates and health both vary by institution, not just by state -- see how Utah credit unions compare overall before assuming this one is typical. Utah state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Beckstrand and Associates financially healthy?
A 99.93% net worth ratio and a - delinquency rate feed into Beckstrand and Associates's financial health score of 80/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,669 of 4,374; by total assets it ranks #4,352 of 4,374 nationally (same basis as /rankings/largest); and #53 of 53 within Utah. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Beckstrand and Associates compare to other credit unions?
PlainCU's health composite puts Beckstrand and Associates at 80/100, compared to a peer group average for Under $2M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Beckstrand and Associates?
Membership eligibility for Beckstrand and Associates depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Beckstrand and Associates directly for current membership requirements and application steps.
Is my money safe at Beckstrand and Associates?
Federal credit unions like Beckstrand and Associates are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Beckstrand and Associates's net worth ratio of 99.93% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Beckstrand and Associates offer compared to banks?
Credit unions like Beckstrand and Associates are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Beckstrand and Associates directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.