Federal credit union · AUBURN, New York · NCUA charter #988
Auburn Community
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $118.1M
- Total assets
- 7,723
- Members
- 12.3%
- Net-worth ratio
Auburn Community scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $118.1M; members 7,723; net-worth ratio 12.32%; health rank #1,452 of 4,374; healthier than 65th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,452 of 4,374 health · 2025Q4Auburn Community · health 88/100 · $118.1M · 2025Q4
Call Report peers
Auburn Community in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Auburn Community vs every NCUA-scored credit union
Auburn Community sits in the busiest band, 85-89, alongside 857 other credit unions.
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Auburn Community
- Strongest edge vs 1069 $100M–$500M peers is Delinquency Rate: -0.65 pp (0.24% vs 0.89%).
- Loan-to-Share Ratio trails the peer set - 35.06% here, 72.20% peer average (-37.14 pp).
Where Auburn Community sits in New York
- New York health ordinal: #80 of 272.
- New York assets place: #80 of 272.
- New York membership ordinal: #85 of 272.
- One place up in New York, Genesee Valley (#79) ties at 88/100; one place down, Western New York (#81) ties at 88/100.
How Auburn Community's 5300 filing moved
Auburn Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.5% from $118.1M (2025Q4) to $123.5M (2026Q1).
- Net-worth ratio shifted -0.30 pp (12.62% → 12.32%).
At 12.32%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 88/100 score is built
Auburn Community gives up 12 points in total. Member Growth costs the most, 6.4 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 8.6 pts
- Loan-to-Share Ratio 9.4 pts
Auburn Community health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.32% | +0.21 pp |
| Delinquency Rate | 0.24% | -0.65 pp |
| Return on Assets | 0.88% | +0.26 pp |
| Member Growth | -0.25% | - |
| Loan-to-Share Ratio | 35.06% | -37.14 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Auburn Community filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $123.5M | - |
| 2025Q4 | $118.1M | 7,723 |
| 2024Q4 | $116.7M | 7,742 |
| 2023Q4 | $119.2M | 7,706 |
Credit Union Details
- Charter Number
- 988
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- New York
- City
- AUBURN
- Data Quarter
- 2025Q4
Branch Locations (4)
Auburn Community operates 4 offices across 4 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office - 65 Wright Circle (Main Office) | AUBURN, NY |
| Branch - 101 Prospect St | Auburn, NY |
| Liverpool Branch | Liverpool, NY |
| Weedsport | Weedsport, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
A look at other New York credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Auburn Community
Using this data
- Auburn Community ranks #1,452 of 4,374 nationally on financial health and #80 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- American Broadcast Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with American Broadcast Employees
Frequently Asked Questions
Is Auburn Community financially healthy?
Auburn Community has a financial health score of 88/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,452 of 4,374 nationally on health and #80 of 272 in New York. Its net worth ratio is 12.32% and its delinquency rate 0.24%.
How does Auburn Community compare to other credit unions?
Auburn Community scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.24% vs 0.89%). Its widest shortfall is loan-to-share ratio (35.06% vs 72.20%).
How can I join Auburn Community?
Auburn Community operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Auburn Community directly for the exact boundaries and application steps.
Is my money safe at Auburn Community?
Auburn Community is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Auburn Community's net worth ratio of 12.32% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.