State credit union · SHEBOYGAN, Wisconsin · NCUA charter #66663
POLICE
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $891K
- Total assets
- 139
- Members
- 19.3%
- Net-worth ratio
POLICE scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $891K; members 139; net-worth ratio 19.27%; health rank #1,191 of 4,374; healthier than 69th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,191 of 4,374 health · 2025Q4POLICE · health 89/100 · $891K · 2025Q4
- ASSETS 89/100
- MEM 19.3%
- RANK 0.56%
- PHOTO 0.87%
- BOOK $891K
- CHARTER 139
- NCUSIF #1,191/4,374
- CAMELS n/a
- HEALTH 66663
Call Report peers
POLICE carries $891K in NCUA 5300 assets, stamped as a Call Report masthead, not a rate quote or membership pitch.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
POLICE vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
POLICE - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #66663: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
POLICE vs Under $2M peers
- Loan-to-Share Ratio leads the peer set - 113.77% here, 52.70% peer average (+61.07 pp).
- Net Worth Ratio trails the peer set - 19.27% here, 22.93% peer average (-3.66 pp).
Peer averages are NCUA 5300 means for the Under $2M cohort (243 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Wisconsin standing for POLICE
- Wisconsin health ordinal: #45 of 100.
- Wisconsin assets place: #98 of 100.
- Membership ranks #100 of 100 among Wisconsin CUs with a reported count (139 members).
In-state ordinals use the live credit_unions table for WI only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for POLICE
POLICE: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.7% from $891K (2025Q4) to $898K (2026Q1).
- Net-worth ratio shifted -0.06 pp (19.33% → 19.27%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
19.27% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 89/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 89.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.4 pts
- Return on Assets 15.0 pts
- Member Growth 14.4 pts
- Loan-to-Share Ratio 5.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.27% | -3.66 pp |
| Delinquency Rate | 0.56% | -3.91 pp |
| Return on Assets | 0.87% | +0.65 pp |
| Member Growth | 4.51% | - |
| Loan-to-Share Ratio | 113.77% | +61.07 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Under $2M (243 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $898K | - |
| 2025Q4 | $891K | 139 |
| 2024Q4 | $984K | 133 |
| 2023Q4 | $947K | 133 |
Credit Union Details
- Charter Number
- 66663
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Wisconsin
- City
- SHEBOYGAN
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, POLICE runs one office.
| Office | City |
|---|---|
| Police Credit Union (Main Office) | Sheboygan, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
More federally-insured credit unions based in Wisconsin, ordered by peer group match and asset size.
Other-state peers near POLICE
POLICE's nationwide photo peers by assets and by health score, excluding Wisconsin charters.
Similar health score
Nearest other-state credit unions by five-factor health composite (89/100 here).
Using this data
- POLICE ranks #1,191 of 4,374 nationally on financial health and #45 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Holy Redeemer Community of Se Wis. is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Holy Redeemer Community of Se Wis.
- Rates and health both vary by institution, not just by state -- see how Wisconsin credit unions compare overall before assuming this one is typical. Wisconsin state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is POLICE financially healthy?
A 19.27% net worth ratio and a 0.56% delinquency rate feed into POLICE's financial health score of 89/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,191 of 4,374; by total assets it ranks #4,256 of 4,374 nationally (same basis as /rankings/largest); and #98 of 100 within Wisconsin. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does POLICE compare to other credit unions?
89/100 is POLICE's score on PlainCU's health composite, compared to a peer group average for Under $2M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join POLICE?
Membership eligibility for POLICE depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact POLICE directly for current membership requirements and application steps.
Is my money safe at POLICE?
Federal credit unions like POLICE are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. POLICE's net worth ratio of 19.27% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does POLICE offer compared to banks?
Credit unions like POLICE are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact POLICE directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.