State credit union · WAUKESHA, Wisconsin · NCUA charter #66660
Alloy Employees
Health score 50/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 50
- Health / 100
- $328K
- Total assets
- 165
- Members
- 40.7%
- Net-worth ratio
Alloy Employees scores 50/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $328K; members 165; net-worth ratio 40.67%; health rank #4,262 of 4,374; healthier than 2nd of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#4,262 of 4,374 health · 2025Q4Alloy Employees · health 50/100 · $328K · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Alloy Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Alloy Employees sits in 50-54 with 82 others.
50 2nd percentile higher than 2% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Alloy Employees vs Under $2M peers
- Largest favorable gap: Net Worth Ratio at 40.67% vs peer 22.93% (+17.74 pp).
- Widest shortfall vs peers is Delinquency Rate: +64.63 pp (69.11% vs 4.48%).
Wisconsin standing for Alloy Employees
- Wisconsin health ordinal: #99 of 100.
- Assets rank #100 of 100 inside Wisconsin ($328K reported).
- Membership ranks #99 of 100 among Wisconsin CUs with a reported count (165 members).
- One place up in Wisconsin, BRANTWOOD (#98) scores 59/100, 9 points higher; one place down, CONNEXUS (#100) scores 46/100, 4 points lower.
Quarter path for Alloy Employees
Alloy Employees: total assets by quarter
2023Q4 to 2025Q4, NCUA 5300
- Assets moved +2.5% from $319K (2024Q4) to $328K (2025Q4).
- Membership moved +1.9% from 162 to 165 over the same window.
- Net-worth ratio shifted -3.33 pp (44.00% → 40.67%).
40.67% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 50/100 score is built
Alloy Employees gives up 50 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 0.0 pts
- Member Growth 11.2 pts
- Loan-to-Share Ratio 8.8 pts
Alloy Employees health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 40.67% | +17.74 pp |
| Delinquency Rate | 69.11% | +64.63 pp |
| Return on Assets | -0.76% | -0.98 pp |
| Member Growth | 1.85% | - |
| Loan-to-Share Ratio | 35.02% | -17.68 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Call Report history - Alloy Employees
| Quarter | Assets | Members |
|---|---|---|
| 2025Q4 | $328K | 165 |
| 2024Q4 | $319K | 162 |
| 2023Q4 | $372K | 160 |
Credit Union Details
- Charter Number
- 66660
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Wisconsin
- City
- WAUKESHA
- Data Quarter
- 2025Q4
Nearby Credit Unions in Wisconsin
Other federally-insured credit unions in Wisconsin, closest first by peer group and asset size.
- HOLY REDEEMER COMMUNITY OF SE WIS.MILWAUKEE, WI · Under $2M91Health
- POLICESHEBOYGAN, WI · Under $2M89Health
- STOPPENBACHJefferson, WI · Under $2M60Health
- 1ST CLASS EXPRESSWAUKESHA, WI · $2M–$10M74Health
- AIR TECHMILWAUKEE, WI · $2M–$10M82Health
Compare Alloy Employees vs HOLY REDEEMER COMMUNITY OF SE WIS.
Nationwide credit unions with similar profiles
Similar health score
Using this data
- Alloy Employees ranks #4,262 of 4,374 nationally on financial health and #99 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Holy Redeemer Community of Se Wis. is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Holy Redeemer Community of Se Wis.
Frequently Asked Questions
Is Alloy Employees financially healthy?
Alloy Employees has a financial health score of 50/100 (Fair) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,262 of 4,374 nationally on health and #99 of 100 in Wisconsin. Its net worth ratio is 40.67% and its delinquency rate 69.11%.
How does Alloy Employees compare to other credit unions?
Alloy Employees scores 50/100, higher than 2% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is net worth ratio (40.67% vs 22.93%). Its widest shortfall is delinquency rate (69.11% vs 4.48%).
How can I join Alloy Employees?
Membership eligibility for Alloy Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Alloy Employees directly for current membership requirements and application steps.
Is my money safe at Alloy Employees?
Alloy Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Alloy Employees's net worth ratio of 40.67% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.