State credit union · SHEBOYGAN, Wisconsin · NCUA charter #66663
POLICE
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $891K
- Total assets
- 139
- Members
- 19.3%
- Net-worth ratio
POLICE scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $891K; members 139; net-worth ratio 19.27%; health rank #1,191 of 4,374; healthier than 69th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,191 of 4,374 health · 2025Q4POLICE · health 89/100 · $891K · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
POLICE vs every NCUA-scored credit union
POLICE sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
POLICE vs Under $2M peers
- Loan-to-Share Ratio leads the peer set - 113.77% here, 52.70% peer average (+61.07 pp).
- Net Worth Ratio trails the peer set - 19.27% here, 22.93% peer average (-3.66 pp).
Wisconsin standing for POLICE
- Wisconsin health ordinal: #45 of 100.
- Wisconsin assets place: #98 of 100.
- Membership ranks #100 of 100 among Wisconsin CUs with a reported count (139 members).
- One place up in Wisconsin, SHORELINE (#44) scores 90/100, 1 point higher; one place down, Bay Shore (#46) ties at 89/100.
Quarter path for POLICE
POLICE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.7% from $891K (2025Q4) to $898K (2026Q1).
- Net-worth ratio shifted -0.06 pp (19.33% → 19.27%).
19.27% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 89/100 score is built
POLICE gives up 11 points in total. Loan-to-Share Ratio costs the most, 9.7 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.4 pts
- Return on Assets 15.0 pts
- Member Growth 14.4 pts
- Loan-to-Share Ratio 5.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.27% | -3.66 pp |
| Delinquency Rate | 0.56% | -3.91 pp |
| Return on Assets | 0.87% | +0.65 pp |
| Member Growth | 4.51% | - |
| Loan-to-Share Ratio | 113.77% | +61.07 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $898K | - |
| 2025Q4 | $891K | 139 |
| 2024Q4 | $984K | 133 |
| 2023Q4 | $947K | 133 |
Credit Union Details
- Charter Number
- 66663
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Wisconsin
- City
- SHEBOYGAN
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, POLICE runs one office.
| Office | City |
|---|---|
| Police Credit Union (Main Office) | Sheboygan, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
More federally-insured credit unions based in Wisconsin, ordered by peer group match and asset size.
Other-state peers near POLICE
Similar health score
Using this data
- POLICE ranks #1,191 of 4,374 nationally on financial health and #45 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Holy Redeemer Community of Se Wis. is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Holy Redeemer Community of Se Wis.
Frequently Asked Questions
Is POLICE financially healthy?
POLICE has a financial health score of 89/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,191 of 4,374 nationally on health and #45 of 100 in Wisconsin. Its net worth ratio is 19.27% and its delinquency rate 0.56%.
How does POLICE compare to other credit unions?
POLICE scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is loan-to-share ratio (113.77% vs 52.70%). Its widest shortfall is net worth ratio (19.27% vs 22.93%).
How can I join POLICE?
Membership eligibility for POLICE depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact POLICE directly for current membership requirements and application steps.
Is my money safe at POLICE?
POLICE is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. POLICE's net worth ratio of 19.27% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.