State credit union · Lake Forest, California · NCUA charter #66847
Eagle Community
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $393.4M
- Total assets
- 22,567
- Members
- 9.7%
- Net-worth ratio
Eagle Community scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $393.4M; members 22,567; net-worth ratio 9.66%; health rank #1,506 of 4,374; healthier than 65th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,506 of 4,374 health · 2025Q4Eagle Community · health 88/100 · $393.4M · 2025Q4
Call Report peers
Eagle Community in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Eagle Community vs every NCUA-scored credit union
Eagle Community sits in the busiest band, 85-89, alongside 857 other credit unions.
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Eagle Community: Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 93.89% here, 72.20% peer average (+21.69 pp).
- Largest lag: Net Worth Ratio at 9.66% vs peer 12.11% (-2.45 pp).
California standing for Eagle Community
- California health ordinal: #95 of 243.
- By total assets, Eagle Community is #95 of 243 in California.
- Member book place in California: #98 of 243.
- One place up in California, United Catholics (#94) ties at 88/100; one place down, KEYPOINT (#96) ties at 88/100.
How Eagle Community's 5300 filing moved
Eagle Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.6% from $393.4M (2025Q4) to $411.4M (2026Q1).
- Net-worth ratio shifted -0.36 pp (10.02% → 9.66%).
At 9.66%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 88/100 score is built
Eagle Community gives up 12 points in total. Member Growth costs the most, 7.1 of its 15; Net Worth Ratio loses the least, 0.9.
- Net Worth Ratio 29.1 pts
- Delinquency Rate 23.5 pts
- Return on Assets 14.1 pts
- Member Growth 7.9 pts
- Loan-to-Share Ratio 13.4 pts
Eagle Community vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.66% | -2.45 pp |
| Delinquency Rate | 0.65% | -0.24 pp |
| Return on Assets | 0.44% | -0.18 pp |
| Member Growth | -0.59% | - |
| Loan-to-Share Ratio | 93.89% | +21.69 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Eagle Community filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $411.4M | - |
| 2025Q4 | $393.4M | 22,567 |
| 2024Q4 | $356.9M | 22,702 |
| 2023Q4 | $352.4M | 23,258 |
Credit Union Details
- Charter Number
- 66847
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- California
- City
- Lake Forest
- Data Quarter
- 2025Q4
Branch Locations (6)
The NCUA branch filing lists 6 physical offices for Eagle Community, spread across 6 cities.
| Office | City |
|---|---|
| Corporate (Main Office) | Foothill Ranch, CA |
| Anaheim Branch | Anaheim, CA |
| City of Industry Branch | City of Industry, CA |
| Garden Grove Branch | Garden Grove, CA |
| Lake Forest Branch | Lake Forest, CA |
| Santa Ana Branch | Santa Ana, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
A look at other California credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Using this data
- Eagle Community ranks #1,506 of 4,374 nationally on financial health and #95 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- CAHP is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with CAHP
Frequently Asked Questions
Is Eagle Community financially healthy?
On its 2025Q4 NCUA 5300 filing, Eagle Community scores 88/100 (Excellent), with a 9.66% net worth ratio and 0.65% of loans delinquent. It ranks #1,506 of 4,374 nationally on health and #95 of 243 in California.
How does Eagle Community compare to other credit unions?
Eagle Community scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (93.89% vs 72.20%). Its widest shortfall is net worth ratio (9.66% vs 12.11%).
How can I join Eagle Community?
Membership eligibility for Eagle Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Eagle Community directly for current membership requirements and application steps.
Is my money safe at Eagle Community?
Eagle Community is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Eagle Community's net worth ratio of 9.66% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.